$535,000
SOLD JAN 30, 2026
3 Beds
2 Baths
2,371 Sq Ft
0.26 Acres

Recently Sold

$226 Per Sq Ft

11% Below List Price

70 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Main Floor Primary Bedroom
  • Mountain View
  • Engineered Wood Flooring
  • Pond in Community

About This Home

As of January 2026

Welcome to this beautifully maintained home built in 2012, perfectly situated on a quiet cul-de-sac in the sought-after Horse Creek Farms community. Offering easy main-floor living, this home features three spacious bedrooms on the main level and a versatile bonus room upstairs—ideal for a home office, playroom, or guest space. Enjoy an open and inviting layout with natural light throughout, perfect for both relaxing and entertaining. The fenced-in backyard provides a great area for outdoor enjoyment, pets, or play. Nestled in one of the area's most desirable neighborhoods, this home combines comfort, convenience, and community charm—all within minutes of downtown Chattanooga.

Last Agent to Sell the Property

Rachel Bettis

35 South Real Estate & Design, LLC License #328935 Listed on: 10/24/2025

35 South Real Estate & Design, LLC

Last Buyer's Agent

Sara Nausley

Real Estate Partners Chattanooga LLC License #358538

Real Estate Partners Chattanooga LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,091

Year Built

  • Built in 2012

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 66 x 117
  • Cul-De-Sac
  • Level Lot
  • Front and Back Yard Sprinklers

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Brick Foundation
  • Shingle Roof
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • 2,371 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Dining Room
  • Game Room with Fireplace
  • Bonus Room
  • Mountain Views
  • Walk-In Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Gas Dryer Hookup

Accessible Home Design

  • Accessible Bedroom
  • Central Living Area
  • Enhanced Accessible Features

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • $250 Initiation Fee
  • Horse Creek Farms Subdivision
  • Pond in Community
  • Pond Year Round

Listing and Financial Details

  • Assessor Parcel Number 117c D 016

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,091

Year Built

Built in 2012

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.26
  • Lot Size: 66 X 117
  • Inclusions: Seller IS leaving the Refrigerator in the Kitchen and the wall mounted ironing board in the laundry room. Seller IS NOT leaving the storage rack in the garage above the garage door, play set in the back yard, playhouse in the backyard or curtains and rod in the primary bedroom
  • Subdivision Name: Horse Creek Farms
  • Directions: Take Signal Mountain Road to Mountain Creek. Turn right on Runyan at Red Bank Elementary. Take left at Neighborhood entrance and continue on Horse Creek Farm Road. Left on Hidden Creek. Stay straight until you take a right Lynnstone. Take right on Saddlebrook and immediate left on Willcrest. Home is on your right.
  • Above Grade Finished Sq Ft: 2371.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 2371.0
  • New Construction: No
  • Year Built: 2012
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 117c D 016
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 4091.3
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2371.0
  • General Property Information Enhanced Accessible2: Yes
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.26
  • General Property Information Lot Size Square Feet2: 11325.6
  • General Property Information Lot Size Dimensions: 66 X 117
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to this beautifully maintained home built in 2012, perfectly situated on a quiet cul-de-sac in the sought-after Horse Creek Farms community. Offering easy main-floor living, this home features three spacious bedrooms on the main level and a versatile bonus room upstairs—ideal for a home office, playroom, or guest space. Enjoy an open and inviting layout with natural light throughout, perfect for both relaxing and entertaining. The fenced-in backyard provides a great area for outdoor enjoyment, pets, or play. Nestled in one of the area's most desirable neighborhoods, this home combines comfort, convenience, and community charm—all within minutes of downtown Chattanooga.
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Room Types Bedroom Level: First
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Second
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Foundation Details BrickMortar: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Parking Features Kitchen Level2: Yes
  • Flooring Engineered Hardwood: Yes
  • Levels:One and One Half: Yes
  • Community Features Pond3: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Additional Association Fees Initiation Fee Amount: 250.0
  • Special Features: None

Interior Features

  • Private Spa: No
  • Appliances: Refrigerator, Microwave, Gas Water Heater, Free-Standing Electric Range, Disposal, Dishwasher, Convection Oven
  • Accessibility Features: Accessible Bedroom, Accessible Central Living Area
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Interior Amenities: Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Level, Sprinklers In Front, Sprinklers In Rear
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Fiber Cement, Stone
  • Exterior Features: Lighting
  • Foundation Details: Brick/Mortar, Concrete Perimeter
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes
  • Accessibility Features:Accessible Central Living Area: Yes
  • Accessibility Features:Accessible Bedroom: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Garage Faces Front, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks, Pond
  • Senior Community: No
  • Amenities: Pond Year Round
  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 200.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Pond Year Round: Yes

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 11325.6
  • Additional Parcels: No
  • Parcel #: 117c D 016

Tax Info

  • Tax Annual Amount: 4091.3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 29, 2012
Sold by
Horse Creek Llc
Bought by
Pratt Homebuilders Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,900
Interest Rate
3.89%
Mortgage Type
Construction
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $50,000 Pioneer Title Agency Inc
Warranty Deed $50,000 Pioneer Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $219,900 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/30/2026 01/30/26 Sold $535,000 0.0% $226 / Sq Ft
01/02/2026 01/02/26 Pending -- -- --
12/08/2025 12/08/25 Price Changed $535,000 -2.7% $226 / Sq Ft
11/18/2025 11/18/25 Price Changed $550,000 -6.0% $232 / Sq Ft
11/11/2025 11/11/25 Price Changed $585,000 -2.5% $247 / Sq Ft
10/24/2025 10/24/25 For Sale $600,000 +118.3% $253 / Sq Ft
03/28/2013 03/28/13 Sold $274,900 0.0% $116 / Sq Ft View Prior Sale
03/14/2013 03/14/13 Pending -- -- --
05/15/2012 05/15/12 For Sale $274,900 -- $116 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,069 $136,475 $0 $0
2024 $2,040 $91,175 $0 $0
2023 $2,040 $91,175 $0 $0
2022 $2,040 $91,175 $0 $0
2021 $2,040 $91,175 $0 $0
2020 $2,132 $77,100 $0 $0
2019 $2,132 $77,100 $0 $0
2018 $1,882 $77,100 $0 $0
2017 $2,132 $77,100 $0 $0
2016 $2,050 $0 $0 $0
2015 $3,878 $74,150 $0 $0
2014 $3,878 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1522903

Greater Chattanooga REALTORS®

APN: 117C-D-016