$1,900,000
SOLD JUL 24, 2025

80 Oyster Point White Stone, VA 22578

3 Beds
4.5 Baths
4,390 Sq Ft
1.34 Acres

Recently Sold

$433 Per Sq Ft

10% Below List Price

38 Days on Market

Highlights

  • Pier or Dock
  • River Front
  • Deck
  • Private Water Access
  • Outdoor Pool
  • Contemporary Architecture

About This Home

As of July 2025

On Carters Creek, this coastal home blends the rich vintage design vernaculars of the American East Coast with the comforts of contemporary living. It embraces timeless design and makes the most of this stunning waterfront site, taking advantage of the creek views, clear daylight, and sea air. It overlooks the deep-water, protected harbor of Jacks Cove. As you approach the home, it presents its classic coastal residence. However, its water-facing side reveals the coastal elements of generous decks, a screened porch, and a pool terrace. The entry hall with high ceilings features an open stairway with simple balustrades and newel post, adding a pleasing historic touch. The living room is designed for flow, connecting seamlessly to the cantilevered open deck and outdoor spaces. The dining room and kitchen, featuring a large center island, extend the gathering and entertaining area. The breakfast room, set in a windowed alcove, offers pool views and opens to the screened porch, creating an indoor-outdoor oasis for socializing and enjoying the scenery. The main bedroom wing supports relaxation and retreat. It includes a study with a view of Carters Creek. The spacious bedroom with two walk-in closets has a bank of windows that frame a picturesque vista of the Creek. The bathroom showcases an oversized soaking tub & separate shower. There are two guest suites, each with sweeping water views. A comfortable family room with a full bath opens to a covered terrace on the lower floor. The pool terrace serves as an outdoor room. The park-like grounds lead to the deep-water dock.

Last Agent to Sell the Property

Emily Carter

Jim & Pat Carter R. E.. Inc. Brokerage Phone: 8044353131 License #0225024367 Listed on: 05/03/2025

Last Buyer's Agent

Alice Riviere

Bragg & Company License #0225194069

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,795

Year Built

  • Built in 2000

Lot Details

  • 1.34 Acre Lot
  • River Front

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Stone Driveway
  • Open Parking

Home Design

  • Contemporary Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 4,390 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Sheet Rock Walls or Ceilings
  • Ceiling height of 9 feet or more
  • Skylights
  • Double Pane Windows
  • Living Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Screened Porch
  • Basement
  • Crawl Space
  • Burglar Security System
  • Dryer

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Trash Compactor

Flooring

  • Wood
  • Wall to Wall Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Outdoor Features

  • Outdoor Pool
  • Private Water Access
  • Deck
  • Patio

Utilities

  • Central Air
  • Heating Available
  • Artesian Water
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 33-488J

Community Details

Overview

  • Oyster Point Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,795

Year Built

Built in 2000

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.34
  • Water Body Name: Rappahannock River
  • Subdivision Name: Oyster Point
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Year Built: 2000
  • Attribution Contact: 8044353131
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater, Tankless Water Heater, Dishwasher, Dryer, Microwave, Refrigerator, Surface Units, Trash Compactor
  • Has Basement: Crawl Space
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, One Fireplace
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Ceiling 9 Ft+, Dining Room, Fireplace, Walk-In Closet(s), Wet Bar
  • Living Area: 4390
  • Window Features: Skylight(s), Double Pane Windows
  • Dining Room Features: Breakfast Room, Dining Room, Eat-in Kitchen

Exterior Features

  • Lot Features: 1-1.9 acres
  • Pool Features: Outdoor Pool
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: Vinyl Siding, Sheetrock Walls
  • Foundation Details: Basement
  • Patio And Porch Features: Deck, Patio, Screened Porch
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached, Garage, Two Car, Elec Garage Door Opener, Stone Driveway
  • Total Parking Spaces: 2

Utilities

  • Security: Burglar Alarm
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Artesian

Condo/Co-op/Association

  • Association Fee: 300
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 58370.4
  • Zoning Description: R-1

Tax Info

  • Tax Annual Amount: 7795
  • Tax Book Number: 19/1577
  • Tax Map Number: 33-488J

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 4, 2016
Closed on
Sep 24, 2019
Sold by
Rotert Mary Catherine
Bought by
Powell Kenneth E and Powell Cicely M
Seller's Agent
John Mecke
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Emily Carter
Jim & Pat Carter R. E.. Inc.
List Price
$732,500
Sold Price
$732,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.39%
Original Mortgage
$549,375
Outstanding Balance
$486,433
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$1,568,733
Source: Public Records

Similar Home in White Stone, VA

  • 80 Oyster Point, White Stone, VA 22578

    $2,100,000

    • 3 Beds
    • 4.5 Baths
    • 4,390 Sq Ft
    • 80 Oyster Point
    • White Stone, VA

    On Carters Creek, this coastal home blends the rich vintage design vernaculars of the American East Coast with the comforts of contemporary living. It embraces timeless design and makes the most of this stunning waterfront site, taking advantage of the creek views, clear daylight, and sea air. It overlooks the deep-water, protected harbor of Jacks Cove. As you approach the home, it presents its

    Emily Carter Jim & Pat Carter Real Estate

    Section Image

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $732,500 Title Associates
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $549,375 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 Sold $1,900,000 -9.5% $433 / Sq Ft
05/08/2025 05/08/25 For Sale $2,100,000 +186.7% $478 / Sq Ft
10/01/2019 10/01/19 Sold $732,500 0.0% $197 / Sq Ft
09/30/2019 09/30/19 Sold $732,500 0.0% $197 / Sq Ft
09/01/2019 09/01/19 Pending -- -- --
10/09/2016 10/09/16 Off Market $732,500 -- --
05/04/2016 05/04/16 For Sale $732,500 -23.6% $197 / Sq Ft
05/03/2016 05/03/16 For Sale $959,000 -- $258 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,795 $1,417,200 $383,400 $1,033,800
2023 $5,618 $891,700 $328,400 $563,300
2022 $5,618 $891,700 $328,400 $563,300
2021 $5,618 $891,700 $328,400 $563,300
2020 $5,356 $850,200 $328,400 $521,800
2019 $5,356 $850,200 $328,400 $521,800
2018 $4,903 $831,100 $294,300 $536,800
2017 $4,903 $831,100 $294,300 $536,800
2016 -- $831,100 $294,300 $536,800
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 118743

APN: 33-488J