$110,000
SOLD JAN 10, 2025

817 Ervin Terrace Dayton, KY 41074

3 Beds
1.5 Baths
1,461 Sq Ft
3,093 Sq Ft Lot

Recently Sold

$75 Per Sq Ft

4% Below List Price

53 Days on Market

Highlights

  • City View
  • Traditional Architecture
  • Main Floor Primary Bedroom
  • Deck
  • Wood Flooring
  • High Ceiling

About This Home

As of July 2025

Three generous bedrooms, two bathrooms, first floor laundry, hardwood floors, OFF STREET parking and a private fenced in yard.
Talk about location, this home is just a quick drive from both Bellevue and Dayton entertainment districts, downtown Cincinnati, and CVG airport.
Whether you are looking to move in or invest to add to your portfolio, you are going to want to check this property out. Be a part of the booming river community of Dayton, Kentucky.
Went into multiple offers, cash buyer could not perform to close. Come take a look at this opportunity! Storage shed included. POA is selling AS-IS.

Last Agent to Sell the Property

Felicia Huesman

Huff Realty - CC License #251635 Listed on: 10/28/2024

Huff Realty - CC

Last Buyer's Agent

Christopher Dunne

Comey & Shepherd, Inc License #280734

Comey & Shepherd, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,238

Year Built

  • Built in 1880

Lot Details

  • 3,093 Sq Ft Lot
  • Partially Fenced Property
  • Wood Fence
  • Cleared Lot
  • Private Yard

Property Views

  • City
  • Neighborhood

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Shingle Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,461 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • High Ceiling
  • Ceiling Fan
  • Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Formal Dining Room
  • Laundry on main level
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • <<microwave>>

Flooring

  • Wood
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Lincoln Elementary School
  • Dayton High Middle School
  • Dayton High School

Utilities

  • Forced Air Heating and Cooling System
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 999-99-09-998.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,238

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Year Built: 1880
  • Lot Size: 34 25 X 125 PARCEL 1 J
  • Road Frontage Type: City Street
  • Directions: 471N~ Newport/Bellevue Exit~ R on Ervin Terrace ~ Off street parking behind home. Could also access via Mary ingles HWY Route 8
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Lincoln Elementary
  • Location Tax Legal Info:Middle or Junior School: Dayton High
  • Location Tax Legal Info:High School: Dayton High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 34 25 X 125 PARCEL 1 J
  • General Property Description:Approx SqFt2: 1461.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke Energy
  • Water Company: NKWD
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.071
  • General Property Description:Living Area: 1461.0
  • General Property Description:Lot Size Square Feet: 3093.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 999-99-09-998.00
  • Appliances Refrigerators: Yes
  • Other Structures:Shed(s): Yes
  • Fencing:Wood3: Yes
  • Foundation:Stone3: Yes
  • Fencing:Privacy: Yes
  • View:City3: Yes
  • Fencing:Partial2: Yes
  • Entry Features:Entrance Foyer: Yes
  • Other Structures:Storage: Yes
  • Fencing Fenced: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: High Speed Internet, Entrance Foyer, Eat-in Kitchen, Ceiling Fan(s), High Ceilings, Natural Woodwork, Master Downstairs
  • Basement: Unfinished
  • Heating: Forced Air
  • Levels: Two
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Microwave, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1461.0
  • Window Features: Insulated Windows
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:High Ceilings: Yes
  • Basement:Unfinished2: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:High Speed Internet: Yes
  • Dining Room Features:See Remarks22: Yes
  • Primary Bedroom Features:See Remarks16: Yes
  • Primary Bath Features:See Remarks15: Yes

Exterior Features

  • View: City, Neighborhood
  • Fencing: Fenced, Partial, Privacy, Wood
  • Roof: Shingle
  • Lot Features: Cleared
  • View: Yes
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Stone
  • Other Structures: Shed(s), Storage
  • Patio And Porch Features: Deck, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Cleared: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Lincoln Elementary
  • Junior High Dist: Dayton Indep
  • High School: Dayton High
  • Middle Or Junior School: Dayton High

Lot Info

  • Lot Size Sq Ft: 3093.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2024
Closed on
Jan 10, 2025
Sold by
Line Jeffery Garrett
Bought by
B & C Creative Solutions Llc
Seller's Agent
Felicia Huesman
Huff Realty - CC
Buyer's Agent
Christopher Dunne
Comey & Shepherd, Inc
List Price
$114,900
Sold Price
$110,000
Premium/Discount to List
-$4,900
-4.26%
Views
120

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
459.41%
Original Mortgage
$150,000
Outstanding Balance
$60,510
Interest Rate
6.81%
Mortgage Type
Construction
Estimated Equity
$190,853

Purchase Details

Closed on
Apr 30, 2012
Sold by
Spaulding Ronald and Spaulding Vicki
Bought by
Line Jeffery Garrett

Purchase Details

Closed on
Jun 18, 2010
Sold by
Secretary Of Hud
Bought by
Spaulding Ronald and Spaulding Vicki

Purchase Details

Closed on
Dec 23, 2009
Sold by
Blau Sara J
Bought by
Secretary Of Hud
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $110,000 American Homeland Title
Warranty Deed $110,000 American Homeland Title
Deed $54,900 360 American Title Services
Cash Sale Deed $29,500 Regional First Title Group
Commissioners Deed $30,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,000 Construction
Closed $150,000 Construction
Previous Owner $66,127 FHA
Previous Owner $5,135 New Conventional
Previous Owner $8,500 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 Sold $263,000 -0.8% $180 / Sq Ft
06/20/2025 06/20/25 Pending -- -- --
06/13/2025 06/13/25 For Sale $265,000 0.0% $181 / Sq Ft
05/13/2025 05/13/25 Pending -- -- --
05/07/2025 05/07/25 For Sale $265,000 +140.9% $181 / Sq Ft
01/10/2025 01/10/25 Sold $110,000 -4.3% $75 / Sq Ft
12/20/2024 12/20/24 Pending -- -- --
12/02/2024 12/02/24 For Sale $114,900 0.0% $79 / Sq Ft
10/30/2024 10/30/24 Pending -- -- --
10/28/2024 10/28/24 For Sale $114,900 -- $79 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,238 $145,000 $6,500 $138,500
2023 $306 $67,000 $8,000 $59,000
2022 $459 $67,000 $8,000 $59,000
2021 $454 $67,000 $8,000 $59,000
2020 $474 $67,000 $8,000 $59,000
2019 $511 $67,000 $8,000 $59,000
2018 $527 $67,000 $8,000 $59,000
2017 $515 $67,000 $8,000 $59,000
2016 $487 $67,000 $0 $0
2015 $312 $54,900 $0 $0
2014 $327 $54,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 627627

Northern Kentucky Multiple Listing Service

APN: 999-99-09-998.00