Elizabeth McGuire
Keller Williams Upstate NY
(607) 601-2761
77 Total Sales
1 in Otego
$280,000 Price
81 Main St Otego, NY 13825
Otego AreaEstimated Value: $159,000 - $220,000
3
Beds
1.5
Baths
1,298
Sq Ft
$150/Sq Ft
Est. Value
Highlights
- Wood Flooring
- 2 Car Detached Garage
- Cedar Closet
- 1 Fireplace
- Eat-In Kitchen
- Laundry Room
About This Home
As of October 2025Welcome to 81 Main Street, a charming 3-bedroom, 1.5 bath country home on 0.52 acre. This home features custom hand-tooled kitchen cabinets and woodwork throughout. Kitchen and dining room replaced with vinyl waterproof laminate. Fireplace insert replaced with a Jotul enamel woodstove. Electrical service updated to 200 amps with additional outlets added. Septic tank and dry well replaced in 2015. A detached 2-car garage with a remote opener with workshop space and a large barn with endless possibilities. Conveniently located just off I-88, just a short ride to Oneonta. Schedule your appointment today!
Last Agent to Sell the Property
Betty Lee
Listing by Keller Williams Upstate NY Properties Brokerage Phone: (607) 267-1807 License #10401359665 Listed on: 06/15/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,421
Year Built
- Built in 1900
Lot Details
- 22,651 Sq Ft Lot
- Lot Dimensions are 110x210
- Rectangular Lot
- Historic Home
Parking
- 2 Car Detached Garage
- Workshop in Garage
- Dirt Driveway
Home Design
- Block Foundation
- Poured Concrete
- Vinyl Siding
Interior Spaces
- 1,298 Sq Ft Home
- 1-Story Property
- Central Vacuum
- Ceiling Fan
- 1 Fireplace
Kitchen
- Eat-In Kitchen
- Gas Oven
- Gas Range
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Cedar Closet
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Eco-Friendly Details
- Energy-Efficient Appliances
Utilities
- Heating System Uses Oil
- Baseboard Heating
- Hot Water Heating System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 10
- Assessor Parcel Number 325.06-1-10.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 15, 2025
Closed on
Oct 7, 2025
Sold by
Bought by
Seller's Agent
Betty Lee
Keller Williams Upstate NY Properties
Buyer's Agent
John Rudolph
Country Squire Realty
List Price
$199,000
Sold Price
$185,000
Premium/Discount to List
-$14,000
-7.04%
Views
22
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,799
Avg. Annual Appreciation
6.04%
Purchase Details
Listed on
Jul 15, 2013
Closed on
Oct 31, 2014
Sold by
Bought by
Seller's Agent
Adam Karns
EXIT Realty Homeward Bound
Buyer's Agent
Tom Tillapaugh
Howard Hanna
List Price
$159,000
Sold Price
$96,000
Premium/Discount to List
-$63,000
-39.62%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.19%
Original Mortgage
$104,211
Interest Rate
4.13%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 7, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 9, 2000
Purchase Details
Closed on
Apr 23, 1999
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Otego, NY
-
Elizabeth McGuire
-
Christy Dahms
Christy Dahms
Charlotteville Realty LLC
(607) 325-7365
302 Total Sales
4 in Otego
$60,000 Price Range
-
Stacey M. Frazier
Stacey M. Frazier
Keller Williams Upstate NY Properties
(941) 541-1921
152 Total Sales
14 in Otego
$22K - $525K Price Range
-
Kate Despins
Kate Despins
Coldwell Banker Sexton Real Estate
(680) 219-5462
240 Total Sales
2 in Otego
$195,000 Price Range
-
Pauline Trottier
Pauline Trottier
Responds QuicklyRECIPROCAL LISTINGS
(607) 821-7961
188 Total Sales
9 in Otego
$25K - $415K Price Range
-
Michael Burns
Michael Burns
Stack-Page Properties
(607) 638-3724
73 Total Sales
11 in Otego
$53K - $150K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $185,000 | -- | ||
| $102,127 | Frederick R. Xlander | ||
| $100,000 | Ronald Haus | ||
| $72,800 | -- | ||
| $44,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $104,211 | ||
| Closed | $50,000 | ||
| Previous Owner | $85,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/07/2025 10/07/25 | Sold | $185,000 | -4.6% | $143 / Sq Ft | |
| 07/08/2025 07/08/25 | Pending | -- | -- | -- | |
| 06/28/2025 06/28/25 | Price Changed | $194,000 | -2.5% | $149 / Sq Ft | |
| 06/15/2025 06/15/25 | For Sale | $199,000 | +107.3% | $153 / Sq Ft | |
| 11/03/2014 11/03/14 | Sold | $96,000 | -39.6% | $69 / Sq Ft | View Prior Sale |
| 08/05/2014 08/05/14 | Pending | -- | -- | -- | |
| 07/15/2013 07/15/13 | For Sale | $159,000 | -- | $114 / Sq Ft |
Source: Otsego-Delaware Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,526 | $104,000 | $25,200 | $78,800 |
| 2024 | $2,906 | $104,000 | $25,200 | $78,800 |
| 2023 | $2,333 | $104,000 | $25,200 | $78,800 |
| 2022 | $2,845 | $104,000 | $25,200 | $78,800 |
| 2021 | $2,578 | $104,000 | $25,200 | $78,800 |
| 2020 | $2,309 | $104,000 | $25,200 | $78,800 |
| 2019 | $1,299 | $104,000 | $25,200 | $78,800 |
| 2018 | $1,868 | $104,000 | $25,200 | $78,800 |
| 2017 | $2,200 | $104,000 | $25,200 | $78,800 |
| 2016 | $2,209 | $104,000 | $25,200 | $78,800 |
| 2015 | -- | $104,000 | $25,200 | $78,800 |
| 2014 | -- | $104,000 | $25,200 | $78,800 |
Source: Public Records
Agents Affiliated with this Home
-
B
Seller's Agent in 2025
Betty Lee
Keller Williams Upstate NY Properties
-
John Rudolph
J
Buyer's Agent in 2025
John Rudolph
Country Squire Realty
(607) 437-3097
13 Total Sales
-
Adam Karns
Seller's Agent in 2014
Adam Karns
EXIT Realty Homeward Bound
(607) 244-9633
9 Total Sales
-
T
Buyer's Agent in 2014
Tom Tillapaugh
Howard Hanna
Map
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1615005
APN: 364801-325-006-0001-010-000-0000
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