
81 Western Lake Dr Santa Rosa Beach, FL 32459
WaterColor NeighborhoodEstimated payment $36,978/month
Highlights
- Boat Dock
- Beach
- Heated In Ground Pool
- Dune Lakes Elementary School Rated A-
- Deeded access to the beach
- Fishing
About This Home
Nestled in WaterColor's most sought-after location, this distinctive residence occupies an expansive corner lot and boasts multiple porches offering breathtaking views of the Gulf of Mexico from its impressive four-story watchtower. Situated directly opposite the beach club and numerous beach access points, the property overlooks the spacious private pool, carriage house, and garage at the rear, all easily reachable via Western Lake Drive. Crafted by architect Dawn Thurber, this luxurious Florida home has recently undergone a comprehensive update, including a new third-floor bathroom, refreshed flooring, and upgraded lighting throughout. Its upscale features include a central vacuum system and floor-to-ceiling impact glass windows. The main living and dining areas are situated on the second floor, strategically elevated for enhanced privacy. The expansive living room features soaring ceilings and multiple French doors leading to 2,400 square feet of covered outdoor living spaces. Additionally, there's a formal dining area and several cozy nooks ideal for quiet moments or intimate conversations. The fully-equipped gourmet kitchen includes a bar for pre-dinner gatherings. With seven elegant bedrooms, king suites on each floor and in the guest house, a generous built-in bunk space, and 6.5 baths, the property comfortably accommodates larger family gatherings, weddings, and luxurious retreats.
The private pool area, nestled between the main house and carriage house, provides a serene setting for swimming or unwinding by the woodburning fireplace after sunset. The expansive outdoor kitchen is perfect for hosting barbecues and relaxed dining after a day of activities. Guests can also enjoy panoramic Gulf views from the tower room at sunset. The oversized mudroom, complete with two sets of washers and dryers, custom built-ins, and a designated changing room, caters to the needs of returning guests and renters from the pool or beach.
Conveniently located just a short stroll from Town Center shops and restaurants, including Fish Out of Water, and across from the renowned WaterColor Inn, the property offers easy access to amenities such as tennis, pickleball courts, and Camp WaterColor, reachable by a quick bike or golf cart ride.
Listing Agent
Christies International Real Estate Emerald Coast Listed on: 08/11/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $39,327
Year Built
- Built in 2007
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 56' x 156' x 51' x 157'
- Partially Fenced Property
HOA Fees
- $613 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- Automatic Garage Door Opener
Home Design
- Beach House
- Frame Construction
- Metal Roof
- Wood Siding
- Piling Construction
- Cement Board or Planked
Interior Spaces
- 5,130 Sq Ft Home
- 4-Story Property
- Wet Bar
- Central Vacuum
- Furnished
- Built-in Bookshelves
- Shelving
- Woodwork
- Crown Molding
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Window Treatments
- Living Room
- Dining Area
- Screened Porch
- Gulf Views
- Home Security System
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Gas Oven or Range
- Self-Cleaning Oven
- Cooktop with Range Hood
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Tile
Bedrooms and Bathrooms
- 7 Bedrooms
- Built-In Bunk Beds
- Dressing Area
- Maid or Guest Quarters
- In-Law or Guest Suite
- Shower Only in Primary Bathroom
Laundry
- Dryer
- Washer
Pool
- Heated In Ground Pool
- Gunite Pool
- Outdoor Shower
Outdoor Features
- Deeded access to the beach
- Balcony
- Covered Deck
- Patio
- Outdoor Kitchen
- Built-In Barbecue
Additional Homes
- Dwelling with Separate Living Area
Schools
- Dune Lakes Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 15-3S-19-25519-000-0010
Community Details
Overview
- Association fees include accounting, ground keeping, legal, licenses/permits, management, recreational faclty, repairs/maintenance, security, cable TV, trash
- Watercolor Subdivision
- The community has rules related to covenants
Amenities
- Picnic Area
- Recreation Room
Recreation
- Boat Dock
- Beach
- Tennis Courts
- Community Playground
- Community Pool
- Fishing
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $39,327 | $4,519,455 | $1,540,129 | $2,979,326 |
2023 | $39,327 | $4,129,840 | $0 | $0 |
2022 | $37,814 | $4,443,149 | $1,709,543 | $2,733,606 |
2021 | $33,674 | $3,546,147 | $1,495,270 | $2,050,877 |
2020 | $30,973 | $3,102,810 | $1,367,984 | $1,734,826 |
2019 | $29,902 | $3,010,975 | $1,328,140 | $1,682,835 |
2018 | $29,369 | $2,945,377 | $0 | $0 |
2017 | $28,285 | $2,881,289 | $1,251,900 | $1,629,389 |
2016 | $26,974 | $2,813,967 | $0 | $0 |
2015 | $25,586 | $2,681,583 | $0 | $0 |
2014 | $21,879 | $2,122,272 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/11/2025 08/11/25 | For Sale | $6,120,000 | +136.3% | $1,193 / Sq Ft |
02/15/2013 02/15/13 | Sold | $2,589,999 | 0.0% | $515 / Sq Ft |
01/15/2013 01/15/13 | Pending | -- | -- | -- |
01/21/2011 01/21/11 | For Sale | $2,589,999 | -- | $515 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $2,589,999 | None Available | |
Warranty Deed | $660,000 | Mcneese Title Llc | |
Special Warranty Deed | $501,500 | Residential Community Title | |
Warranty Deed | $737,600 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $1,295,000 | New Conventional | |
Previous Owner | $2,303,000 | Unknown | |
Previous Owner | $495,000 | Purchase Money Mortgage |
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Source: Emerald Coast Association of REALTORS®
MLS Number: 982889

APN: 15-3S-19-25519-000-0010
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