$795,000
PENDING $55K PRICE DROP

78 Hartford Ave Old Saybrook, CT 06475

Estimated payment $4,943/month

Total Views 24,240
3 Beds
1 Bath
890 Sq Ft
$893 Price per Sq Ft

Highlights

  • Water Views
  • Home fronts a sound
  • Attic
  • Kathleen E. Goodwin School Rated A-
  • Ranch Style House
  • 1 Fireplace

About This Home

Beach living, redefined. Welcome to 78 Hartford Avenue, a rare coastal gem perched right on the water in the heart of Old Saybrook. With uninterrupted views, salty breezes, and your toes practically in the sand, this 3-bedroom beach retreat offers the kind of lifestyle most only dream about. Whether you're soaking in the sun from your patio, launching kayaks at sunrise, or hosting unforgettable summer nights with the sound of waves as your backdrop, this is beach life at its best. Inside, you'll find a sun-filled layout with clean, coastal vibes, 3 comfortable bedrooms, 1 full bath, and a seamless indoor-outdoor flow. The living space is effortless and unpretentious, just the way a beachfront escape should be, yet offers every ounce of charm and potential to make it your own. Spectacular views of the water. Minutes to town. No compromises. Locations like this doesn't come around twice.

Listing Agent

Robert Perriello

Century 21 AllPoints Realty License #REB.0795076 Listed on: 05/01/2025

Century 21 AllPoints Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,017

Year Built

  • Built in 1930

Lot Details

  • 5,663 Sq Ft Lot
  • Home fronts a sound

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 4 Parking Spaces

Home Design

  • Ranch Style House
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 890 Sq Ft Home
  • 1 Fireplace
  • Water Views
  • Attic or Crawl Hatchway Insulated

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Exterior Lighting
  • Rain Gutters

Schools

  • Old Saybrook High School

Utilities

  • Central Air
  • Heating System Uses Oil Above Ground
  • Heating System Uses Propane
  • Cable TV Available

Community Details

  • Association fees include lake/beach access

Listing and Financial Details

  • Assessor Parcel Number 1024360

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,017

Year Built

Built in 1930

Lot Details

0

HOA Fees

$40 per month

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Ranch
  • Sq Ft Est Heated Above Grade: 890
  • Total Sq Ft: 890
  • Year Built: 1930
  • New Construction: No/Resale
  • Direct Waterfront: Yes
  • Home Warranty Offered: No
  • Directions: GPS Friendly
  • Financing Used: Conventional Fixed
  • Living Area Sq Ft Per Public Record: 890
  • Spec Assoc Asses: No
  • Street Type: Avenue
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Fireplaces: 1
  • Attic Description: Access Via Hatch
  • Basement Description: None
  • Interior Amenities: Cable - Available
  • Appliances: Oven/Range, Microwave, Refrigerator, Dishwasher, Washer, Dryer
  • Attic: Yes
  • Street Number Modifier: 78

Exterior Features

  • Exterior Features: Gutters, Lighting, Patio
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: L. I. Sound Frontage
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Driveway Type: Unpaved
  • Total Parking Spaces: 4
  • Garage And Parking: None, Off Street Parking, Driveway

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Air
  • Heat Fuel Type: Propane
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Tank Size Unknown
  • Water Source: Public Water Connected
  • Sewer: Septic

Condo/Co-op/Association

  • Association Fee Includes: Lake/Beach Access
  • HOA Fees: 475
  • HOA Fee Frequency: Annually

Schools

  • Elementary School: Per Board of Ed
  • High School: Old Saybrook

Lot Info

  • Acres: 0.13
  • Lot Description: Water View
  • Zoning: A
  • Parcel #: 1024360

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 8017
  • Total Assessed Value: 517200
  • Mil Rate Total: 15.5

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Old Saybrook

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,017 $517,200 $403,600 $113,600
2024 $7,861 $517,200 $403,600 $113,600
2023 $6,190 $302,700 $259,400 $43,300
2022 $6,078 $302,700 $259,400 $43,300
2021 $6,069 $302,700 $259,400 $43,300
2020 $6,069 $302,700 $259,400 $43,300
2019 $5,978 $302,700 $259,400 $43,300
2018 $6,346 $323,800 $259,400 $64,400
2017 $6,366 $323,800 $259,400 $64,400
2016 $6,236 $323,800 $259,400 $64,400
2015 $6,091 $323,800 $259,400 $64,400
2014 $5,990 $323,800 $259,400 $64,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 Pending -- -- --
07/11/2025 07/11/25 Price Changed $795,000 -6.4% $893 / Sq Ft
05/01/2025 05/01/25 For Sale $849,500 +93.1% $954 / Sq Ft
01/27/2017 01/27/17 Sold $440,000 -4.3% $494 / Sq Ft
12/22/2016 12/22/16 Pending -- -- --
12/21/2016 12/21/16 Price Changed $459,900 -6.1% $517 / Sq Ft
11/10/2016 11/10/16 For Sale $489,900 +11.3% $550 / Sq Ft
08/27/2014 08/27/14 Sold $440,000 -13.7% $494 / Sq Ft
08/05/2014 08/05/14 Pending -- -- --
04/14/2014 04/14/14 For Sale $509,900 -- $573 / Sq Ft
Source: SmartMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 --
Warranty Deed $440,000 --
Warranty Deed $537,500 --
Warranty Deed $190,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $352,000 New Conventional
Previous Owner $400,000 No Value Available
Source: Public Records

Source: SmartMLS

MLS Number: 24091706

SmartMLS

APN: OSAY-000013-000112