$390,000
SOLD DEC 18, 2025
4 Beds
2 Baths
2,382 Sq Ft
1900 Built

Recently Sold

$164 Per Sq Ft

4% Above List Price

4 Days on Market

Highlights

  • Loft
  • 2 Car Detached Garage
  • Laundry Room
  • Home Office
  • Living Room
  • Central Air

About This Home

As of December 2025

Historic Charm Meets Modern Comfort in This Spacious 4-Bedroom Victorian Home in Elgin! Located in the heart of Elgin with Historic Charm, this beautifully remodeled 4-bedroom, 2-bath single-family home offers over 2300 sq ft of living space with a perfect blend of original character and thoughtful updates. Step into the grand foyer featuring the original Victorian staircase and gorgeous hardwood floors. The main level offers two generously sized living areas, an updated kitchen with modern finishes, a formal dining room (which can also function as an office), and one bedroom with a connected full bathroom-ideal for guests or a main-floor primary suite. Upstairs, you'll find three additional bedrooms, a full bathroom, a cozy loft space, and a dedicated office area connected to the largest bedroom-perfect for working from home. A convenient second-floor laundry area adds to the home's practicality. Need storage? The expansive third-floor attic and unfinished basement provide ample room for all your storage needs or future expansion. Outside, enjoy a fully fenced backyard, perfect for pets or outdoor entertaining, and a 2-car detached garage. Prime Location: Just minutes to downtown Elgin, the Metra train station, Fox River bike trails, The Centre of Elgin, parks, library, shopping, dining, and easy access to the I-90 tollway-making it a commuter's dream. This home is truly move-in ready with timeless character, generous space, and an unbeatable location. Don't miss this opportunity to own a piece of Elgin's history! Multiple offers received Highest and Best called for 9/7/25 7pm.

Last Agent to Sell the Property

Christopher Davis

Inspire Realty Group LLC License #471020520 Listed on: 09/03/2025

Last Buyer's Agent

Kathleen Blackwell

Inspire Realty Group License #475191141

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,760

Year Built

  • Built in 1900

Lot Details

  • Lot Dimensions are 66x132x66x132

Parking

  • 2 Car Detached Garage
  • Parking Available
  • Driveway

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Radon Mitigation System

Interior Spaces

  • 2,382 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Loft
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Air
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,760

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • LivingArea: 2382
  • Other Equipment: Ceiling Fan(s), Fan-Attic Exhaust, Radon Mitigation System
  • Room Type: Loft, Office
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Yes, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 66X132X66X132
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 7760
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 3, 2025
Closed on
Oct 24, 2025
Sold by
Tanner Jesse F
Bought by
Sanchez Jennifer and Perez Andres Chavez
Seller's Agent
Christopher Davis
Inspire Realty Group LLC
Buyer's Agent
Kathleen Blackwell
Inspire Realty Group
List Price
$375,000
Sold Price
$390,000
Premium/Discount to List
$15,000
4%
Views
34

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-25.92%
Original Mortgage
$382,936
Interest Rate
6.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 8, 2021
Sold by
Duncan David M and Lovingood Susan J
Bought by
Tanner Jesse F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
2.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 15, 2001
Sold by
Sellers Stephen E and Sellers Laura J
Bought by
Duncan David M and Lovingood Susan J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6.64%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $390,000 None Listed On Document
Warranty Deed $270,000 Fidelity National Title
Warranty Deed $169,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $382,936 FHA
Previous Owner $240,000 New Conventional
Previous Owner $135,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/18/2025 12/18/25 Sold $390,000 +4.0% $164 / Sq Ft
09/07/2025 09/07/25 Pending -- -- --
09/03/2025 09/03/25 For Sale $375,000 -- $157 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,760 $104,961 $18,065 $86,896
2023 $7,401 $94,824 $16,320 $78,504
2022 $6,977 $86,463 $14,881 $71,582
2021 $6,231 $80,837 $13,913 $66,924
2020 $6,035 $77,171 $13,282 $63,889
2019 $5,838 $73,510 $12,652 $60,858
2018 $5,664 $68,285 $11,919 $56,366
2017 $5,508 $64,554 $11,268 $53,286
2016 $5,747 $59,889 $10,454 $49,435
2015 -- $54,894 $9,582 $45,312
2014 -- $54,217 $9,464 $44,753
2013 -- $55,648 $9,714 $45,934
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12462146

Midwest Real Estate Data (MRED)

APN: 06-12-181-011