Debbie Bertelson
Edina Realty, Inc
(320) 316-2401
75 Total Sales
2 in Saint Joseph
$270,000 Price Range
823 Morningside Loop Saint Joseph, MN 56374
Saint Joseph AreaEstimated Value: $433,219
4
Beds
3.5
Baths
2,446
Sq Ft
$177/Sq Ft
Est. Value
Highlights
- No HOA
- Stainless Steel Appliances
- Patio
- Lower Floor Utility Room
- 3 Car Attached Garage
- Forced Air Heating and Cooling System
About This Home
As of July 2025An impressive, beautifully maintained 3-level turn-key home offering 4 bedrooms and 3.5 baths—perfect for comfortable living and easy entertaining. Vaulted ceilings bring openness to the main level, where the living room connects to a warm, inviting kitchen with granite countertops, a large center island, and brand-new high-end stainless appliances. Upstairs features three spacious bedrooms, including nice primary suite with walk-in closet and private bath, plus second full bath and another walk-in closet in Bedroom 2.
Lower level offers a welcoming retreat with a gas fireplace, custom walk-up bar with granite tops and built-in beverage fridge, a fourth bedroom, full bath, laundry, and generous storage.
Enjoy added value with a heated, insulated 3-stall garage with workbench and shelving, fresh paint and lighting, newer A/C unit, roof and gutters, upgraded sump pump, and a beautifully landscaped yard with in-ground sprinklers. Relax on the back patio around the fire pit in the fenced backyard.
Located just minutes from charming downtown St. Joseph, with boutique shopping, local drinks & dining, the College of Saint Benedict, and easy access to new Sauk River walking trails and kayak launch—this home truly has it all
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,610
Year Built
- Built in 2006
Lot Details
- Lot Dimensions are 105x130x152x151
- Chain Link Fence
Parking
- 3 Car Attached Garage
- Heated Garage
- Insulated Garage
Home Design
- Split Level Home
- Block Foundation
- Frame Construction
- Block Exterior
- Steel Siding
- Stone Exterior Construction
Interior Spaces
- Family Room with Fireplace
- Combination Kitchen and Dining Room
- Lower Floor Utility Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 4 Bedrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Drain
- Block Basement Construction
- Natural lighting in basement
Utilities
- Forced Air Heating and Cooling System
- 100 Amp Service
- Water Filtration System
- Electric Water Heater
- Water Softener is Owned
Additional Features
- Air Exchanger
- Patio
Community Details
- No Home Owners Association
- Morningside Acres Second Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 84537330316
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 13, 2025
Closed on
Jul 9, 2025
Sold by
Bought by
Seller's Agent
Cory Ehlert
Central MN Realty LLC
Buyer's Agent
Timothy Loso
Central MN Realty LLC
List Price
$419,900
Sold Price
$427,000
Premium/Discount to List
$7,100
1.69%
Views
30
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,219
Avg. Annual Appreciation
1.36%
Original Mortgage
$320,250
Outstanding Balance
$317,142
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$116,077
Purchase Details
Closed on
Jun 8, 2023
Sold by
Bought by
Purchase Details
Closed on
Apr 28, 2021
Sold by
Bought by
Purchase Details
Closed on
Jan 18, 2018
Sold by
Bought by
Purchase Details
Closed on
Jan 23, 2012
Sold by
Bought by
Purchase Details
Closed on
Jan 12, 2007
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saint Joseph, MN
-
Debbie Bertelson
-
Debbie Niemeyer
Debbie Niemeyer
Coldwell Banker Realty
(320) 345-3486
190 Total Sales
6 in Saint Joseph
$185K - $510K Price Range
-
Bernice Halaas
Bernice Halaas
New Century Real Estate
(320) 407-0044
56 Total Sales
1 in Saint Joseph
$284,900 Price
-
Matt Imdieke
Matt Imdieke
Central MN Realty LLC
(320) 640-1572
554 Total Sales
11 in Saint Joseph
$208K - $415K Price Range
-
Jason Miller
Jason Miller
Trust Real Estate Company, LLC
(320) 407-0199
185 Total Sales
1 in Saint Joseph
$198,000 Price
-
Brandon Kelly
Brandon Kelly
Central MN Realty LLC
(320) 852-5677
179 Total Sales
1 in Saint Joseph
$289,900 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $427,000 | Key Title & Closing Services | ||
| $427,000 | -- | ||
| $391,000 | -- | ||
| $310,000 | First American Title | ||
| $238,500 | -- | ||
| $215,000 | -- | ||
| $221,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $320,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/09/2025 07/09/25 | Sold | $427,000 | +1.7% | $175 / Sq Ft |
| 06/20/2025 06/20/25 | Pending | -- | -- | -- |
| 06/13/2025 06/13/25 | For Sale | $419,900 | -- | $172 / Sq Ft |
Source: NorthstarMLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,858 | $389,400 | $49,700 | $339,700 |
| 2025 | $4,858 | $371,800 | $46,800 | $325,000 |
| 2024 | $644 | $368,000 | $46,800 | $321,200 |
| 2023 | $4,434 | $348,900 | $46,800 | $302,100 |
| 2022 | $3,860 | $276,700 | $43,000 | $233,700 |
| 2021 | $3,430 | $276,700 | $43,000 | $233,700 |
| 2020 | $3,466 | $253,000 | $43,000 | $210,000 |
| 2019 | $2,966 | $243,300 | $43,000 | $200,300 |
| 2018 | $2,846 | $201,000 | $43,000 | $158,000 |
| 2017 | $2,674 | $191,200 | $43,000 | $148,200 |
| 2016 | $2,516 | $0 | $0 | $0 |
| 2015 | $2,476 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cory Ehlert
Seller's Agent in 2025
Cory Ehlert
Central MN Realty LLC
(320) 420-1052
153 Total Sales
-
Timothy Loso
Buyer's Agent in 2025
Timothy Loso
Central MN Realty LLC
(320) 290-3644
75 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6736215
APN: 84.53733.0316
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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