$906,000
SOLD SEP 19, 2024
4 Beds
4 Baths
4,355 Sq Ft
0.47 Acres

Recently Sold

$208 Per Sq Ft

24% Below List Price

112 Days on Market

Highlights

  • Floating Dock
  • Spa
  • Waterfront
  • River Access
  • Lake On Lot
  • Open Floorplan

About This Home

As of September 2024

*THIS HOME CURRENTLY HAS A 48 HOUR 1ST RIGHT OF REFUSAL HOME TO SELL CONTINGENCY* PLEASE CALL LISTING AGENTS. PLEASE ALLOW 2 DAYS RESPONSE WITH THE ESTATE ON OFFERS.
This exquisite home offers a seamless blend of charm and scenic beauty of Wolftever Creek off Hwy 58, Lake Chickamauga above Island Cove marina.
Nestled in the Cul De Sac at Island Point Estates along the water's edge. This one owner custom built estate, mostly all brick home, boasts captivating views and direct access to the waterfront. The property features a private dock, inviting you to enjoy the serene surroundings. There are 2 front entrances, one to the main level keeping room/den with a fireplace. To the rear left it a large laundry room that enters into the main level 2 car garage. To the back is a door entering onto the back porch balcony which is the width of the whole back of the home. Up one step is the eat in kitchen to include a in the wall professional Frigidaire oven and microwave. The island supports a down draft Jenn air stove and above the kitchen sink is framed with a large window overlooking the water. The countertops are granite with ample cabinetry. Off of the eat in kitchen is the formal dining room. The main entrance from the foyer is the formal living room. The main level level also offers a large bedroom and a full bathroom. Up the all hardwood stairway is the massive master suite the whole depth of the home. It offers a sitting area and another (2nd) wood-burning fireplace, a large master bath and huge walk in closet that extends to a storage area, that could be conditioned as expansion area over the garage. Down the hall from the master are 2 more large bedrooms and another full bathroom. All bedrooms are carpet.
**IF BUYER USES SELLERS PREFERRED LENDER UNION HOME MORTGAGE & SARAH HILMES LOAN OFFICER - LENDER WILL OFFER UP TO $7K IN CLOSING COST CONCESSIONS OR RATE BUYDOWN ON LOAN AMOUNTS UP TO $766,550.. ASK LISTING AGENT FOR DETAILS. The basement provides yet another large family gathering/game room that enters onto another rear deck expanding the full width of the home with a hot tub, overlooking the water. From this room is another full bath and a huge mother in law suite with a full kitchen, stand alone oven/stove combo, dishwasher and another (3rd) gas log fireplace. There are 2 large closets in the mother-in law basement kitchen and has been used in the past as an additional bedroom, since it has a door going to the downstairs deck. From this area enter into a massive 3rd car garage/workshop. The original owner loved his shop and it shows with his attention to detail. There is a large work bench, pull out cord light to work on cars, jet skis or whatever project you may need it for, built in shelving and a wall of peg board with plenty of room for tools or whatever equipment you have. There are also 2 natural gas "hanging" heaters, on either side of the basement garage/workshop, for cold weather to keep it warm & cozy. This area is not included in the conditioned SF for the home. There is a separate drive down from the main drive to the one car garage door. But there is plenty of room to not only house a car but trailers, jet ski's, yard equipment and more. There is also a safe room under the front porch for even more storage. From the side drive and back porch walk down to the pier at the water that is extended with a floating dock, on year round deep water. This residence is a haven for those who appreciate both elegance and functionality. Discover the joy of lakeside living in this idyllic waterfront retreat.

Last Agent to Sell the Property

Belinda Winslett

Better Homes and Gardens Real Estate Signature Brokers License #282054 Listed on: 04/28/2024

Better Homes and Gardens Real Estate Signature Brokers

Last Buyer's Agent

David Powell

Brackfield & Associates, LLC License #245910

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,116

Year Built

  • Built in 1976

Lot Details

  • 0.47 Acre Lot
  • Lot Dimensions are 61.05x136.22
  • Waterfront
  • Cul-De-Sac
  • Level Lot
  • Front and Back Yard Sprinklers
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Three Sided Brick Exterior Elevation
  • Brick Foundation
  • Stone Foundation
  • Shingle Roof
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Insulated Windows
  • Wood Frame Window
  • Family Room with Fireplace
  • 3 Fireplaces
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Den with Fireplace
  • Creek or Stream Views
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Double Convection Oven
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Bedroom
  • Walk-In Closet
  • 4 Full Bathrooms
  • Double Vanity
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer

Attic

  • Storage In Attic
  • Walk-In Attic

Home Security

  • Home Security System
  • Intercom
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • River Access
  • Floating Dock
  • Lake On Lot
  • Deck
  • Covered Patio or Porch

Schools

  • Snow Hill Elementary School
  • Hunter Middle School
  • Ooltewah High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Radiant Ceiling
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Additional Features

  • Accessibility Features
  • Energy-Efficient HVAC

Listing and Financial Details

  • Property held in a trust
  • Assessor Parcel Number 094m A 007

Community Details

Overview

  • Island Point Ests Subdivision

Amenities

  • Recycling

Recreation

  • Tennis Courts
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,116

Year Built

Built in 1976

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.47
  • Lot Size: 61.05X136.22
  • Subdivision Name: Island Point Ests
  • Directions: Hwy 58 North,Turn Right on Greenwood Rd. Turn Right onto Island Point Dr. Turn Right onto Pierpoint Dr. Home located at the end of Pierpoint in Cul-de-sac.
  • Above Grade Finished Sq Ft: 100.0
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 4355.0
  • New Construction: No
  • Efficiency: HVAC
  • Structure Type: Free Standing Building
  • Year Built: 1976
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 094m A 007
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Hunter Middle
  • Location Tax and Legal High School: Ooltewah
  • Location Tax and Legal:Tax Annual Amount: 3116.05
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 100.0
  • General Property Information Below Grade Finished Area: 75.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.47
  • General Property Information Lot Size Square Feet2: 20356.0
  • General Property Information Lot Size Dimensions: 61.05X136.22
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Security Features:Smoke Detector(s): Yes
  • Appliances Dryer: Yes
  • Architectural Style:Contemporary: Yes
  • Cooling:Multi Units: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Laundry Features Laundry Room: Yes
  • Security Features:Security System: Yes
  • Interior Features Separate Dining Room: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Foundation Details BrickMortar: Yes
  • Interior Features Sitting Area: Yes
  • View:Water2: Yes
  • Parking Features Kitchen Level2: Yes
  • Special Listing Conditions Trust: Yes
  • Foundation Details Stone2: Yes
  • Other Equipment:Intercom: Yes
  • Green Sustainability Onsite Recycling Center: Yes
  • View CreekStream2: Yes
  • Brick and Stone Features 34 Brick: Yes
  • Special Features: None

Interior Features

  • Private Spa: Yes
  • Appliances: Microwave, Gas Water Heater, Dryer, Down Draft, Double Oven, Disposal, Dishwasher, Convection Oven
  • Other Equipment: Intercom
  • Accessibility Features: Grip-Accessible Features
  • Has Basement: Finished, Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 75.0
  • Fireplace Features: Bedroom, Den, Family Room, Gas Log, Wood Burning
  • Fireplaces: 3
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Double Vanity, Granite Counters, High Ceilings, Open Floorplan, Plumbed, Separate Dining Room, Sitting Area, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Wood Frames
  • ResoLivingAreaSource: Appraiser
  • Basement:Unfinished: Yes
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Double Oven: Yes
  • Community Features:Playground: Yes
  • Interior Features:Open Floorplan: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Community Features:Tennis Court(s): Yes
  • Appliances:Down Draft: Yes
  • Fireplace Features:Fireplaces Total: 3
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Bedroom2: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Gentle Sloping, Lake On Lot, Level, Split Possible, Sprinklers In Front, Sprinklers In Rear, Other
  • View: Creek/Stream, Water, Other
  • View: Yes
  • Waterfront Features: River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Brick, Stone, Other
  • Exterior Features: Dock - Floating, Dock - Stationary
  • Foundation Details: Brick/Mortar, Concrete Perimeter, Stone
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Exterior Features:Dock - Floating: Yes
  • Exterior Features:Dock - Stationary: Yes
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Wood Frames: Yes
  • Construction Materials:Stone: Yes
  • Accessibility Features:Grip-Accessible Features: Yes
  • Lot Features:Lake On Lot: Yes
  • Waterfront Features:River Access: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage Door Opener, Garage Faces Front, Garage Faces Side, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Basement: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Ceiling, Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Water Source: Public
  • Heating:Ceiling: Yes
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Playground, Tennis Court(s)
  • Senior Community: No
  • Association Fee: 100.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 100.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Ooltewah
  • Middle Or Junior School: Hunter Middle

Lot Info

  • Lot Size Sq Ft: 20356.0
  • Additional Parcels: No
  • Parcel #: 094m A 007
  • ResoLotSizeUnits: Acres

Green Features

  • Green Sustainability: Onsite Recycling Center
  • Green Energy Efficient:HVAC: Yes

Tax Info

  • Tax Annual Amount: 3116.05

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 28, 2024
Closed on
Sep 18, 2024
Sold by
Smith Patty G and Smith Joseph W
Bought by
Flynt Robyn and Flynt Kendall
Seller's Agent
Belinda Winslett
Better Homes and Gardens Real Estate Signature Brokers
Buyer's Agent
David Powell
Brackfield & Associates, LLC
List Price
$1,200,000
Sold Price
$906,000
Premium/Discount to List
-$294,000
-24.5%
Current Estimated Value
$854,715

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$51,285
Avg. Annual Appreciation
-5.04%
Original Mortgage
$766,550
Outstanding Balance
$762,311
Interest Rate
6.47%
Mortgage Type
New Conventional
Estimated Equity
$98,478
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $906,000 First Choice Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $766,550 New Conventional
Previous Owner $180,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2024 09/19/24 Sold $906,000 -24.5% $208 / Sq Ft
08/18/2024 08/18/24 Pending -- -- --
04/28/2024 04/28/24 For Sale $1,200,000 -- $276 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,107 $138,875 $0 $0
2023 $3,116 $138,875 $0 $0
2022 $3,116 $138,875 $0 $0
2021 $3,116 $138,875 $0 $0
2020 $3,505 $126,425 $0 $0
2019 $3,505 $126,425 $0 $0
2018 $3,505 $126,425 $0 $0
2017 $3,505 $126,425 $0 $0
2016 $3,089 $0 $0 $0
2015 $3,089 $111,400 $0 $0
2014 $3,089 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1382919

Greater Chattanooga REALTORS®

APN: 094M-A-007