$474,900
OPEN SAT 10AM - 12PM $5K PRICE DROP

Estimated payment $2,851/month

Total Views 1,333
4 Beds
3.5 Baths
2,064 Sq Ft
$230 Price per Sq Ft

Highlights

  • Open Floorplan
  • Wooded Lot
  • High Ceiling
  • Deck
  • Wood Flooring
  • No HOA

About This Home

A little Gatlinburg feel without leaving White Bluff! Tucked away on a private cul-de-sac in the highly desirable White Bluff Hills neighborhood, this nearly new 2021-built home offers 4 true bedrooms, 3.5 bathrooms, over 2,000 square feet, and a wooded hillside setting that creates privacy, peaceful surroundings, and beautiful elevated views.

Step inside to a thoughtfully designed open floor plan with tasteful, modern finishes and plenty of natural light. The kitchen, dining, and living spaces flow effortlessly together, making the home equally comfortable for everyday life and entertaining. Step outside onto the back deck and take in the stunning treetop views. The setting gives the property that cozy East Tennessee mountain feel while providing separation and privacy from surrounding homes.

The primary suite is a standout with a spacious bedroom, private bathroom, and an incredible walk-in closet with room for a serious wardrobe. Bedrooms two and three share a convenient Jack-and-Jill bathroom, creating a functional layout while still giving everyone their own space.

Upstairs adds even more flexibility with a true fourth bedroom featuring double closets and its own full bathroom, plus a separate recreation room perfect for a media room, playroom, home office, game room, or additional living space. It's an ideal setup for guests, multigenerational living, or anyone who appreciates having separate spaces within the home.

Downstairs is a large two-car garage providing additional storage and everyday convenience, leading out to the spacious driveway providing tons of additional parking for guests, multiple vehicles, and busy households.

809 Ruby Way in White Bluff, Tennessee combines nearly new construction, a versatile 4-bedroom floor plan, modern finishes, cul-de-sac privacy, wooded surroundings, and scenic views in one beautiful package. Convenient to White Bluff, Dickson, and Nashville, this is Middle Tennessee living with just a touch of Gatlinburg at home.

Listing Agent

Nikki Spurlock

Sold Standard Real Estate Brokerage Phone: 6157207025 License #352667 Listed on: 08/20/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,620

Year Built

  • Built in 2023

Lot Details

  • 23,087 Sq Ft Lot
  • Cul-De-Sac
  • Sloped Lot
  • Wooded Lot

Parking

  • 1 Car Attached Garage
  • Basement Garage
  • Driveway

Home Design

  • Stone Siding
  • Vinyl Siding
  • Hardboard

Interior Spaces

  • 2,064 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Interior Storage Closet
  • Washer and Electric Dryer Hookup
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Walk-In Closet

Basement

  • Walk-Out Basement
  • Exterior Basement Entry

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • White Bluff Elementary School
  • W James Middle School
  • Creek Wood High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Community Details

  • No Home Owners Association
  • White Bluff Hills Sec D Subdivision

Listing and Financial Details

  • Assessor Parcel Number 099G C 03600 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,620

Year Built

Built in 2023

Lot Details

0.53 Acres

Parking

1

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2023
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Existing
  • Special Features: OpenHouse
  • Stories: 2

Interior Features

  • Interior Amenities: Ceiling Fan(s), Entry Foyer, Extra Closets, High Ceilings, Open Floorplan, Pantry, Redecorated, Storage, Walk-In Closet(s), Master Downstairs, High Speed Internet, Kitchen Island
  • Appliances: Electric Oven, Electric Range, Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • Flooring: Wood, Tile
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Has Basement: Exterior Entry, Walk-Out Access
  • Above Grade Finished Sq Ft: 2064.0
  • Building Area Units: Square Feet
  • Living Area: 2064.0
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Hardboard Siding, Stone, Vinyl Siding
  • Patio And Porch Features: Porch, Covered, Deck
  • Pool Private: No
  • Topography: Cul-De-Sac,Sloped,Wooded
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1.0
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Basement, Concrete, Driveway
  • Total Parking Spaces: 1

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Cul-De-Sac, Sloped, Wooded
  • Lot Size Acres: 0.530
  • Lot Size Units: Acres
  • Parcel #: 099G C 03600 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2620

MLS Schools

  • Elementary School: White Bluff Elementary
  • High School: Creek Wood High School
  • Middle Or Junior School: W James Middle School

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $114,425 $22,425 $92,000
2024 -- $114,425 $22,425 $92,000
2023 $2,057 $69,725 $5,875 $63,850
2022 $173 $5,875 $5,875 $0
2021 $170 $5,875 $5,875 $0
2020 $167 $5,875 $5,875 $0
2019 $167 $5,875 $5,875 $0
2018 $198 $6,000 $6,000 $0
2017 $198 $6,000 $6,000 $0
2016 $190 $6,000 $6,000 $0
2015 $204 $6,000 $6,000 $0
2014 $204 $6,000 $6,000 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/13/2026 09/13/26 Price Changed $474,900 -1.0% $230 / Sq Ft
08/20/2026 08/20/26 For Sale $479,900 +3.5% $233 / Sq Ft
08/30/2023 08/30/23 Sold $463,767 0.0% $230 / Sq Ft View Prior Sale
07/31/2023 07/31/23 Pending -- -- --
07/19/2023 07/19/23 For Sale $463,767 -- $230 / Sq Ft
Source: Realtracs

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $463,767 Rudy Title
Quit Claim Deed -- Rudy Title
Warranty Deed $40,000 Rudy Title And Escrow Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $469,289 VA
Closed $463,767 VA
Previous Owner $229,800 New Conventional
Previous Owner $22,500 Construction
Source: Public Records

Source: Realtracs

MLS Number: 3516610

Realtracs

APN: 099G-C-036.00

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