81 Niagara St Oswego, NY 13126
Estimated payment $881/month
Highlights
- Popular Property
- Property is near public transit
- Separate Formal Living Room
- Colonial Architecture
- Wood Flooring
- Formal Dining Room
About This Home
Time to make this 3-bed, 1-bath house your new home. This home is located just 1.5 blocks from the Kingsford Park School and a short walk to downtown Oswego's restaurants and stores. Many of the updates to this listing include: Hot water tank, Fencing in backyard, Storm door on front porch, Storm door on side porch, Basement windows closest to Niagara Street (open inward), Side porch steps, and Front porch steps. The enclosed porch is where you will enter this home and is perfect to getting you out of the chill while you're getting the keys for the main front door or for enjoying a summer evening. The first floor has a front living room, middle dining room and back family room that leads into the eat-in kitchen. (There was a half bath located under the stairway but that was removed but still roughed in). Upstairs are two large bedrooms and a smaller third bedroom that has been used as a nursery. There is also a full bath on the second floor with a tub/shower. The backyard is fully fenced in for security and privacy.
Listing Agent
Listing by Century 21 Galloway Realty License #40FA1055891 Listed on: 12/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,373
Year Built
- Built in 1890
Lot Details
- 3,135 Sq Ft Lot
- Lot Dimensions are 33x95
- Property is Fully Fenced
- Rectangular Lot
Home Design
- Colonial Architecture
- Block Foundation
- Stone Foundation
- Vinyl Siding
Interior Spaces
- 1,305 Sq Ft Home
- 2-Story Property
- Woodwork
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Country Kitchen
- Oven
- Free-Standing Range
- Microwave
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom Rough-In
- 1 Full Bathroom
Parking
- No Garage
- Driveway
Location
- Property is near public transit
Schools
- Kingsford Park Elementary School
- Oswego Middle School
- Oswego High School
Utilities
- Heating System Uses Gas
- Baseboard Heating
- Hot Water Heating System
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 24
- Assessor Parcel Number 351200-128-078-0003-024-000-0000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,684 | $95,000 | $16,900 | $78,100 |
| 2023 | $1,596 | $61,300 | $9,700 | $51,600 |
| 2022 | $1,618 | $61,300 | $9,700 | $51,600 |
| 2021 | $1,646 | $61,300 | $9,700 | $51,600 |
| 2020 | $813 | $57,000 | $9,700 | $47,300 |
| 2019 | $871 | $57,000 | $9,700 | $47,300 |
| 2018 | $1,160 | $57,000 | $9,700 | $47,300 |
| 2017 | $2,039 | $57,000 | $9,700 | $47,300 |
| 2016 | $548 | $57,000 | $9,700 | $47,300 |
| 2015 | -- | $57,000 | $9,700 | $47,300 |
| 2014 | -- | $57,000 | $9,700 | $47,300 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/09/2025 12/09/25 | For Sale | $129,900 | -- | $100 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $55,000 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $54,161 | FHA |
Source: Central New York Information Services
MLS Number: S1654259
APN: 351200-128-078-0003-024-000-0000
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