NOT LISTED FOR SALE

Estimated Value: $353,000 - $397,000

3 Beds
3 Baths
2,184 Sq Ft
$176/Sq Ft Est. Value

Last Sold November 30, 2023

Last sale price $310,000 $142 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $2,712/month

23 Days on Market

Highlights

  • Wood Flooring
  • 2 Car Detached Garage
  • Garage ceiling height seven feet or more
  • Formal Dining Room
  • Breakfast Bar
  • Bathroom on Main Level

About This Home

As of November 2023

***Seller offering $5,000 credit toward updating*** Perfect location for this large 3 bed, 3 bath home in the heart of downtown Oswego! Enjoy all the small-town living perks, like Prairie Fest with fireworks, farmers market, the Riverwalk, and family movie night at park...all within a couple blocks of this fabulous home! Large Dining room and Living room with open concept areas, wood-burning fireplace, and extra attic storage. The all seasons morning room is one of the favorite spots in the house. Bedrooms are large and Master bedroom has an attached bath. Partially finished basement with custom bar. Outside, there is an oversized, heated 2 car garage with sizeable loft ready to be finished.

Last Agent to Sell the Property

Carl Cho

Fathom Realty IL LLC License #475139019 Listed on: 10/02/2023

Fathom Realty IL LLC

Last Buyer's Agent

Valleri Wathen

Coldwell Banker Real Estate Group License #475181947

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,843

Year Built

  • Built in 1930

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66x132
  • Paved or Partially Paved Lot

Parking

  • 2 Car Detached Garage
  • Garage ceiling height seven feet or more
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Cedar

Interior Spaces

  • 2,184 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Formal Dining Room
  • Wood Flooring
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Breakfast Bar
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,843

Year Built

Built in 1930

Lot Details

8,712 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1930
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): Yes
  • Rehab (Y/N): No
  • Rebuilt Year: 1980
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, First Floor Laundry, First Floor Full Bath
  • LivingArea: 2184
  • Room Type: Eating Area
  • Estimated Total Finished Sq Ft: 2598
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 3292
  • ResoLivingAreaSource: Estimated

Exterior Features

  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),7 Foot or more high garage door
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.2
  • Lot Dimensions: 66X132
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 7843.3
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 2, 2023
Closed on
Nov 30, 2023
Sold by
Fair Bank Brent & Lauren A
Bought by
Krista A Rechtorik Revocable Declaration Of T and Rechtorik
Seller's Agent
Carl Cho
Fathom Realty IL LLC
Buyer's Agent
Valleri Wathen
Coldwell Banker Real Estate Group
List Price
$319,900
Sold Price
$310,000
Premium/Discount to List
-$9,900
-3.09%
Views
283
Current Estimated Value
$383,752

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,752
Avg. Annual Appreciation
10.14%
Original Mortgage
$190,000
Outstanding Balance
$186,484
Interest Rate
7.44%
Mortgage Type
New Conventional
Estimated Equity
$197,268

Purchase Details

Closed on
Jul 21, 2017
Sold by
Merrill David L and Merrill Kerry A
Bought by
Fairbanks Brent and Fairbanks Lauren A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,323
Interest Rate
4.4%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Krista A Rechtorik Revocable Declaration Of T $310,000 None Listed On Document
Fairbanks Brent $230,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Krista A Rechtorik Revocable Declaration Of T $190,000
Previous Owner Fairbanks Brent $222,323
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/30/2023 11/30/23 Sold $310,000 -3.1% $142 / Sq Ft
10/26/2023 10/26/23 Pending -- -- --
10/02/2023 10/02/23 For Sale $319,900 -- $146 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,888 $116,444 $24,285 $92,159
2023 $7,843 $102,144 $21,303 $80,841
2022 $7,843 $92,858 $19,366 $73,492
2021 $7,957 $91,037 $18,986 $72,051
2020 $7,866 $89,252 $18,614 $70,638
2019 $7,924 $88,553 $18,614 $69,939
2018 $7,196 $80,262 $16,871 $63,391
2017 $6,968 $73,974 $15,549 $58,425
2016 $6,669 $70,117 $14,738 $55,379
2015 $6,700 $67,420 $14,171 $53,249
2014 -- $64,827 $13,626 $51,201
2013 -- $67,528 $14,194 $53,334
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11898653

Midwest Real Estate Data (MRED)

APN: 03-17-407-005

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