NOT LISTED FOR SALE

824 Cobbler Ln E Mount Sterling, KY 40353

Estimated Value: $316,000 - $347,000

6 Beds
4 Baths
3,017 Sq Ft
$110/Sq Ft Est. Value

Last Sold October 16, 2025

Last sale price $320,000 $106 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,956/month

17 Days on Market

Highlights

  • Recreation Room
  • Neighborhood Views
  • Brick Veneer
  • Ranch Style House
  • Eat-In Kitchen
  • Walk-In Closet

About This Home

As of October 2025

Looking for an investment property to help offset the cost of living? This versatile duplex in the heart of Mt. Sterling, KY, could be the perfect fit! Featuring an owner's suite alongside an existing tenant lease, you can choose to live in one unit and rent the other or lease both sides to maximize your return. Each well-maintained unit offers 3 spacious bedrooms, 2 full baths, and a 1-car garage, providing a total of 4 parking spaces per side. Recent updates include a brand-new roof (2024), a fresh survey, and new flooring in unit 824. Conveniently located near I-64, this property combines comfort, income potential, and prime location.

Last Agent to Sell the Property

Jeremiah Brown

JB Land & Home Realty License #294658 Listed on: 08/11/2025

JB Land & Home Realty

Last Buyer's Agent

Carter Rowland

Tru Life Real Estate License #223092

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 9,583

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Veneer
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • Ceiling Fan
  • Insulated Windows
  • Insulated Doors
  • Living Room
  • Recreation Room
  • Neighborhood Views
  • Attic Access Panel
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Dishwasher

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Walk-In Closet
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access

Schools

  • Mt Sterling Elementary School
  • Mcnabb Middle School
  • Montgomery Co High School

Utilities

  • Dehumidifier
  • Air Source Heat Pump
  • Hot Water Heating System
  • Electric Water Heater

Additional Features

  • Patio
  • 9,583 Sq Ft Lot

Community Details

  • The Village Subdivision

Listing and Financial Details

  • Assessor Parcel Number 024-80-01-031.00

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: Duplex
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 1565.12
  • Levels: One
  • New Construction: No
  • View:Neighborhood: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Roof:Shingle: Yes
  • Percent Basement Finished: Yes
  • Other Equipment:Dehumidifier: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s)
  • Flooring: Carpet, Tile, Vinyl
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Finished, Full, Walk-Out Access, Walk-Up Access
  • Basement: Yes
  • Total Bedrooms: 6
  • Below Grade Sq Ft: 1452.0
  • Door Features: Storm Door(s)
  • Fireplace: No
  • LivingArea: 3017.12
  • Lot Size Area: 0.22
  • Other Equipment: Dehumidifier
  • Window Features: Insulated Windows
  • Full Basement: Yes
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Basement:Walk-Up Access: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Brick Veneer
  • Foundation Details: Block
  • List Price: 345000.0
  • Patio And Porch Features: Patio
  • Pool Private: No
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Storm Door(s): Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Driveway, Garage Faces Front
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump, Hot Water
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Sewer Connected
  • Water Source: Public
  • Heating:Heat Pump2: Yes

Schools

  • Elementary School: Mt Sterling
  • High School: Montgomery Co
  • Middle or Junior School: McNabb

Lot Info

  • Lot Size Acres: 0.22
  • Lot Size Sq Ft: 9583.0
  • Parcel Number: 024-80-01-031.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 17, 2023
Closed on
Jun 30, 2023
Sold by
Chatterjee Somu and Chatterjee Usha
Bought by
Hollon Andrew and Burnett Kamey
Seller's Agent
Melissa Brown
Keller Williams Legacy Group
Buyer's Agent
Jeremiah Brown
Coldwell Banker McMahan
List Price
$289,000
Sold Price
$290,000
Premium/Discount to List
$1,000
0.35%
Views
53
Current Estimated Value
$330,576

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,576
Avg. Annual Appreciation
5.23%
Original Mortgage
$284,747
Outstanding Balance
$263,142
Interest Rate
0.67%
Mortgage Type
Construction
Estimated Equity
$67,434

Purchase Details

Listed on
Dec 31, 2014
Closed on
May 13, 2015
Sold by
Beverly Gessford and Beverly Amy
Bought by
Chatterjee Somu and Chatterjee Usha
Seller's Agent
Dave Evans
Caswell Prewitt Realty, Inc
Buyer's Agent
Dave Evans
Caswell Prewitt Realty, Inc
List Price
$150,000
Sold Price
$150,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.37%

Purchase Details

Closed on
Dec 1, 2004
Bought by
Gessford Beverly and Gessford Amy
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hollon Andrew $290,000 Attorney Only
Chatterjee Somu $150,000 --
Gessford Beverly $156,635 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hollon Andrew $284,747
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/16/2025 10/16/25 Sold $320,000 -7.2% $106 / Sq Ft
08/28/2025 08/28/25 Pending -- -- --
08/11/2025 08/11/25 For Sale $345,000 +19.0% $114 / Sq Ft
06/30/2023 06/30/23 Sold $290,000 +0.3% $77 / Sq Ft View Prior Sale
05/22/2023 05/22/23 Pending -- -- --
05/17/2023 05/17/23 For Sale $289,000 +92.7% $77 / Sq Ft
04/20/2015 04/20/15 Sold $150,000 0.0% $82 / Sq Ft View Prior Sale
01/03/2015 01/03/15 Pending -- -- --
12/24/2014 12/24/14 For Sale $150,000 -- $82 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,865 $290,000 $0 $0
2024 $2,880 $290,000 $0 $0
2023 $2,058 $210,000 $0 $0
2022 $2,060 $210,000 $0 $0
2021 $2,075 $210,000 $0 $0
2020 $1,713 $173,000 $0 $0
2019 $1,720 $173,000 $0 $0
2018 -- $150,000 $22,000 $128,000
2017 -- $150,000 $22,000 $128,000
2014 -- $157,000 $22,000 $135,000
2012 -- $157,000 $22,000 $135,000
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2025

    Jeremiah Brown

    JB Land & Home Realty

    (859) 473-2259

    2 in this area

    26 Total Sales

    Jeremiah Brown
    Section Image
  • Carter Rowland

    Buyer's Agent in 2025

    Carter Rowland

    Tru Life Real Estate

    (859) 396-6330

    1 in this area

    20 Total Sales

    Carter Rowland
    Section Image

  • M

    Seller's Agent in 2023

    Melissa Brown

    Keller Williams Legacy Group

    (859) 544-6175

    105 in this area

    228 Total Sales

    Melissa Brown
    Section Image

  • D

    Seller's Agent in 2015

    Dave Evans

    Caswell Prewitt Realty, Inc

    Section Image
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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25017676

ImagineMLS (Bluegrass REALTORS®)

APN: 024-80-01-031.00

Kentucky Montgomery County Mount Sterling 40353

824 Cobbler Ln E, Mount Sterling, KY

Not Listed for Sale

Detached

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