$198,000
SOLD NOV 20, 2018

785 White Rock Rd Cullowhee, NC 28723

4 Beds
3.5 Baths
2,158 Sq Ft
2.29 Acres

Recently Sold

$92 Per Sq Ft

238 Days on Market

Highlights

  • 2.29 Acre Lot
  • Traditional Architecture
  • Main Floor Primary Bedroom
  • Deck
  • Wood Flooring
  • Living Area on First Floor

About This Home

As of May 2025

Really spacious home with an open floor plan in a very private setting. Within 10 minutes to Western Carolina University this home is extremely convenient, but has the out in the country feeling. With four bedrooms and three and a half baths there is plenty of room for a growing family. A deck and a covered porch allow plenty of room for entertaining. Set on the front porch and enjoy the peaceful mountain views.

Last Agent to Sell the Property

Mike Potts

Keller Williams Great Smokies - Sylva Brokerage Phone: 8285864616 License #249717 Listed on: 02/23/2018

Keller Williams Great Smokies - Sylva

Last Buyer's Agent

Board Member Non

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,064

Year Built

  • Built in 2008

Lot Details

  • 2.29 Acre Lot
  • Property fronts a state road

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,158 Sq Ft Home
  • 2-Story Property
  • Insulated Windows
  • Insulated Doors
  • Living Area on First Floor
  • Formal Dining Room
  • Crawl Space
  • Laundry on main level
  • Property Views

Kitchen

  • Electric Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Bathtub Includes Tile Surround

Outdoor Features

  • Deck
  • Outbuilding
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Stream

Listing and Financial Details

  • Assessor Parcel Number 7546721984

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,064

Year Built

Built in 2008

Lot Details

0

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 2.29
  • Road Frontage Type: State Road
  • Road Surface Type: Gravel
  • Ownership: More than One Year
  • Directions: Take 107 to Culowhee and then right on Speedwell Road and past the Rec Department to left on Cullowhee Mountain Road. Go about 5 miles out and White Rock Road is on your right (sign on left side of road). Then go about .7 of a mile to road on left.
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: No
  • Unit Levels: Two
  • Year Built: 2008
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • Attribution Contact: 8285864616
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Electric Oven/Range, Refrigerator
  • Has Basement: Crawl Space
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Doors-Insulated
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Formal Dining Room, Large Master Bedroom, Pantry, Ceramic Tile Bath, Main Level Living
  • Living Area: 2158
  • Window Features: Insulated Windows
  • Room Bedroom2 Level: Second
  • Room Bedroom4 Level: Second
  • Living Room Living Room Level: First
  • Master Bedroom Master Bedroom Level: First
  • Room Office Level: First
  • Room Bedroom3 Level: Second
  • Dining Room Dining Room Level: First

Exterior Features

  • Lot Features: Unrestricted
  • View: View Year Round, Short Range View
  • View: Yes
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Other Structures: Outbuilding/Workshop
  • Patio And Porch Features: Deck, Porch
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Parking Features: None-Carport

Utilities

  • Laundry Features: First Level
  • Cooling: Central Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Gas Company: Propane Tank: None

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Lot Info

  • Lot Size Sq Ft: 99752.4
  • Parcel #: 7546721984
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1063.86
  • Tax Book Number: 993

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
May 21, 2025
Sold by
Ferris Matthew Brian and Ferris Alicia Dawn
Bought by
Elders Daniel J and Summers Elisabeth A
Seller's Agent
Jenny Reisinger
Keller Williams Great Smokies
Buyer's Agent
April Bryant
BLR Realty LLC
List Price
$379,000
Sold Price
$351,000
Premium/Discount to List
-$28,000
-7.39%
Views
53

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
103.65%
Original Mortgage
$351,000
Outstanding Balance
$351,000
Interest Rate
5.5%
Mortgage Type
New Conventional
Estimated Equity
$42,303

Purchase Details

Listed on
Feb 23, 2018
Closed on
Nov 8, 2018
Sold by
Flynn Brian J and Flynn Doris A
Bought by
Ferris Matthew B and Ferris Alcia D
Seller's Agent
Mike Potts
Keller Williams Great Smokies - Sylva
Buyer's Agent
Board Member Non
List Price
$198,000
Sold Price
$198,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.19%
Original Mortgage
$198,000
Interest Rate
4.8%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $351,000 None Listed On Document
Warranty Deed $351,000 None Listed On Document
Warranty Deed $198,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $351,000 New Conventional
Closed $351,000 New Conventional
Previous Owner $198,000 VA
Previous Owner $199,000 New Conventional
Previous Owner $199,500 New Conventional
Previous Owner $195,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 Sold $351,000 -7.6% $159 / Sq Ft
04/21/2025 04/21/25 Price Changed $379,900 +0.2% $172 / Sq Ft
04/11/2025 04/11/25 For Sale $379,000 +91.4% $172 / Sq Ft
11/20/2018 11/20/18 Sold $198,000 0.0% $92 / Sq Ft
10/21/2018 10/21/18 Pending -- -- --
02/24/2018 02/24/18 For Sale $198,000 -- $92 / Sq Ft
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,185 $311,950 $61,390 $250,560
2023 $1,325 $311,950 $61,390 $250,560
2022 $1,325 $311,950 $61,390 $250,560
2021 $1,185 $311,950 $61,390 $250,560
2020 $1,198 $287,530 $48,360 $239,170
2019 $1,198 $287,530 $48,360 $239,170
2018 $1,198 $287,530 $48,360 $239,170
2017 $1,169 $287,530 $48,360 $239,170
2015 $997 $287,530 $48,360 $239,170
2011 -- $318,500 $69,300 $249,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26007584

APN: 7546-72-1984