$1,565,000
SOLD SEP 15, 2025
4 Beds
3.5 Baths
4,022 Sq Ft
0.69 Acres

Recently Sold

$389 Per Sq Ft

13% Below List Price

26 Days on Market

Highlights

  • Lake Front
  • Boat Slip
  • Lake On Lot
  • River Access
  • Fishing
  • Bay View

About This Home

As of September 2025

This is your ticket to lake living. A rare, level lake property on Lake Chickamauga's Savannah Bay. This property overlooks the length of Savannah Bay with White Oak Mountain as a backdrop. Views are fantastic, sunsets are unmatched, and wildlife is abundant year round. Ducks, geese, osprey, and eagles are spotted routinely.
Custom built brick four bedroom three and a half bath home has 4022 square feet living space with recent updates.Hardwood floors on the entire first level. Ceramic tile flooring in baths and laundry room. Built in bookcases in the family and dining room. Updated light fixtures are throughout the house given to ambient, task and accent lighting. The kitchen is open to the family room and dinette space. Granite tops with a custom built range hood and an integrated bar. Twelve closets have John Lewis Closet Systems. Three car garage flooring professionally coated by Granite Garage Floors. Lawn and landscaping has been meticulously maintained. Water sprinklers pump water from the lake. The dock has two boat slips and two electric lifts. The backyard is filled with mature shade trees, and two paver patios, each with a fire pit. Koi pond with waterfalls ties rear deck to a shaded patio. Conscientious sellers have left this property in pristine condition. A property like this doesn't become available very often. Did we mention the views?

Last Agent to Sell the Property

Jake Kellerhals

Keller Williams Realty License #325426 Listed on: 08/01/2025

Keller Williams Realty

Last Buyer's Agent

Sabrena Turner

Sabrena Realty Associates LLC License #288735

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,780

Year Built

  • Built in 1994

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 105.0x285.43
  • Lake Front
  • Home fronts a seawall
  • Home fronts navigable water
  • Property fronts a county road
  • Cul-De-Sac
  • Rural Setting
  • Landscaped
  • Secluded Lot
  • Rectangular Lot
  • Paved or Partially Paved Lot
  • Level Lot
  • Front and Back Yard Sprinklers
  • Cleared Lot
  • Many Trees
  • Back and Front Yard

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Parking Available
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Bay
  • Lake
  • Woods
  • Ridge
  • Creek or Stream
  • Mountain
  • Neighborhood

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 4,022 Sq Ft Home
  • 3-Story Property
  • Crown Molding
  • Coffered Ceiling
  • High Ceiling
  • Recessed Lighting
  • Ventless Fireplace
  • Gas Log Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Blinds
  • Window Screens
  • Sitting Room
  • Formal Dining Room
  • Den with Fireplace
  • Smart Lights or Controls

Kitchen

  • Electric Range
  • Range Hood
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Dual Closets
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Sink Near Laundry
  • Washer and Electric Dryer Hookup

Attic

  • Permanent Attic Stairs
  • Unfinished Attic

Eco-Friendly Details

  • Smart Irrigation

Outdoor Features

  • River Access
  • Boat Slip
  • Stationary Dock
  • Lake On Lot
  • Fire Pit
  • Rain Gutters
  • Front Porch

Schools

  • Snow Hill Elementary School
  • Hunter Middle School
  • Ooltewah High School

Utilities

  • Ductless Heating Or Cooling System
  • Central Air
  • Heating System Uses Natural Gas
  • Gas Available
  • Septic Tank
  • High Speed Internet
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 095i B 014

Community Details

Overview

  • North Heron Bay Subdivision
  • Pond in Community

Recreation

  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,780

Year Built

Built in 1994

Lot Details

0

HOA Fees

$13 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.69
  • Lot Size: 105.0X285.43
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Subdivision Name: North Heron Bay
  • Directions: I-75 N, Exit 11, Left on Us-11, Right on Mountain View Road, Left on Snow Hill, Right onto Diamondback. Left on Turtle Lane.
  • Above Grade Finished Sq Ft: 4022.0
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Living Area: 4022.0
  • New Construction: No
  • Building Stories: 3
  • Structure Type: House
  • Year Built: 1994
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 095i B 014
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Hunter Middle
  • Location Tax and Legal High School: Ooltewah
  • Location Tax and Legal:Tax Annual Amount: 2779.9
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 4022.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.688
  • General Property Information Lot Size Square Feet2: 29970.0
  • General Property Information Lot Size Dimensions: 105.0X285.43
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • View:Mountain(s): Yes
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • General Property Information Stories2: 3
  • Interior Features Sitting Area: Yes
  • View:Water2: Yes
  • Lot Features Rural: Yes
  • Flooring Engineered Hardwood: Yes
  • Utilities:Natural Gas Connected: Yes
  • View TreesWoods: Yes
  • Community Features Pond3: Yes
  • Structure Type:House: Yes
  • Road Frontage Type County Road: Yes
  • Attic Features Unfinished2: Yes
  • View:Ridge: Yes
  • Laundry Features:Upper Level: Yes
  • View CreekStream2: Yes
  • Laundry Features:Sink: Yes
  • View:Lake2: Yes
  • View:Neighborhood: Yes
  • Cooling Ductless: Yes
  • ViewBay: Yes
  • Lot Features Lake on Lot2: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Stainless Steel Appliance(s), Refrigerator, Range Hood, Electric Range, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Gas Log, Ventless
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Interior Amenities: Coffered Ceiling(s), Connected Shared Bathroom, Crown Molding, Double Closets, Double Vanity, High Ceilings, High Speed Internet, Recessed Lighting, Separate Dining Room, Sitting Area, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Blinds, Double Pane Windows, Screens, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:High Speed Internet: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Range Hood: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Soaking Tub: Yes
  • Community Features:Street Lights: Yes
  • Interior Features:Double Closets: Yes
  • Interior Features:Recessed Lighting: Yes
  • Community Features:Fishing: Yes
  • Attic Features:Permanent Stairs: Yes
  • Interior Features:Coffered Ceiling(s): Yes
  • Fireplace Features:Ventless: Yes

Exterior Features

  • Lot Features: Back Yard, Cleared, Cul-De-Sac, Front Yard, Landscaped, Level, Many Trees, Paved, Rectangular Lot, Rural, Secluded, Sprinklers In Front, Sprinklers In Rear, Views, Waterfront
  • View: Bay, Creek/Stream, Lake, Mountain(s), Neighborhood, Ridge, Trees/Woods, Water
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Navigable Water, River Access, Seawall
  • Waterfront: Yes
  • Disclosures: Subdivision Restrictions
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Boat Slip, Dock - Stationary, Fire Pit, Rain Gutters, Smart Irrigation, Smart Light(s)
  • Foundation Details: Slab
  • Patio And Porch Features: Front Porch, Other
  • Roof: Asphalt, Shingle
  • Exterior Features:Boat Slip: Yes
  • Exterior Features:Dock - Stationary: Yes
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Rectangular Lot: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Landscaped: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Waterfront Features:River Access: Yes
  • Lot Features:Many Trees: Yes
  • Lot Features:Secluded: Yes
  • Lot Features:Views: Yes
  • Window Features:Blinds: Yes
  • Window Features:Screens: Yes
  • Window Features:Double Pane Windows: Yes
  • Exterior Features:Fire Pit: Yes
  • Patio And Porch Features:Other24: Yes
  • Lot Features:Paved: Yes
  • Exterior Features:Smart Light(s): Yes
  • Lot Features:Waterfront2: Yes
  • Exterior Features:Smart Irrigation: Yes
  • Waterfront Features:Lake3: Yes
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Navigable Water: Yes
  • Waterfront Features:Seawall: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Paved2: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Sink, Upper Level, Washer Hookup
  • Cooling: Central Air, Ductless
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Natural Gas Connected, Phone Available, Water Connected
  • Water Source: Public
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Fishing, Street Lights, Pond
  • Senior Community: No
  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 150.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Ooltewah
  • Middle Or Junior School: Hunter Middle

Lot Info

  • Lot Size Sq Ft: 29970.0
  • Additional Parcels: No
  • Parcel #: 095i B 014

Tax Info

  • Tax Annual Amount: 2779.9

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 1, 2020
Sold by
Young Timothy M and Young Robin R
Bought by
Young Timothy Morris and Young Robin Reed

Purchase Details

Closed on
Jul 13, 2009
Sold by
Savannah Gardens Inc
Bought by
Young Timothy M and Young Robin R
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $398,000 Credit Line Revolving
Previous Owner $280,000 Credit Line Revolving
Previous Owner $185,000 Unknown
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/15/2025 09/15/25 Sold $1,565,000 -7.7% $389 / Sq Ft
08/27/2025 08/27/25 Pending -- -- --
08/23/2025 08/23/25 Price Changed $1,695,000 -5.6% $421 / Sq Ft
08/01/2025 08/01/25 For Sale $1,795,000 -- $446 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,771 $123,850 $0 $0
2023 $2,780 $123,850 $0 $0
2022 $2,780 $123,850 $0 $0
2021 $2,780 $123,850 $0 $0
2020 $2,893 $104,300 $0 $0
2019 $2,893 $104,300 $0 $0
2018 $2,893 $104,300 $0 $0
2017 $2,893 $104,300 $0 $0
2016 $2,665 $0 $0 $0
2015 $2,665 $96,050 $0 $0
2014 $2,665 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1517893

Greater Chattanooga REALTORS®

APN: 095I-B-014