Seller's Agent in 2025
Annette Siwy
Siwy Real Estate, Inc.
(630) 954-4444
2 in this area
126 Total Sales
7N430 Ridge Line Rd Saint Charles, IL 60175
Cranston Meadows Park Neighborhood
4
Beds
3
Baths
3,358
Sq Ft
1.79
Acres
Highlights
- Landscaped Professionally
- Whirlpool Bathtub
- Zoned Heating and Cooling
- Ferson Creek Elementary School Rated A
- Formal Dining Room
About This Home
As of January 2025Lovely Colonial with dramatic flair on serene and private 1.78 acre lot backing to open space in custom home neighborhood of St. Charles countryside features 2-Story Fyr, formal DR, gourmet island Kit w/hdwd flrs + all appls open to huge vltd Fam Rm w/FP + skylites, 1st flr octagon Study w/French drs, vol MBR w/luxury whrlpl BA + 10x9 WIC, lrg 2nd flr Bonus Rm w/WIC, Mud Rm + Lndry Rm, full unfin 9Ft Eng Bmt w/R-I BA
Last Buyer's Agent
Sarah Monroe
North Shore Buyer Brokers LLC
Property Details
Home Type
- Other
Est. Annual Taxes
- $13,584
Year Built
- 2001
Lot Details
- Landscaped Professionally
- Irregular Lot
Parking
- Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Cedar
Interior Spaces
- Formal Dining Room
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Unfinished Basement
- English Basement
- Basement Fills Entire Space Under The House
- Rough-In Basement Bathroom
Schools
- Ferson Creek Elementary School
- St Charles North High School
Utilities
- Zoned Heating and Cooling
- Well
- Private or Community Septic Tank
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 13, 2024
Closed on
Dec 27, 2024
Sold by
Chalhoub Pierre and Chalhoub Jeanette
Bought by
Hucek Marc and Hucek Marissa
Seller's Agent
Annette Siwy
Siwy Real Estate, Inc.
Buyer's Agent
Lana Erickson
eXp Realty - Geneva
List Price
$650,000
Sold Price
$615,000
Premium/Discount to List
-$35,000
-5.38%
Views
328
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,826
Avg. Annual Appreciation
16.83%
Original Mortgage
$430,500
Outstanding Balance
$426,074
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$240,752
Purchase Details
Listed on
Aug 8, 2012
Closed on
Oct 12, 2012
Sold by
Dix Geralyn K and Dix Joseph J
Bought by
Chalhoub Pierre and Chalhoub Jeanette
Seller's Agent
Sharon Ramon
Sharon Ramon
Buyer's Agent
Sarah Monroe
North Shore Buyer Brokers LLC
List Price
$450,000
Sold Price
$415,000
Premium/Discount to List
-$35,000
-7.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.29%
Original Mortgage
$332,000
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 20, 2004
Sold by
Cendant Mobility Financial Corp
Bought by
Dix Joseph J and Dix Geralyn K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,000
Interest Rate
5.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 24, 2004
Sold by
Erling Brian E and Erling Debra L
Bought by
Cendant Mobility Financial Corp
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,000
Interest Rate
5.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 30, 2002
Sold by
Cendant Mobility Financial Corp
Bought by
Erling Brian E and Erling Debra L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,700
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 28, 2002
Sold by
Brackett David L and Brackett Linda M
Bought by
Cendant Mobility Financial Corp
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,700
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 27, 2001
Sold by
Didier Builders Usa Inc
Bought by
Brackett David L and Brackett Linda M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
7.18%
Purchase Details
Closed on
Aug 14, 2000
Sold by
Thornhill John A and Glass Sharon
Bought by
Didier Builders Usa Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,400,000
Interest Rate
9.75%
Mortgage Type
Construction
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $615,000 | First American Title | |
| Warranty Deed | $415,000 | Fidelity National Title | |
| Warranty Deed | $550,000 | Burnet Title Llc | |
| Warranty Deed | $550,000 | Burnet Title Llc | |
| Warranty Deed | $480,000 | 1St American Title | |
| Warranty Deed | $494,500 | 1St American Title | |
| Corporate Deed | $449,000 | Chicago Title Insurance Co | |
| Warranty Deed | $72,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $430,500 | New Conventional | |
| Previous Owner | $332,000 | New Conventional | |
| Previous Owner | $330,000 | Purchase Money Mortgage | |
| Previous Owner | $322,700 | Purchase Money Mortgage | |
| Previous Owner | $300,000 | No Value Available | |
| Previous Owner | $2,400,000 | Construction | |
| Closed | $100,000 | No Value Available | |
| Closed | $219,900 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/03/2025 01/03/25 | Sold | $615,000 | -5.4% | $183 / Sq Ft |
| 11/18/2024 11/18/24 | For Sale | $650,000 | 0.0% | $194 / Sq Ft |
| 11/18/2024 11/18/24 | Pending | -- | -- | -- |
| 11/13/2024 11/13/24 | For Sale | $650,000 | +56.6% | $194 / Sq Ft |
| 11/07/2012 11/07/12 | Sold | $415,000 | -7.8% | $124 / Sq Ft |
| 08/17/2012 08/17/12 | Pending | -- | -- | -- |
| 08/08/2012 08/08/12 | For Sale | $450,000 | -- | $134 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $13,584 | $194,972 | $24,001 | $170,971 |
| 2022 | $12,875 | $177,651 | $21,869 | $155,782 |
| 2021 | $12,102 | $167,738 | $20,649 | $147,089 |
| 2020 | $12,085 | $165,324 | $20,352 | $144,972 |
| 2019 | $11,935 | $162,897 | $20,053 | $142,844 |
| 2018 | $11,917 | $162,897 | $20,053 | $142,844 |
| 2017 | $11,813 | $160,506 | $19,759 | $140,747 |
| 2016 | $12,562 | $156,454 | $19,260 | $137,194 |
| 2015 | -- | $152,133 | $18,728 | $133,405 |
| 2014 | -- | $151,648 | $19,015 | $132,633 |
| 2013 | -- | $154,192 | $19,334 | $134,858 |
Source: Public Records
Agents Affiliated with this Home
-
Annette Siwy
-
Lana Erickson
Buyer's Agent in 2025
Lana Erickson
eXp Realty - Geneva
(630) 201-1080
1 in this area
300 Total Sales
-
Marissa Hucek
M
Buyer Co-Listing Agent in 2025
Marissa Hucek
eXp Realty - Chicago North Ave
(888) 574-9405
1 in this area
2 Total Sales
-
Sharon Ramon
S
Seller's Agent in 2012
Sharon Ramon
Sharon Ramon
(847) 363-5680
1 Total Sale
-
S
Buyer's Agent in 2012
Sarah Monroe
North Shore Buyer Brokers LLC
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08133786
APN: 08-01-478-013
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