$5,599,000
$291K PRICE DROP

7545 Top O the Morning Way San Diego, CA 92127

Del Sur Neighborhood

Estimated payment $34,277/month

Total Views 14,481
4 Beds
5 Baths
6,523 Sq Ft
$858 Price per Sq Ft

Highlights

  • Golf Course Community
  • Fitness Center
  • Pebble Pool Finish
  • Solana Santa Fe Elementary School Rated A
  • Wine Cellar
  • Solar Power System

About This Home

This absolutely stunning custom estate in The Crosby at Rancho Santa Fe was completed in 2022, making it one of the newest homes in this prestigious community! Located within the top-rated Solana Santa Fe (K–8) and Torrey Pines High School districts, near premier private academies. Designed by renowned local architect Scott Grunst, the home is situated on a quiet, beautiful street lined with luxury residences. The 6,523 sq. ft. residence offers timeless elegance and modern luxury. A grand 22-ft foyer welcomes you with soaring arched windows, hardwood floors, exposed solid wood beams, and a dramatic staircase with wrought iron railings. The chef’s kitchen features an eight burner Wolf range with an infrared charbroiler, 64" Electrolux fridge/freezer combo, and double Electrolux dishwashers, while the wet bar has a built-in kegerator. Wine lovers will appreciate the custom, temperature and humidity-controlled 800-bottle wine cellar with additional storage space. The house has Brazilian quartzite countertops and custom-built stained alder wood cabinetry throughout. Enjoy seamless indoor-outdoor living with disappearing pocket sliding doors that open the main living room to a covered loggia with full outdoor kitchen, fireplace, and Wolf BBQ. The resort-style backyard is very private and boasts a rim flow PebbleTec® coated pool, vanishing-edge spa, raised fire pits, and unobstructed sunset views over a protected natural preserve.

Listing Agent

Paul Ragnvaldsson

Coldwell Banker Realty License #01852489 Listed on: 09/02/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $47,382

Year Built

  • Built in 2022

Lot Details

  • 0.53 Acre Lot
  • Property Near a Canyon
  • Open Space
  • Wrought Iron Fence
  • Partially Fenced Property
  • Fence is in excellent condition
  • Sprinkler System

HOA Fees

  • $760 Monthly HOA Fees

Parking

  • 4 Car Direct Access Garage
  • Garage Door Opener

Home Design

  • Spanish Tile Roof
  • Stucco

Interior Spaces

  • 6,523 Sq Ft Home
  • 2-Story Property
  • Formal Entry
  • Wine Cellar
  • Family Room with Fireplace
  • Great Room
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • 5 Fireplaces
  • Formal Dining Room
  • Home Office
  • Library with Fireplace
  • Valley Views
  • Attic Fan
  • Fire Sprinkler System

Kitchen

  • Breakfast Area or Nook
  • Walk-In Pantry
  • Double Convection Oven
  • Gas Oven
  • Six Burner Stove
  • Built-In Range
  • Grill
  • Range Hood
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Wolf Appliances
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Retreat
  • Main Floor Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Solar Power System

Pool

  • Pebble Pool Finish
  • Heated In Ground Pool
  • Pool Equipment or Cover

Outdoor Features

  • Deck
  • Fireplace in Patio
  • Outdoor Grill
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

Overview

  • Association fees include common area maintenance, gated community, security
  • The Crosby At Rsf Association
  • Rancho Santa Fe Subdivision

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa
  • Trails

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$47,382

Year Built

Built in 2022

Lot Details

0

HOA Fees

$760 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Year Built: 2022
  • Unit Levels: 2 Story
  • Property Sub Type: Detached
  • Community Features: Tennis Courts, Biking/Hiking Trails, Clubhouse/Rec Room, Exercise Room, Gated Community, Golf, On-Site Guard, Playground, Pool, Spa/Hot Tub, Pickleball
  • Frontage: Canyon, Open Space
  • Association Fees: 760.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance, Gated Community, Security
  • Co List Office Mls Id: 66783
  • Subdivision Name: RANCHO SANTA FE
  • Living Area: 6523.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2025-11-16T04:19:52Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • CFDMelloRoosFeeReflct: Year
  • FullAddress: 7545 Top O The Morning Way
  • Ownership: Fee Simple
  • ShortSale: No
  • SupplementRemarks: The home includes an elegant executive office downstairs with built-in bookcases and a fireplace, a massive upstairs primary suite, and a main-level guest/primary suite—perfect for multigenerational living. Upstairs you will find two additional ensuite bedrooms and a game room on the landing above the living room. Additional highlights include an owned solar system, oversized motor court, and a four-car garage setup: attached two-car garage with Tesla charger and detached two-car garage with added insulation and A/C wiring for yoga, gym, or studio use. The community is a quick 5-minute drive to Rancho Santa Fe Village through the north gate, while the south gate provides easy access to Hwy 56, Hwy 15, and Hwy 5 for convenient commutes, shopping, dining, and beach trips. Residents enjoy amenities such as a Fred Couples-designed golf course, 35,000 sq. ft. clubhouse, tennis and pickleball courts, Olympic size pool, spa, fitness center, fine dining, and vibrant social events.
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Total Bedrooms: 4
  • Appliances: Dishwasher, Disposal, Dryer, Fire Sprinklers, Garage Door Opener, Microwave, Pool/Spa/Equipment, Range/Oven, Refrigerator, Solar Panels, Washer, 6 Burner Stove, Built In Range, Convection Oven, Double Oven, Electric Oven, Freezer, Gas & Electric Range, Gas Oven, Gas Stove, Grill, Ice Maker, Range/Stove Hood, Barbecue, Gas Range, Built-In, Counter Top, Electric Cooking, Gas Cooking
  • Fireplace Features: FP in Dining Room, FP in Family Room, FP in Living Room, Patio/Outdoors, Library
  • Fireplaces: 5
  • Flooring: Tile, Wood

Exterior Features

  • Fencing: Partial, Excellent Condition, Wrought Iron
  • Roof: Spanish Tile
  • View: Valley/Canyon
  • Pool Features: Below Ground, Private, Heated, Pebble
  • Construction Type: Stucco
  • Patio And Porch Features: Deck, Porch - Front, Porch - Rear

Garage/Parking

  • Garaged Spaces: 4.0
  • Parking Features: Attached, Detached, Direct Garage Access
  • Total Parking Spaces: 12.0

Utilities

  • Cooling: Attic Fan, Central Forced Air
  • Heating: Fireplace, Forced Air Unit
  • Sewer: Sewer Connected
  • Laundry Features: Electric, Gas, Washer Hookup, Gas & Electric Dryer HU
  • Water Source: Meter on Property
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Name: The Crosby at RSF

Lot Info

  • Lot Size Sq Ft: 23086.0

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $47,382 $3,779,672 $929,268 $2,850,404
2024 $47,382 $3,705,562 $911,048 $2,794,514
2023 $46,316 $3,632,905 $893,185 $2,739,720
2022 $37,517 $2,800,000 $800,000 $2,000,000
2021 $20,422 $1,350,000 $600,000 $750,000
2020 $12,365 $600,000 $600,000 $0
2019 $12,289 $600,000 $600,000 $0
2018 $12,289 $600,000 $600,000 $0
2017 $10,714 $600,000 $600,000 $0
2016 $11,108 $600,000 $600,000 $0
2015 $10,982 $600,000 $600,000 $0
2014 $11,042 $600,000 $600,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/11/2025 11/11/25 Price Changed $5,599,000 -4.9% $858 / Sq Ft
09/02/2025 09/02/25 For Sale $5,890,000 -- $903 / Sq Ft
Source: San Diego MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Grant Deed -- California Title Company
Grant Deed -- First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,700,000 Construction
Closed $578,000 Purchase Money Mortgage
Previous Owner $421,600 Purchase Money Mortgage
Source: Public Records

Source: San Diego MLS

MLS Number: 250037809

San Diego MLS

APN: 267-210-02