$519,900
SOLD SEP 4, 2025
3 Beds
2.5 Baths
2,171 Sq Ft
0.32 Acres

Recently Sold

$239 Per Sq Ft

Highlights

  • Mountain View
  • Wooded Lot
  • Main Floor Primary Bedroom
  • Deck
  • Wood Flooring
  • Whirlpool Bathtub

About This Home

As of September 2025

Four bedroom, 2 1⁄2 bath home offers large den with hardwood floors and gas fireplace. Large eat-in kitchen with pantry. The master suite is on the main level and has jetted tub with separate shower and walk-in closet. There are 3 additional bedrooms upstairs, in addition to office/playroom/exercise area and large bonus room. Full, unfinished basement with utility garage entrance. Upper level porch with screened-in entertaining space and open area for grilling. Patio below upper porch on ground level opening up to large backyard.

Last Agent to Sell the Property

Kurt Olson

Keller Williams Realty License #349955 Listed on: 09/04/2025

Keller Williams Realty

Last Buyer's Agent

Kurt Olson

Keller Williams Realty License #349955 Listed on: 09/04/2025

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,235

Year Built

  • Built in 1993

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 80.0x175.0
  • Level Lot
  • Wooded Lot
  • Private Yard
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,171 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Window Treatments
  • Family Room with Fireplace
  • Den with Fireplace
  • Library
  • Wood Flooring
  • Mountain Views
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Walk-In Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry closet
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • West Spring Lake Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 108d B 003.42
  • $60,450 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,235

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.32
  • Lot Size: 80.0X175.0
  • Subdivision Name: West Spring Lake
  • Directions: North on Hwy 27, exit Morrison Springs Rd., turn left @ red light, turn right on Mountain Creek Rd., right on Creek Dr.
  • Above Grade Finished Sq Ft: 2735.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2171.0
  • New Construction: No
  • Year Built: 1993
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 108d B 003.42
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 3235.34
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2735.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: Yes
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.32
  • General Property Information Lot Size Square Feet2: 13939.2
  • General Property Information Lot Size Dimensions: 80.0X175.0
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Room Types Bedroom Level: Second
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Location Tax and Legal Tax Other Annual Assessment Amount: 60450.0
  • Patio And Porch Features Porch - Covered: Yes
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Parking Features Kitchen Level2: Yes
  • Room Types Library2: Yes
  • Room Types Library Level: Second
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Free-Standing Electric Range, Disposal, Dishwasher
  • Has Basement: Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Den, Family Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, High Ceilings, Pantry, Primary Downstairs, Separate Shower, Tub/shower Combo, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Window Treatments
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Level, Split Possible, Wooded
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No
  • Home Warranty: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Wooded: Yes
  • Window Features:Window Treatments: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage Door Opener, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Sewer Connected
  • Water Source: Public
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 13939.2
  • Additional Parcels: No
  • Parcel #: 108d B 003.42

Tax Info

  • Tax Annual Amount: 3235.34
  • Tax Other Annual Assessment Amount: 60450.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 30, 2011
Sold by
Brown Phillip D and Brown Kathy P
Bought by
Hudson Matthew L and Hudson Mindi S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,879
Interest Rate
3.75%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $202,000 Century Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $169,850 New Conventional
Closed $196,879 FHA
Previous Owner $157,500 New Conventional
Previous Owner $181,500 Unknown
Previous Owner $70,000 Credit Line Revolving
Previous Owner $120,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 Sold $519,900 0.0% $239 / Sq Ft
09/04/2025 09/04/25 For Sale $519,900 -- $239 / Sq Ft
09/03/2025 09/03/25 Pending -- -- --
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,613 $72,100 $0 $0
2023 $1,613 $72,100 $0 $0
2022 $1,613 $72,100 $0 $0
2021 $1,571 $70,200 $0 $0
2020 $1,586 $57,350 $0 $0
2019 $1,586 $57,350 $0 $0
2018 $1,432 $57,350 $0 $0
2017 $1,586 $57,350 $0 $0
2016 $1,402 $0 $0 $0
2015 $2,688 $50,700 $0 $0
2014 $2,688 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1519940

Greater Chattanooga REALTORS®

APN: 108D-B-003.42