Shelli Kelsey
Kelsey Realty and Associates Inc
(989) 341-8730
92 Total Sales
3 in Bay City
$88K - $130K Price Range
809 Garfield Ave Bay City, MI 48708
Bay City AreaEstimated Value: $73,275 - $109,000
4
Beds
3
Baths
1,588
Sq Ft
$56/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Forced Air Heating System
- Carpet
- Main Floor Bedroom
About This Home
As of March 2025Fully occupied three-unit investment property generating $2,125/month in rental income. Features two 1-bedroom units on the main floor and a 2-bedroom unit upstairs. All tenants are month-to-month, with two out of three open to staying. Potential for higher cash flow by adjusting rents to market value. Great opportunity to maximize returns!
Last Agent to Sell the Property
Century 21 Signature Realty - Bay City License #BCRA-6501437083 Listed on: 03/11/2025
Last Buyer's Agent
The Ryan Valdera Erica Roseberry Team
Berkshire Hathaway HomeServices, Bay City License #BCRA
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Home Details
Home Type
- Single Family
Year Built
- Built in 1890
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 50x100
Home Design
- Traditional Architecture
- Stucco
Interior Spaces
- 1,588 Sq Ft Home
- 2-Story Property
- Basement
- Block Basement Construction
Flooring
- Carpet
- Linoleum
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- 3 Full Bathrooms
Parking
- 3 Car Parking Spaces
- Driveway
- Off-Street Parking
Utilities
- Forced Air Heating System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 160-028-377-003-00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 11, 2025
Closed on
Mar 31, 2025
Sold by
Nolan Rentals Llc
Bought by
Seller's Agent
Kelsi Hitz
Century 21 Signature Realty - Bay City
Buyer's Agent
The Ryan Valdera Erica Roseberry Team
Berkshire Hathaway HomeServices, Bay City
List Price
$110,000
Sold Price
$110,000
Views
38
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,931
Avg. Annual Appreciation
-13.55%
Purchase Details
Closed on
Nov 29, 2023
Sold by
Palmer Jean M
Bought by
Nolan Benjamin
Purchase Details
Closed on
Jul 25, 2022
Sold by
Nolan Benjamin
Bought by
Nolan Rentals Llc
Purchase Details
Closed on
May 24, 2021
Sold by
Palmer Jean M
Bought by
Nolan Benjamin
Purchase Details
Closed on
Mar 14, 2008
Sold by
Trott & Trott Pc
Bought by
Palmer Jean
Purchase Details
Closed on
May 23, 2007
Sold by
Mortgage Electronic Registration Systems
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
May 18, 2007
Sold by
Borkowski Andrew A
Bought by
Mortgage Electronic Registration Systems
Purchase Details
Closed on
Dec 10, 2003
Sold by
Girou Shawn N
Bought by
Borkowski Andrew A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,750
Interest Rate
6.03%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 25, 2003
Sold by
Konesko Lawrence and Konesko Carol A
Bought by
Girou Shawn N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,100
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 27, 2003
Sold by
Jacobson John V and Jacobson Rosalie M
Bought by
Konesko Lawrence and Konesko Carol A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,100
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 17, 1994
Sold by
Jacobson John V and Jacobson Rosalie M
Bought by
Konesko Lawrence and Konesko Carol A
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Bay City, MI
-
Shelli Kelsey
-
Jenifer Rifkin
Jenifer Rifkin
Century 21 Signature Realty
(989) 702-2495
83 Total Sales
3 in Bay City
$86K - $121K Price Range
-
Linda Sarmiento
Linda Sarmiento
Berkshire Hathaway HomeServices Michigan Real Estate
(989) 484-9859
434 Total Sales
8 in Bay City
$90K - $142K Price Range
-
Doris Leal
Doris Leal
Berkshire Hathaway HomeServices
(989) 270-0538
46 Total Sales
1 in Bay City
$90,000 Price
-
Chris Gebrael
Chris Gebrael
Gebrael Management
(810) 766-6376
209 Total Sales
2 in Bay City
$60K - $73K Price Range
-
Lynn Borcherding
Lynn Borcherding
Area Wide Real Estate
(810) 777-6724
67 Total Sales
1 in Bay City
$79,900 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| Nolan Benjamin | $39,000 | None Listed On Document | |
| Nolan Rentals Llc | -- | None Listed On Document | |
| Nolan Benjamin | $39,000 | None Available | |
| Palmer Jean | $21,000 | None Available | |
| Federal National Mortgage Association | -- | None Available | |
| Mortgage Electronic Registration Systems | $53,410 | None Available | |
| Borkowski Andrew A | $73,000 | -- | |
| Girou Shawn N | $69,000 | -- | |
| Konesko Lawrence | $33,900 | Metropolitan Title Company | |
| Konesko Lawrence | $33,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $52,500 | ||
| Previous Owner | Borkowski Andrew A | $25,000 | |
| Previous Owner | Borkowski Andrew A | $54,750 | |
| Previous Owner | Girou Shawn N | $62,100 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/31/2025 03/31/25 | Sold | $110,000 | 0.0% | $69 / Sq Ft |
| 03/11/2025 03/11/25 | For Sale | $110,000 | -- | $69 / Sq Ft |
Source: Bay County Realtor® Association MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,648 | $36,700 | $0 | $0 |
| 2025 | $1,438 | $31,850 | $0 | $0 |
| 2024 | $1,395 | $26,400 | $0 | $0 |
| 2023 | $1,329 | $24,800 | $0 | $0 |
| 2022 | $1,788 | $22,400 | $0 | $0 |
| 2021 | $1,466 | $20,900 | $20,900 | $0 |
| 2020 | $1,167 | $18,350 | $18,350 | $0 |
| 2019 | $1,146 | $17,200 | $0 | $0 |
| 2018 | $1,147 | $17,050 | $0 | $0 |
| 2017 | $1,133 | $16,850 | $0 | $0 |
| 2016 | $1,176 | $18,350 | $0 | $18,350 |
| 2015 | $1,263 | $20,900 | $0 | $20,900 |
| 2014 | $1,263 | $18,600 | $0 | $18,600 |
Source: Public Records
Agents Affiliated with this Home
-
Kelsi Hitz
Seller's Agent in 2025
Kelsi Hitz
Century 21 Signature Realty - Bay City
(989) 475-5679
49 Total Sales
-
The Ryan Valdera Erica Roseberry Team
Buyer's Agent in 2025
The Ryan Valdera Erica Roseberry Team
Berkshire Hathaway HomeServices, Bay City
(989) 213-2475
344 Total Sales
Map
Source: Bay County Realtor® Association MLS
MLS Number: 50168399
APN: 09-160-028-377-003-00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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