$879,000
OPEN SUN 12PM - 3PM

78 Emerald Place Monterey, TN 38574

Estimated payment $4,995/month

Total Views 3,184
4 Beds
3.5 Baths
2,600 Sq Ft
$338 Price per Sq Ft

Highlights

  • Very Popular Property
  • Corner Lot
  • Living Room
  • Wood Flooring
  • Cul-De-Sac
  • 2 Attached Carport Spaces

About This Home

A Piece of Paradise, Home in Monterey Tennessee on peaceful Cumberland Lake
Enjoy this beautiful, rustic, custom log home. 4+ bedrooms, 3 1⁄2 bathrooms & finished basement with handicap ramp. Great Room with vaulted ceilings & exposed beams. 2 gas fireplaces, 1 in the Great Room & one in the Master Bedroom & a wood burning stove in finished basement. No worries about power outages with Generac Whole Home Generator. Infrared & reverse osmosis water system for bacteria free drinking water. For plant lovers a Grow Room with 2 Skylights. Phenomenal view of the lake. Over 200 feet of shoreline with 400 sq ft deck & floating dock. Fenced dog run. Peaceful lake enjoyment. Fishing & swimming are great! A stunning lake home to make your own, where luxury meets relaxation in a picturesque setting.

Listing Agent

Ralph Harvey

ListWithFreedom.com License #338742 Listed on: 07/01/2025

ListWithFreedom.com

Open House Schedule

  • Sunday, August 03, 2025
    12:00 to 3:00 pm
    8/3/2025 12:00:00 PM +00:00
    8/3/2025 3:00:00 PM +00:00

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,386

Year Built

  • Built in 2004

Lot Details

  • 0.79 Acre Lot
  • Cul-De-Sac
  • Partially Fenced Property
  • Chain Link Fence
  • Corner Lot

HOA Fees

  • $15 Monthly HOA Fees

Home Design

  • Log Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Living Room
  • Dining Room
  • Utility Room
  • Basement

Kitchen

  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • Garage
  • 2 Attached Carport Spaces
  • Front Facing Garage

Schools

  • Pleasant Hill Elementary School
  • Cumberland Middle School
  • Cumberland High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Propane
  • Private Water Source
  • Well
  • Septic Tank

Community Details

  • Cumberland Lake Subdivision

Listing and Financial Details

  • Assessor Parcel Number 017p C 009.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,386

Year Built

Built in 2004

Lot Details

0

HOA Fees

$15 per month

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.79
  • Lot Size: 139.9 X 206.6 IRR
  • Subdivision Name: Cumberland Lake
  • Directions: From Interstate I-40 west or east, take exit 311/ Plateau Road. Take Plateau Road south to Hwy 70 turn right/east to Mayland Loop. Take Mayland Loop to Jim Garrett and turn right and follow to Cumberland Lakes Drive. Turn right and follow to North Lake Trail. Turn right to Emerald Place. The log home is on the right.
  • Above Grade Finished Sq Ft: 3182.0
  • Architectural Style: Other
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: Three Or More
  • Living Area: 2600.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 2004
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 017p C 009.00
  • Location Tax and Legal Elementary School: Pleasant Hill
  • Location Tax and Legal Middle Or Junior School2: Cumberland Middle
  • Location Tax and Legal High School: Cumberland High School
  • Location Tax and Legal:Tax Annual Amount: 1386.4
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 3182.0
  • General Property Information Below Grade Finished Area: 1650.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 0.79
  • General Property Information Lot Size Square Feet2: 34412.4
  • General Property Information Lot Size Dimensions: 139.9 X 206.6 IRR
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Carport Spaces2: 2.0
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • General Property Information Attached Carport YN2: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Appliances Dryer: Yes
  • Washers: Yes
  • Room Types Primary Bedroom Level: Second
  • Room Types Utility Room: Yes
  • Room Types Utility Room Level: Third
  • Levels Three Or More: Yes
  • General Property Information Stories2: 2
  • Fencing:Partial2: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Structure Type:House: Yes
  • Heating Propane3: Yes
  • Fencing:Chain Link: Yes
  • Water Source Private4: Yes
  • Laundry Features:Inside: Yes
  • Flooring:Ceramic Tile: Yes
  • Water Source:Well: Yes
  • Flooring Wood: Yes
  • Special Features: 4097
  • Stories: 2

Interior Features

  • Appliances: Washer, Refrigerator, Range Hood, Dryer, Dishwasher
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1650.0
  • Fireplace Features: Gas Log, Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s)
  • Appliances Dishwasher: Yes
  • Fireplace Features:Wood Burning: Yes
  • Appliances:Range Hood: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Fencing: Chain Link, Partial
  • Lot Features: Corner Lot, Cul-De-Sac
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Log
  • Exterior Features: Other
  • Roof: Other
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Log2: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Parking Features: Garage Faces Front
  • General Property Information:Garage YN: No
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Inside, Main Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric, Propane
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Private, Well
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 175.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 175.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Pleasant Hill
  • High School: Cumberland High School
  • Middle Or Junior School: Cumberland Middle

Lot Info

  • Lot Size Sq Ft: 34412.4
  • Additional Parcels: No
  • Parcel #: 017p C 009.00

Tax Info

  • Tax Annual Amount: 1386.4

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,386 $122,150 $15,000 $107,150
2023 $1,386 $122,150 $0 $0
2022 $1,386 $122,150 $15,000 $107,150
2021 $1,272 $81,250 $12,500 $68,750
2020 $1,272 $81,250 $12,500 $68,750
2019 $1,272 $81,250 $12,500 $68,750
2018 $1,272 $81,250 $12,500 $68,750
2017 $1,272 $81,250 $12,500 $68,750
2016 $1,191 $77,950 $12,500 $65,450
2015 $1,167 $77,950 $12,500 $65,450
2014 $1,167 $77,942 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 For Sale $879,000 -- $172 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $32,000 --
Warranty Deed $30,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $75,000 New Conventional
Closed $70,000 New Conventional
Open $277,300 Commercial
Closed $65,000 No Value Available
Closed $15,000 No Value Available
Closed $322,700 No Value Available
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1515834

Greater Chattanooga REALTORS®

APN: 017P-C-009.00