$527,000
SOLD AUG 7, 2025
4 Beds
2.5 Baths
1,809 Sq Ft
0.48 Acres

Recently Sold

$291 Per Sq Ft

10% Below List Price

52 Days on Market

Highlights

  • 0.48 Acre Lot
  • 1 Fireplace
  • Central Heating and Cooling System
  • Yellow Springs Elementary School Rated A-
  • 2 Car Attached Garage

About This Home

As of August 2025

Motivated seller that is willing to buy down the buyer's interest rate!

This meticulously maintained 4-bedroom, 2.5-bathroom split-level home is filled with charm, functionality, and natural light throughout. Located just minutes from vibrant downtown Frederick, this home offers the perfect balance of convenience and comfort.

Step inside to discover refinished hardwood floors that flow through the main living and dining room, creating a warm and welcoming feel. The spacious layout includes multiple living areas, ideal for both relaxing and entertaining. A huge attached garage offers ample storage and parking.

Outside, enjoy your morning coffee or evening gatherings on the back patio, overlooking a large, open backyard—perfect for gardening, play, or simply unwinding in your private outdoor space.

Don’t miss this opportunity to own a beautifully cared-for home in a prime location!

Last Agent to Sell the Property

Tom Natali

(240) 461-1561 tnatali@mcenearney.com Corcoran McEnearney Listed on: 04/25/2025

Corcoran McEnearney

Last Buyer's Agent

Troyce Gatewood

(301) 329-6193 admin@troycegatewood.com Real Broker, LLC - Frederick

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,131

Year Built

  • Built in 1974

Lot Details

  • 0.48 Acre Lot

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Brick Foundation

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Unfinished Basement

Bedrooms and Bathrooms

Schools

  • Yellow Springs Elementary School
  • Monocacy Middle School
  • Governor Thomas Johnson High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Natural Gas Water Heater

Community Details

  • Clover Hill Subdivision

Listing and Financial Details

  • Tax Lot 9
  • Assessor Parcel Number 1121425230

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,131

Year Built

Built in 1974

Lot Details

0

HOA Fees

$28 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 4/25/2025 12:00:00 AM
  • Year Built: 1974
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Brick/Mortar
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Unfinished
  • Total Sq Ft: 2430
  • Living Area Sq Ft: 1809
  • Price Per Sq Ft: 300.72
  • Above Grade Finished Sq Ft: 1809
  • Below Grade Sq Ft: 621
  • Total Below Grade Sq Ft: 621
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 335.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: YELLOW SPRINGS
  • High School: GOVERNOR THOMAS JOHNSON
  • Middle Or Junior School: MONOCACY

Lot Info

  • Lot Size Acres: 0.48
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20909.00
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4131.00
  • Assessor Parcel Number: 1121425230
  • Tax Lot: 9
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2025
Closed on
Aug 7, 2025
Sold by
Swartz Cherie I and Swartz Jerry Mason
Bought by
Campbell Kent and Campbell Jessie
Seller's Agent
Tom Natali
Corcoran McEnearney
Buyer's Agent
Troyce Gatewood
Real Broker, LLC - Frederick
List Price
$585,000
Sold Price
$527,000
Premium/Discount to List
-$58,000
-9.91%
Views
175
Current Estimated Value
$531,681

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,681
Avg. Annual Appreciation
2.35%
Original Mortgage
$544,391
Outstanding Balance
$543,920
Interest Rate
6.72%
Mortgage Type
VA
Estimated Equity
-$12,239

Purchase Details

Closed on
Sep 4, 2024
Sold by
Swartz Cherie I and Swartz Mason W
Bought by
Swartz Cherie I
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $527,000 Legacyhouse Title
Deed $527,000 Legacyhouse Title
Deed -- None Listed On Document
Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $544,391 VA
Closed $544,391 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/07/2025 08/07/25 Sold $527,000 -3.1% $291 / Sq Ft
06/05/2025 06/05/25 Price Changed $544,000 -1.8% $301 / Sq Ft
05/20/2025 05/20/25 Price Changed $554,000 -5.3% $306 / Sq Ft
04/25/2025 04/25/25 For Sale $585,000 -- $323 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,960 $363,867 -- --
2024 $3,960 $338,033 $0 $0
2023 $3,614 $312,200 $84,900 $227,300
2022 $3,444 $295,300 $0 $0
2021 $3,125 $278,400 $0 $0
2020 $3,125 $261,500 $84,900 $176,600
2019 $3,101 $259,433 $0 $0
2018 $3,104 $257,367 $0 $0
2017 $3,053 $255,300 $0 $0
2016 $3,630 $247,433 $0 $0
2015 $3,630 $239,567 $0 $0
2014 $3,630 $231,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2062450

Bright MLS

APN: 21-425230