$879,000

78 Emerald Place Monterey, TN 38574

Estimated payment $4,995/month

Total Views 2,849
4 Beds
3.5 Baths
4,830 Sq Ft
$182 Price per Sq Ft

Highlights

  • Lake View
  • Wood Flooring
  • Bonus Room
  • Traditional Architecture
  • 3 Fireplaces
  • Corner Lot

About This Home

A Piece of Paradise, Home in Monterey Tennessee on peaceful Cumberland Lake
Enjoy this beautiful, rustic, custom log home. 4+ bedrooms, 3 1⁄2 bathrooms & finished basement with handicap ramp. Great Room with vaulted ceilings & exposed beams. 2 gas fireplaces, 1 in the Great Room & one in the Master Bedroom & a wood burning stove in finished basement. No worries about power outages with Generac Whole Home Generator. Infrared & reverse osmosis water system for bacteria free drinking water. For plant lovers a Grow Room with 2 Skylights. Phenomenal view of the lake. Over 200 feet of shoreline with 400 sq ft deck & floating dock. Fenced dog run. Peaceful lake enjoyment. Fishing & swimming are great! A stunning lake home to make your own, where luxury meets relaxation in a picturesque setting.

Listing Agent

Aira Ilao

ListWithFreedom.com Brokerage Phone: 855-456-4945 License #338742 Listed on: 05/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,386

Year Built

  • Built in 2004

Lot Details

  • 0.79 Acre Lot
  • Cul-De-Sac
  • Fenced Yard
  • Corner Lot

HOA Fees

  • $15 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Log Siding

Interior Spaces

  • 4,830 Sq Ft Home
  • Ceiling Fan
  • 3 Fireplaces
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Living Room
  • Dining Room
  • Bonus Room
  • Utility Room
  • Lake Views
  • Finished Basement

Kitchen

  • Range
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • Attached Garage
  • 2 Carport Spaces
  • Garage Door Opener

Schools

  • Pleasant Hill Elementary School
  • Cumberland County Middle School
  • Cumberland County High School

Utilities

  • Zoned Heating and Cooling System
  • Heating System Uses Propane
  • Private Water Source
  • Well
  • Septic Tank
  • Cable TV Available

Community Details

  • Cumberland Lake Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 017P C 009.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,386

Year Built

Built in 2004

Lot Details

0

HOA Fees

$15 per month

Listing Details

  • Directions: From Interstate I-40 west or east, take exit 311/ Plateau Road. Take Plateau Road south to Hwy 70 turn right/east to Mayland Loop. Take Mayland Loop to Jim Garrett and turn right and follow to Cumberland Lakes Drive. Turn right and follow to North Lake Trail. Turn right to Emerald Place. The log home is on the right.
  • Property Sub Type: Single Family Residence
  • Prop. Type: Single Family
  • Year Built: 2004
  • Lot Size Acres: 0.79
  • Subdivision Name: Cumberland Lake
  • Architectural Style: Traditional
  • Property Attached Yn: No
  • Attribution Contact: 855-456-4945
  • Lot Description:Cul-De-Sac: Yes
  • Lot Description:Corner Lot: Yes
  • View:Lake: Yes
  • General Property Description:Fireplace: Yes
  • General Property Description:SqFt - Main Lvl: 1730.0
  • General Property Description:SqFt - Down Lvl: 1650.0
  • General Property Description:SqFt - 2nd Flr Lvl: 1450.0
  • General Property Description:SqFt - 3rd Flr Lvl: 1298.0
  • General Property Description:_pound_ Fireplace: 3.0
  • General Property Description:HOA: Mandatory
  • General Property Description:Basement: Yes
  • General Property Description:Bonus Room: Yes
  • AtchdDtchd Type:Detached: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Cooling:Central Cooling: Yes
  • Floors:Carpet: Yes
  • Floors:Hardwood: Yes
  • Fuel:Electric: Yes
  • Heat:Central: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Water:Private2: Yes
  • Percent Basement Finished: Yes
  • Floors:Tile2: Yes
  • Location Tax Legal Info:Property Sub-Type: Residential
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • Basement YN: Yes
  • Has Basement: Finished
  • Fireplace: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Log
  • Fireplaces: 3
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Kitchen Island, Pantry
  • Fireplace:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Fireplace:Wood Burning: Yes
  • Misc Features:Island in Kitchen: Yes

Exterior Features

  • View: Lake
  • Lot Features: Cul-De-Sac, Corner Lot
  • Construction Type: Log
  • Exterior Features:Cable Available (TV Only): Yes
  • Construction:Log: Yes

Garage/Parking

  • GarageParkingCarportSpaces: 2.0
  • Attached Garage: Yes
  • Carport Spaces: 2.0
  • Parking Features: Garage Door Opener, Attached
  • GarageParking:Attached2: Yes
  • GarageParking:Garage Door Opener: Yes

Utilities

  • Cooling: Central Cooling, Ceiling Fan(s)
  • Sewer: Septic Tank
  • Cooling Y N: Yes
  • Heating: Central, Propane, Electric
  • Heating Yn: Yes
  • Utilities: Cable Available (TV Only)
  • Water Source: Private, Well
  • Sewer Septic Tank: Yes
  • Water Well: Yes

Condo/Co-op/Association

  • Association Fee: 175.0
  • Association Fee Frequency: Yearly
  • Association: Yes

Association/Amenities

  • Association Fee Incl:Other20: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Pleasant Hill
  • High School: Cumberland County
  • Middle Or Junior School: Cumberland County

Lot Info

  • Lot Size Sq Ft: 34412.4
  • Parcel #: 017P C 009.00

Tax Info

  • Tax Annual Amount: 1386.4

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,386 $122,150 $15,000 $107,150
2023 $1,386 $122,150 $0 $0
2022 $1,386 $122,150 $15,000 $107,150
2021 $1,272 $81,250 $12,500 $68,750
2020 $1,272 $81,250 $12,500 $68,750
2019 $1,272 $81,250 $12,500 $68,750
2018 $1,272 $81,250 $12,500 $68,750
2017 $1,272 $81,250 $12,500 $68,750
2016 $1,191 $77,950 $12,500 $65,450
2015 $1,167 $77,950 $12,500 $65,450
2014 $1,167 $77,942 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 For Sale $879,000 -- $172 / Sq Ft
Source: East Tennessee REALTORS® MLS

Purchase History

Date Type Sale Price Title Company
Deed $32,000 --
Warranty Deed $30,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $75,000 New Conventional
Closed $70,000 New Conventional
Open $277,300 Commercial
Closed $65,000 No Value Available
Closed $15,000 No Value Available
Closed $322,700 No Value Available
Source: Public Records

Similar Homes in Monterey, TN

  • 700 Falls Rd, Monterey, TN 38574

    $869,000

    • 4 Beds
    • 4.5 Baths
    • 4,396 Sq Ft
    • 700 Falls Rd
    • Monterey, TN

    Sellers are relocating—your opportunity is here! This custom-built gem sits on 8.8 wooded acres with a peaceful spring-fed pond and is loaded with upgrades. Inside you'll find hardwood floors, solid wood doors, granite countertops, stainless appliances, and a stunning floor-to-ceiling gas fireplace. Two main-level primary suites, a formal dining room, and a home office add to the appeal.

    Chena Morris THE REAL ESTATE COLLECTIVE

    Section Image
  • 795 Eastridge Pass, Monterey, TN 38574

    $849,900

    • 4 Beds
    • 4 Baths
    • 2,931 Sq Ft
    • 795 Eastridge Pass
    • Monterey, TN

    Lifetime million dollar views in this gated community in the mountains of TN. The coveted community of The Bluffs offer unreal picturesque mountain top views. 750 acres of land surrounding the development is a protected conservation. Full of wild life and epic sunrises and sunsets. This craftsman style home is one owner and one of kind. Upgrades throughout the 4 bedroom 4 bath home. Sprawling

    Natalie Stout The Realty Firm Smithville

    Section Image
  • 78 Emerald Place, Monterey, TN 38574

    $879,000

    • 5 Beds
    • 6 Baths
    • 5,114 Sq Ft
    • 78 Emerald Place
    • Monterey, TN

    A Piece of Paradise, Home in Monterey Tennessee on peaceful Cumberland Lake Enjoy this beautiful, rustic, custom log home. 4+ bedrooms, 3 1⁄2 bathrooms & finished basement with handicap ramp. Great Room with vaulted ceilings & exposed beams. 2 gas fireplaces, 1 in the Great Room & one in the Master Bedroom & a wood burning stove in finished basement. No worries about power outages with Generac

    Ralph Harvey ListWithFreedom.com

    Section Image
  • 4083 Hanging Limb Hwy, Monterey, TN 38574

    $659,950

    • 3 Beds
    • 2 Baths
    • 2,048 Sq Ft
    • 4083 Hanging Limb Hwy
    • Monterey, TN

    BRICK RANCH ON 7.4 ACRES with pond, Detached Garage & More! Discover peaceful country living with this spacious brick ranch situated on 7.4 picturesque acres, complete with a pond, fenced area for cattle and NO RESTRICTIONS-bring you animals, hobbies, or big plans!This home features hardwood floors, a cozy fireplace, and updated kitchen with granite countertops, a large island and modern finishes

    Sarah Davis American Way Real Estate

    Section Image
  • 1721 Huckleberry Rd, Monterey, TN 38574

    $668,000

    • 3 Beds
    • 2 Baths
    • 2,078 Sq Ft
    • 1721 Huckleberry Rd
    • Monterey, TN

    This impressive NEW ranch-style home is nestled on over 8 acres and features 3 bedrooms and 2 bathrooms, built in 2024. The property is thoughtfully set back from the road, offering privacy and tranquility. A winding driveway guides you to the spacious 2,078 sq ft residence, along with a 32x48' outbuilding perfect for storing your RV or other large toys, complete with a three-bay and

    Beth Collins LPT Realty, LLC

    Section Image
  • 1164 Davidson Dr, Monterey, TN 38574

    $695,000

    • 4 Beds
    • 3.5 Baths
    • 3,975 Sq Ft
    • 1164 Davidson Dr
    • Monterey, TN

    Enter this little slice of paradise through your own private electronic gate where you'll be greeted by the sights and sounds of nature! The spectacular views are what dreams are made of! This almost 4,000 square ft. home has soaring ceilings in the family room where the fireplace goes all the way to the ceiling! How often do you have the opportunity to have your own little creek and waterfall to

    Sue Pecora The Real Estate Collective

    Section Image
  • 513 Cumberland Cove Rd, Monterey, TN 38574

    $878,300

    • 4 Beds
    • 2.5 Baths
    • 4,803 Sq Ft
    • 513 Cumberland Cove Rd
    • Monterey, TN

    * Price Improvement Alert! Now offered at $878,300* priced below appraised value! This is a rare opportunity for exceptional value in today's market. Don't miss it! YOUR DREAM MOUNTAIN RETREAT AWAITS IN CUMBERLAND COVE! 4 Bedrooms | 2.5 Bathrooms | Panoramic Mountain Views | Finished Basement | 4-Car Garage | RV garage . Nestled in the heart of breathtaking natural beauty, this home is your

    Doreen Sherrill Crye-Leike Brown Realty Cumberland Cove

    Section Image

Source: East Tennessee REALTORS® MLS

MLS Number: 1300883

East Tennessee REALTORS® MLS

APN: 017P-C-009.00