817 Ervin Terrace Dayton, KY 41074
3
Beds
2
Baths
1,461
Sq Ft
3,093
Sq Ft Lot
Highlights
- Open Floorplan
- High Ceiling
- Formal Dining Room
- Deck
- No HOA
- Skylights
About This Home
As of July 2025Completely Remodeled 3BR/2BA in the Heart of Northern Kentucky! Turnkey and move-in ready! This fully renovated 3-bedroom, 2-bath home features a brand new roof, new furnace, new HVAC system, and new hot water tank. The interior has been completely updated with modern finishes throughout, including updated kitchen and baths. Spacious layout with great natural light. Beautiful deck! Fence in backyard! Off-street parking adds convenience. Located in a prime Northern Kentucky location close to shopping, dining, and major highways. Don't miss this one!
Last Agent to Sell the Property
G. Starks Realty Co License #260108 Listed on: 05/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,238
Year Built
- Built in 1880
Lot Details
- 3,093 Sq Ft Lot
- Wood Fence
- Historic Home
Home Design
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,461 Sq Ft Home
- 2-Story Property
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Chandelier
- Fireplace
- Sliding Windows
- Entrance Foyer
- Family Room
- Formal Dining Room
- Laundry on main level
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Parking
- Driveway
- Off-Street Parking
Accessible Home Design
- Accessible Full Bathroom
- Accessible Kitchen
Outdoor Features
- Deck
Schools
- Campbell Ridge Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Hot Water Heating System
Community Details
- No Home Owners Association
Listing and Financial Details
- REO, home is currently bank or lender owned
- Assessor Parcel Number 999-99-09-998.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 28, 2024
Closed on
Jan 10, 2025
Sold by
Line Jeffery Garrett
Bought by
B & C Creative Solutions Llc
Seller's Agent
Felicia Huesman
Huff Realty - CC
Buyer's Agent
Christopher Dunne
Comey & Shepherd, Inc
List Price
$114,900
Sold Price
$110,000
Premium/Discount to List
-$4,900
-4.26%
Views
120
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
459.41%
Original Mortgage
$150,000
Outstanding Balance
$60,510
Interest Rate
6.81%
Mortgage Type
Construction
Estimated Equity
$190,853
Purchase Details
Closed on
Apr 30, 2012
Sold by
Spaulding Ronald and Spaulding Vicki
Bought by
Line Jeffery Garrett
Purchase Details
Closed on
Jun 18, 2010
Sold by
Secretary Of Hud
Bought by
Spaulding Ronald and Spaulding Vicki
Purchase Details
Closed on
Dec 23, 2009
Sold by
Blau Sara J
Bought by
Secretary Of Hud
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $110,000 | American Homeland Title | |
| Warranty Deed | $110,000 | American Homeland Title | |
| Deed | $54,900 | 360 American Title Services | |
| Cash Sale Deed | $29,500 | Regional First Title Group | |
| Commissioners Deed | $30,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $150,000 | Construction | |
| Closed | $150,000 | Construction | |
| Previous Owner | $66,127 | FHA | |
| Previous Owner | $5,135 | New Conventional | |
| Previous Owner | $8,500 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/10/2025 07/10/25 | Sold | $263,000 | -0.8% | $180 / Sq Ft |
| 06/20/2025 06/20/25 | Pending | -- | -- | -- |
| 06/13/2025 06/13/25 | For Sale | $265,000 | 0.0% | $181 / Sq Ft |
| 05/13/2025 05/13/25 | Pending | -- | -- | -- |
| 05/07/2025 05/07/25 | For Sale | $265,000 | +140.9% | $181 / Sq Ft |
| 01/10/2025 01/10/25 | Sold | $110,000 | -4.3% | $75 / Sq Ft |
| 12/20/2024 12/20/24 | Pending | -- | -- | -- |
| 12/02/2024 12/02/24 | For Sale | $114,900 | 0.0% | $79 / Sq Ft |
| 10/30/2024 10/30/24 | Pending | -- | -- | -- |
| 10/28/2024 10/28/24 | For Sale | $114,900 | -- | $79 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,238 | $145,000 | $6,500 | $138,500 |
| 2023 | $306 | $67,000 | $8,000 | $59,000 |
| 2022 | $459 | $67,000 | $8,000 | $59,000 |
| 2021 | $454 | $67,000 | $8,000 | $59,000 |
| 2020 | $474 | $67,000 | $8,000 | $59,000 |
| 2019 | $511 | $67,000 | $8,000 | $59,000 |
| 2018 | $527 | $67,000 | $8,000 | $59,000 |
| 2017 | $515 | $67,000 | $8,000 | $59,000 |
| 2016 | $487 | $67,000 | $0 | $0 |
| 2015 | $312 | $54,900 | $0 | $0 |
| 2014 | $327 | $54,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Quanika Rozier
Seller's Agent in 2025
Quanika Rozier
G. Starks Realty Co
(502) 795-6352
1 in this area
28 Total Sales
-
Felicia Huesman
Seller's Agent in 2025
Felicia Huesman
Huff Realty - CC
(859) 652-0757
3 in this area
130 Total Sales
-
A to Z Team
A
Buyer's Agent in 2025
A to Z Team
eXp Realty, LLC
(859) 466-0140
2 in this area
41 Total Sales
-
Christopher Dunne
Buyer's Agent in 2025
Christopher Dunne
Comey & Shepherd, Inc
(513) 787-8923
3 in this area
92 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 632229
APN: 999-99-09-998.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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