Seller's Agent in 2025
Seamus O'neill
SOUTHERN WAY REALTY, INC.
(850) 260-5851
230 in this area
583 Total Sales
822 8th St Chipley, FL 32428
3
Beds
1.5
Baths
1,348
Sq Ft
1.41
Acres
Highlights
- 1.41 Acre Lot
- No HOA
- Living Room
- Country Style Home
- Patio
- Central Heating and Cooling System
About This Home
As of September 2025Welcome to this beautifully maintained 3 bedroom, 1.5 bath home in the heart of Chipley, offering stunning curb appeal and a rare 2.19± acre lot. From the moment you arrive, you'll be drawn in by the lush, landscaped yard and charming exterior. Inside, the home features an open concept living, dining, and kitchen area with beautiful vinyl plank flooring. The kitchen offers painted cabinetry, a convenient breakfast bar, and flows seamlessly into the spacious living room with a cozy wood-burning fireplace. A 12x14 Florida room provides the perfect space to relax or entertain year-round. The oversized laundry room includes a half bath and extra storage space. Outdoor living is just as impressive with an open patio ideal for grilling or gatherings, and an attached 2-vehicle carport for added convenience. Located just minutes from restaurants, shopping, and the hospital, this home offers the perfect blend of space, style, and location.
Last Agent to Sell the Property
SOUTHERN WAY REALTY, INC. License #3249238 Listed on: 07/13/2025
Last Buyer's Agent
SEAMUS O'Neill
Bay County - Unknown Office
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $898
Year Built
- Built in 1979
Lot Details
- 1.41 Acre Lot
- Lot Dimensions are 152x408x143x392
Home Design
- Country Style Home
- Brick Exterior Construction
Interior Spaces
- Living Room
- Dining Room
- Electric Range
Bedrooms and Bathrooms
- 3 Bedrooms
Additional Features
- Patio
- Central Heating and Cooling System
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 13, 2025
Closed on
Sep 19, 2025
Sold by
Napier Jimmy D and Napier Jimmie D
Bought by
Davis Tony and Davis Tony Tyrone
Seller's Agent
Seamus O'neill
SOUTHERN WAY REALTY, INC.
Buyer's Agent
SEAMUS O'Neill
Bay County - Unknown Office
List Price
$249,999
Sold Price
$242,500
Premium/Discount to List
-$7,499
-3%
Views
35
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,147
Avg. Annual Appreciation
-4.33%
Original Mortgage
$238,107
Outstanding Balance
$237,897
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$456
Purchase Details
Closed on
Feb 2, 2020
Sold by
Napier Jimmy D
Bought by
Napier Jimmy D and Napier Christine
Purchase Details
Closed on
Apr 11, 2017
Sold by
Napier Jimmy D and Napier Christine
Bought by
Napier Jimmy D and Napier Christine
Purchase Details
Closed on
May 23, 2016
Sold by
Deutsche Bank National Trust Company
Bought by
Brown Lesin and Brown Rolana
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,250
Interest Rate
3.66%
Mortgage Type
Commercial
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $242,500 | Florida Land Title & Trust | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Special Warranty Deed | $140,400 | First Intl Title Lighthouse |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $238,107 | FHA | |
| Previous Owner | $140,250 | Commercial |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/19/2025 09/19/25 | Sold | $242,500 | -3.0% | $180 / Sq Ft |
| 07/30/2025 07/30/25 | Pending | -- | -- | -- |
| 07/13/2025 07/13/25 | For Sale | $249,999 | -- | $185 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $964 | $90,366 | -- | -- |
| 2024 | $898 | $87,819 | -- | -- |
| 2023 | $856 | $85,261 | $0 | $0 |
| 2022 | $811 | $82,778 | $0 | $0 |
| 2021 | $781 | $80,367 | $0 | $0 |
| 2020 | $763 | $79,257 | $0 | $0 |
| 2019 | $748 | $77,475 | $0 | $0 |
| 2018 | $738 | $76,030 | $11,325 | $64,705 |
| 2017 | $753 | $75,591 | $11,325 | $64,266 |
| 2016 | $753 | $74,818 | $0 | $0 |
| 2015 | $1,435 | $60,912 | $0 | $0 |
| 2014 | -- | $55,564 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seamus O'neill
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 776193
APN: 00000000-00-2085-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Nearby Homes
- 804 8th St
- 815 5th St
- 0000 South Blvd
- 0000 Kelvin St
- 0 Main St Unit MFRO6291020
- 0 Main St Unit 711421
- 6695 Florida 77
- 893 8th St
- 1217 Main St
- 0 Dellbrook Dr Unit 26146435
- 0 Norvell St
- 0 Greenview Ct
- Fox Hunt Rd
- 1/2 Lot 75 Pecan St
- 853 1st St
- 896 Main St
- 795 1st St
- 0 Carlisle Rd
- 1331 Main St
- 736 2nd St