K
Seller's Agent in 2026
Kacper Jastrzebski
eXp Realty
(224) 223-6001
1 in this area
14 Total Sales
805 Cougar Ln Oswego, IL 60543
Northwest Oswego NeighborhoodEstimated Value: $358,000 - $368,000
3
Beds
2
Baths
1,790
Sq Ft
$202/Sq Ft
Est. Value
Highlights
- Home Gym
- Electric Vehicle Charging Station
- Patio
- Lower Floor Utility Room
- 2 Car Attached Garage
- Living Room
About This Home
As of January 2026WELCOME TO THE QUIET AND SERENE FOX CHASE OF OSWEGO SUBDIVISION. Come into this BEAUTIFUL AND SPACIOUS SPLIT-LEVEL HOME with FOUR LEVELS consisting of THREE BEDROOMS UPSTAIRS, MAIN LEVEL LIVING, DINING, AND KITCHEN AREAS, as well as a LOWER LEVEL FAMILY ROOM and an ADDITIONAL SUB-BASEMENT currently used as a HOME GYM that makes separating living space easy. The LOWER LEVEL FAMILY ROOM provides ROOM TO ENTERTAIN and A RETREAT from the rigors of life. Has a GAS FIREPLACE to relax by in the family room. UPDATED KITCHEN with NEW (2025) STAINLESS STEEL APPLIANCES for all your cooking needs. LARGE FENCED BACKYARD with STONE PATIO for ENTERTAINING and RELAXING in this QUIET SUBDIVISION. And an OVERSIZED DOWNSTAIRS LAUNDRY ROOM for STORAGE and EASY CLEAN-UP. OTHER RECENT UPDATES INCLUDE laundry room flooring (2025), updated bedroom (2025), and new roof (2017), as well as a 60 AMP SUBPANEL in the garage for EASY ELECTRIC VEHICLE CHARGING. This home is PRICED TO SELL, so book a showing today!
Last Agent to Sell the Property
eXp Realty Brokerage Phone: (224) 223-6001 License #475200889 Listed on: 11/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,565
Year Built
- Built in 1998
Lot Details
- 10,890 Sq Ft Lot
- Lot Dimensions are 80 x 128 x 119
- Fenced
- Paved or Partially Paved Lot
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Bi-Level Home
- Split Level with Sub
- Brick Exterior Construction
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,790 Sq Ft Home
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Combination Kitchen and Dining Room
- Lower Floor Utility Room
- Home Gym
- Finished Basement
- Partial Basement
Kitchen
- Gas Oven
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
- Stone
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Patio
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- Electric Vehicle Charging Station
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 19, 2025
Closed on
Jan 12, 2026
Sold by
Bondi Gaetano and Bondi Sarah
Bought by
Baker Steven
Seller's Agent
Kacper Jastrzebski
eXp Realty
Buyer's Agent
Nathan Muzika
john greene, Realtor
List Price
$360,000
Sold Price
$365,000
Premium/Discount to List
$5,000
1.39%
Views
65
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,189
Avg. Annual Appreciation
-3.20%
Original Mortgage
$260,000
Outstanding Balance
$259,758
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$102,053
Purchase Details
Listed on
Apr 5, 2024
Closed on
May 24, 2024
Sold by
Martinez Rodolfo
Bought by
Bondi Gaetano and Bondi Sarah
Seller's Agent
Lina Aguilar
Smart Home Realty
Buyer's Agent
Gregorio Cirone
xr realty
List Price
$365,000
Sold Price
$355,000
Premium/Discount to List
-$10,000
-2.74%
Views
112
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.72%
Original Mortgage
$205,000
Interest Rate
6.86%
Mortgage Type
Construction
Purchase Details
Listed on
Mar 27, 2019
Closed on
Jul 8, 2019
Sold by
Fancsali Shawn A
Bought by
Martinez Rodolfo
Seller's Agent
Melissa Yackley
United Real Estate-Chicago
Buyer's Agent
Humberto Santillanes
Pak Home Realty
List Price
$242,900
Sold Price
$240,000
Premium/Discount to List
-$2,900
-1.19%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.33%
Original Mortgage
$235,653
Interest Rate
4.62%
Mortgage Type
FHA
Purchase Details
Closed on
May 24, 2007
Sold by
Campbell William and Powers Marilyn
Bought by
Fancsali Shawn A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 12, 2006
Sold by
Campbell Joyce and Campbell William
Bought by
Campbell William and Powers Marilyn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,900
Interest Rate
6.21%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
May 25, 2005
Sold by
Keltner Raymond T and Keltner Joyce
Bought by
Campbell Joyce and Campbell William
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
5.87%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
May 29, 1998
Sold by
Marquette National Bank
Bought by
Keltner Raymond T and Keltner Joyce
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
7.18%
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Baker Steven | $365,000 | None Listed On Document | |
| Bondi Gaetano | $355,000 | None Listed On Document | |
| Martinez Rodolfo | $240,000 | First American Title | |
| Fancsali Shawn A | $235,000 | Chicago Title Insurance Co | |
| Campbell William | -- | Chicago Title Insurance Comp | |
| Campbell Joyce | -- | Chicago Title Insurance Co | |
| Keltner Raymond T | $148,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Baker Steven | $260,000 | |
| Previous Owner | Bondi Gaetano | $205,000 | |
| Previous Owner | Martinez Rodolfo | $235,653 | |
| Previous Owner | Fancsali Shawn A | $235,000 | |
| Previous Owner | Campbell William | $36,900 | |
| Previous Owner | Campbell William | $196,800 | |
| Previous Owner | Campbell Joyce | $188,000 | |
| Previous Owner | Keltner Raymond T | $135,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/12/2026 01/12/26 | Sold | $365,000 | +1.4% | $204 / Sq Ft | |
| 12/05/2025 12/05/25 | Pending | -- | -- | -- | |
| 11/19/2025 11/19/25 | For Sale | $360,000 | +1.4% | $201 / Sq Ft | |
| 05/28/2024 05/28/24 | Sold | $355,000 | -2.7% | $198 / Sq Ft | View Prior Sale |
| 04/24/2024 04/24/24 | Pending | -- | -- | -- | |
| 04/05/2024 04/05/24 | For Sale | $365,000 | +52.1% | $204 / Sq Ft | |
| 07/08/2019 07/08/19 | Sold | $240,000 | +1.7% | $134 / Sq Ft | View Prior Sale |
| 05/23/2019 05/23/19 | Pending | -- | -- | -- | |
| 05/09/2019 05/09/19 | Price Changed | $235,900 | -1.7% | $132 / Sq Ft | |
| 04/12/2019 04/12/19 | Price Changed | $239,900 | -1.2% | $134 / Sq Ft | |
| 03/27/2019 03/27/19 | For Sale | $242,900 | -- | $136 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,565 | $100,728 | $13,302 | $87,426 |
| 2023 | $6,792 | $90,121 | $11,901 | $78,220 |
| 2022 | $6,792 | $81,816 | $10,804 | $71,012 |
| 2021 | $6,549 | $76,556 | $10,804 | $65,752 |
| 2020 | $6,331 | $74,027 | $10,804 | $63,223 |
| 2019 | $6,163 | $71,186 | $10,389 | $60,797 |
| 2018 | $5,910 | $66,284 | $10,389 | $55,895 |
| 2017 | $5,786 | $62,360 | $10,389 | $51,971 |
| 2016 | $5,467 | $58,244 | $10,389 | $47,855 |
| 2015 | $5,313 | $54,253 | $9,354 | $44,899 |
| 2014 | $2,686 | $52,526 | $9,354 | $43,172 |
| 2013 | $2,686 | $52,526 | $9,354 | $43,172 |
Source: Public Records
Agents Affiliated with this Home
-
Kacper Jastrzebski
-
Nathan Muzika
N
Buyer's Agent in 2026
Nathan Muzika
john greene Realtor
(630) 820-6500
1 in this area
1 Total Sale
-
Lina Aguilar
Seller's Agent in 2024
Lina Aguilar
Smart Home Realty
(402) 637-4645
1 in this area
43 Total Sales
-
Gregorio Cirone
Buyer's Agent in 2024
Gregorio Cirone
xr realty
(708) 415-6755
1 in this area
510 Total Sales
-
Melissa Yackley
Seller's Agent in 2019
Melissa Yackley
United Real Estate-Chicago
(630) 802-9795
9 in this area
240 Total Sales
-
Humberto Santillanes
Buyer's Agent in 2019
Humberto Santillanes
Pak Home Realty
(708) 878-9830
62 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12520932
APN: 02-12-424-006
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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