$1,275,000
SOLD JUN 13, 2025
4 Beds
2.5 Baths
3,218 Sq Ft
0.92 Acres

Recently Sold

$396 Per Sq Ft

24% Below List Price

107 Days on Market

Highlights

  • Lagoon View
  • Waterfront
  • Golf Cart Garage
  • J.R. Arnold High School Rated A-
  • 0.92 Acre Lot
  • Loft

About This Home

As of June 2025

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSOwner Financing Available. Welcome to your tranquil waterfront paradise in Panama City Beach! This stunning custom home sits majestically on a sprawling .91 acre lot, boasting 100 feet of prime lagoon frontage with deep water access to the Gulf. Luxury waterfront living awaits with your private 120-foot dock, complete with a boathouse and an 10,000-pound boat lift, providing access to the Gulf. Whether you're a boating enthusiast or simply enjoy the tranquility of waterfront living, this home offers the epitome of coastal lifestyle.Upon entering through the grand foyer with soaring 21 ft. ceilings, you'll be greeted by an open design living space. The formal dining room continues with the 21ft. ceiling and offers built-in serving cabinets. The open living room features a wet bar and panoramic views of the yard, oak trees and the water.The kitchen is equipped with ample cabinets, granite counters, an island, and a breakfast bar. The eat-in kitchen offers picturesque views of the water, creating the perfect ambiance for every meal.The primary bedroom suite on the main floor boasts his and her closets, a double vanity, a separate shower and tub, all while offering stunning views of the yard and lagoon. An additional bedroom or home office is conveniently located downstairs, along with a half bathroom for guests.Upstairs, a spacious landing leads to a sprawling bonus living room with built-in desk space, perfect for a media room or entertainment area. Step out onto the covered balcony to soak in the panoramic views of the yard and water.Bedrooms 2 and 3 upstairs share a Jack and Jill bathroom with a double vanity, shower and tub. The potential 5th bedroom and full bath awaits your personal touch. The 11 x 33 ft. area has been plumbed for a bathroom and has private access to the covered balcony. (design markups available in the photos).Outside, the rear under covered patio spans the length of the home, providing ample space for outdoor entertaining or simply enjoying the coastal breeze. Imagine sipping your morning coffee or hosting soirees with friends while overlooking the manicured yard and the serene waters, all under the shade of magnificent oak trees. The two-car garage, along with an attached car port, provides covered storage for 3 vehicles. A door in the rear of the garage leads to the workshop with garage door access to the rear yard- perfect for DIY projects, storing lawn equipment or a golfcart.Don't miss your chance to experience the ultimate waterfront lifestyle in this exceptional home on North Lagoon Drive. Potential Owner Financing - terms negotiated at time of offer .Make an appointment today - easy to show.

Last Agent to Sell the Property

Jim Vider

Coastal Choice Realty LLC License #0596857 Listed on: 01/23/2025

Co-Listed By

Angela Tanfield

Coastal Choice Realty LLC License ##SL3442569

Last Buyer's Agent

Carly Sostheim

Corcoran Reverie

Corcoran Reverie

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,421

Year Built

  • Built in 1994

Lot Details

  • 0.92 Acre Lot
  • Lot Dimensions are 100 x400
  • Waterfront
  • Property fronts a county road
  • Landscaped
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Carport
  • Garage Door Opener
  • Golf Cart Garage

Home Design

  • Asphalt Roof
  • Stucco

Interior Spaces

  • 3,218 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Tinted Windows
  • Entrance Foyer
  • Great Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Home Office
  • Loft
  • Bonus Room
  • Lagoon Views

Kitchen

  • Breakfast Bar
  • Gas Cooktop
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Home Security

  • Home Security System
  • Smart Thermostat

Outdoor Features

  • Outdoor Shower
  • Balcony
  • Covered Patio or Porch

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Humidity Control
  • Multiple cooling system units
  • Forced Air Heating and Cooling System
  • Heat Pump System
  • 220 Volts
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned

Additional Features

  • Accessible Bedroom
  • ENERGY STAR Qualified Equipment for Heating

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,421

Year Built

Built in 1994

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Accessibility Features: Accessible Bedroom, Accessible Central Living Area, Central Living Area
  • Year Built: 1994
  • Property Sub Type: Detached
  • Lot Size Acres: 0.92
  • Lot Size: 100 X400
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: FSRL
  • Co List Office Phone: (850) 215-4160
  • Subdivision Name: [No Recorded Subdiv]
  • Architectural Style: Other
  • Carport Y N: Yes
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Down Draft, Dishwasher, Gas Cooktop, Disposal, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned, Tankless Water Heater
  • Interior Amenities: Wet Bar, Breakfast Bar, Fireplace, High Ceilings, Kitchen Island, Recessed Lighting, Smart Thermostat, Entrance Foyer, Loft
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Living Area: 3218.0
  • Dining Room Type: Breakfast Room/Nook, Bonus Room, Bedroom, Dining Room, Foyer, Great Room, Half Bath, Kitchen, Laundry, Loft, Living Room, Primary Bathroom, Primary Bedroom, Office
  • Stories: 2
  • Window Features: Double Pane Windows, Tinted Windows

Exterior Features

  • Pool Features: None
  • View: Lagoon
  • View: Yes
  • Waterfront Features: Boat Dock/Slip, Boat Ramp/Lift Access, Dock Access, Shoreline - Natural, Deeded Access
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Balcony, Covered Patio, Sprinkler/Irrigation, Outdoor Shower
  • Patio And Porch Features: Balcony, Covered, Patio
  • Roof: Asphalt

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Carport, Garage, Golf Cart Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected
  • Security Features: Security System
  • Cooling: Central Air, Ceiling Fan(s), Electric, Humidity Control, Heat Pump, Multi Units
  • Heating: ENERGY STAR Qualified Equipment, Forced Air, Fireplace(s), Heat Pump
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Landscaped
  • Lot Size Sq Ft: 40000.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 8421.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 23, 2025
Closed on
Jun 30, 2025
Sold by
Bowman Kurt D and Bowman Christine A
Bought by
Bowman Living Trust and Bowman
Seller's Agent
Jim Vider
Coastal Choice Realty LLC
Buyer's Agent
Carly Sostheim
Corcoran Reverie
List Price
$1,680,000
Sold Price
$1,275,000
Premium/Discount to List
-$405,000
-24.11%
Views
73

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
158.74%
Original Mortgage
$1,147,373
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 23, 2025
Closed on
Jun 12, 2025
Sold by
Kathryn Marie Vider Revocable Trust and Vider Kathryn M
Bought by
Bowman Kurt and Bowman Christine
Seller's Agent
Jim Vider
Coastal Choice Realty LLC
Buyer's Agent
Carly Sostheim
Corcoran Reverie
List Price
$1,680,000
Sold Price
$1,275,000
Premium/Discount to List
-$405,000
-24.11%
Views
73

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,147,373
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 14, 2004
Sold by
Vider James Charles and Vider Kathryn M
Bought by
Vider Kathryn Marie and The Kathryn Marie Vider Revocable Trust
Source: Public Records

Similar Homes in Panama City, FL

  • 4118 Utes St, Panama City, FL 32408

    $1,347,500

    • 4 Beds
    • 4 Baths
    • 2,484 Sq Ft
    • 4118 Utes St
    • Panama City, FL

    **NEW PRICE** Your dream beach life awaits in Panama City Beach! Perfectly positioned in the heart of all the fun, you can walk to restaurants and bars or stay in and enjoy the tranquility this home provides. A two-minute walk and your toes are in the sand! A truly unique and turn-key opportunity as the twin home next door is for sale as well, creating the opportunity to own side-by-side rental

    Opey Russ Gulf Life Real Estate Inc

    Section Image
  • 4120 Utes St, Panama City, FL 32408

    $1,347,500

    • 4 Beds
    • 4 Baths
    • 2,484 Sq Ft
    • 4120 Utes St
    • Panama City, FL

    AMAZING OPPORTUNITY - LOCATION! LOCATION! Beautiful 4 bedroom/4 bath home located in popular Panama City Beach! Owners and guests are just steps from the powdered-sugar beaches, as well as locally owned restaurants and bars. The adjacent twin home is also currently available for sale, providing the opportunity to own two passive income-producing rentals with shared amenities. Or imagine living

    Opey Russ Gulf Life Real Estate Inc

    Section Image
  • 2457 Pretty Bayou Dr, Panama City, FL 32405

    $999,000

    • 3 Beds
    • 2 Baths
    • 2,199 Sq Ft
    • 2457 Pretty Bayou Dr
    • Panama City, FL

    Waterfront Paradise in Pretty Bayou - A Hidden Gem with Gulf AccessIf you love boating, fishing, and outdoor living, this is the home you've been waiting for! This charming property has been lovingly owned and maintained by the same family since it was built, and it truly shows in every detail.Situated on a double-sized .84-acre lot with 204 feet of canal frontage, this home offers direct Gulf

    Amanda Cialoni Seashore Realty LLC

    Section Image
  • 7910 S Lagoon Dr, Panama City, FL 32408

    $1,450,000

    • 4 Beds
    • 3 Baths
    • 2,587 Sq Ft
    • 7910 S Lagoon Dr
    • Panama City, FL

    LAGOON LIVING coming in 2025. The new homesites in the gated Grand Lagoon Pointe will offer waterfront and interior sites. Waterfront homes will include dedicated docks for boating access from Grand Lagoon directly to the Gulf of Mexico. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. This Lot 7 Cobia plan will host 4 bedrooms and 3 full

    Charles Commander CENTURY 21 Commander Realty

    Section Image
  • 7425 S Lagoon Dr, Panama City, FL 32408

    $940,000

    • 3 Beds
    • 2 Baths
    • 1,386 Sq Ft
    • 7425 S Lagoon Dr
    • Panama City, FL

    Welcome to this beautifully maintained 3-bedroom, 2-bathroom home situated on a spacious double lot, offering an abundance of indoor and outdoor living opportunities. The property features a charming detached cottage complete with a full bathroom, perfect for guests, extended family, or additional rental potential.The main home has been thoughtfully updated, with modern touches in both the

    Christi Renee Beachy Beach Real Estate

    Section Image
  • 7900 S Lagoon Dr, Panama City, FL 32408

    $950,000

    • 4 Beds
    • 3.5 Baths
    • 2,400 Sq Ft
    • 7900 S Lagoon Dr
    • Panama City, FL

    Newly renovated 5-Bedroom Home in Grand Lagoon Pointe with Boat Slip & Lagoon/Gulf Access. Perfectly designed for coastal living, this home offers breathtaking views, luxury finishes, and an ideal location with direct access to the lagoon and Gulf of Mexico.The open-concept layout that blends modern style with comfort. The home features a gas fireplace, perfect for relaxing evenings, and large

    Charles Commander CENTURY 21 Commander Realty

    Section Image
  • 7930 S Lagoon Dr, Panama City, FL 32408

    $998,000

    • 3 Beds
    • 2 Baths
    • 1,864 Sq Ft
    • 7930 S Lagoon Dr
    • Panama City, FL

    Quaint and coastal, this lagoon front home is waiting for the perfect Buyer! And a rare find along the lagoon in this location! mins to the beach, St Andrews State Park, shopping, entertainment, restaurants and bars! Whether a permanent resident or a part-time beach goer this great house is what you are looking for! Special features included 2 boat lifts that will allow you to motor yourself

    Jeannie Retherford Earth and Stone Realty LLC

    Section Image
  • 7420 Thomas Dr, Panama City, FL 32408

    $1,000,000

    • 3 Beds
    • 3.5 Baths
    • 2,375 Sq Ft
    • 7420 Thomas Dr
    • Panama City, FL

    If you're looking to own and profit on Panama City Beach, this three-story turn-key vacation home has no HOAs, and rent inclome of $76,711 for 2024. Thomas Drive is a tried and true vacation spot for visitors year after year. Many vacationers will only stay on the East End of Panama City Beach. You and your up to 16 guests will enjoy Gulf views, a private fenced-in pool, and the convenience of

    Melissa Ryan CENTURY 21 Ryan Realty Inc

    Section Image
  • 7508 Thomas Dr, Panama City, FL 32408

    $1,189,000

    • 4 Beds
    • 3 Baths
    • 2,134 Sq Ft
    • 7508 Thomas Dr
    • Panama City, FL

    * 2-Minute Walk to the Beach * Short Term Rental-Ready - Fully Renovated & Furnished * Sleeps 14 Comfortably * Private Backyard with Putting Green * Pool & Hot Tub - Shared by Only 5 Homes * Hurricane Impact Windows & Doors. Welcome to The Great Escape, a fully renovated and fully furnished coastal retreat in one of Panama City Beach's most desirable locations—just a two-minute walk to the beach

    Kristy Woliver Blue Bird Woliver Realty

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Warranty Deed $1,275,000 Diamond Title
Warranty Deed $1,275,000 Diamond Title
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,147,373 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/13/2025 06/13/25 Sold $1,275,000 -19.8% $396 / Sq Ft
05/10/2025 05/10/25 Pending -- -- --
03/14/2025 03/14/25 Price Changed $1,590,000 -5.4% $494 / Sq Ft
01/23/2025 01/23/25 For Sale $1,680,000 -- $522 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,589 $710,491 $384,036 $326,455
2023 $3,589 $322,893 $0 $0
2022 $3,225 $313,488 $0 $0
2021 $3,237 $304,357 $0 $0
2020 $3,232 $300,155 $0 $0
2019 $3,215 $295,610 $0 $0
2018 $3,198 $290,098 $0 $0
2017 $3,149 $284,131 $0 $0
2016 $3,132 $278,287 $0 $0
2015 $3,200 $276,353 $0 $0
2014 $3,167 $274,160 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 767639

Central Panhandle Association of REALTORS®

APN: 30166-043-005