$345,000

824 Cobbler Ln E Mount Sterling, KY 40353

Estimated payment $2,120/month

Total Views 1,066
6 Beds
4 Baths
3,017 Sq Ft
$114 Price per Sq Ft

Highlights

  • Two Primary Bedrooms
  • Ranch Style House
  • No HOA
  • Recreation Room
  • Attic
  • Neighborhood Views

About This Home

Looking for an investment property to help offset the cost of living? This versatile duplex in the heart of Mt. Sterling, KY, could be the perfect fit! Featuring an owner's suite alongside an existing tenant lease, you can choose to live in one unit and rent the other or lease both sides to maximize your return. Each well-maintained unit offers 3 spacious bedrooms, 2 full baths, and a 1-car garage, providing a total of 4 parking spaces per side. Recent updates include a brand-new roof (2024), a fresh survey, and new flooring in unit 824. Conveniently located near I-64, this property combines comfort, income potential, and prime location.

Listing Agent

Jeremiah Brown

JB Land & Home Realty License #294658 Listed on: 08/11/2025

JB Land & Home Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,880

Year Built

  • Built in 2004

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Veneer
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • Ceiling Fan
  • Insulated Windows
  • Insulated Doors
  • Living Room
  • Dining Area
  • Recreation Room
  • Neighborhood Views
  • Storm Doors
  • Attic

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Dishwasher

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Double Master Bedroom
  • Walk-In Closet
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access

Schools

  • Mt Sterling Elementary School
  • Mcnabb Middle School
  • Not Applicable Middle School
  • Montgomery Co High School

Utilities

  • Dehumidifier
  • Heat Pump System
  • Hot Water Heating System
  • Electric Water Heater

Additional Features

  • Patio
  • 9,583 Sq Ft Lot

Community Details

  • No Home Owners Association
  • The Village Subdivision

Listing and Financial Details

  • Assessor Parcel Number 024-80-01-031.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,880

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: Duplex
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 1565.12
  • Levels: One
  • Location Tax Legal Info:Elementary School: Mt Sterling
  • Location Tax Legal Info:Middle or Junior School: McNabb
  • Location Tax Legal Info:High School: Montgomery Co
  • Location Tax Legal Info:Intermediate School: Not Applicable
  • Contract Info:On Market Date: 2025-08-11
  • General Property Description:Lot Size Acres: 0.22
  • General Property Description:Above Grade Finished Area: 1565.12
  • General Property Description:Waterfront: No
  • Utilities Sewer: Sewer Connected
  • View:Neighborhood: Yes
  • Basement: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Attic:Attic YN: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Stories:One: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Pool Features:Pool YN: No
  • Flooring:Vinyl: Yes
  • Cooling:Heat Pump3: Yes
  • General Property Description:Below Grade Finished Area: 1452.0
  • Appliances Dryer: Yes
  • Washers: Yes
  • Roof:Shingle: Yes
  • Percent Basement Finished: Yes
  • Structure Type:Duplex2: Yes
  • Other Equipment:Dehumidifier: Yes
  • General Property Description:Finished Area Total: 3017.12
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Electric Water Heater, Cooktop, Dishwasher, Dryer, Refrigerator, Washer
  • Interior Amenities: Walk-In Closet(s), Eat-in Kitchen, Dining Area, Bedroom First Floor, Ceiling Fan(s)
  • Flooring: Carpet, Tile, Vinyl
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Finished, Full, Walk-Up Access, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 6
  • Below Grade Sq Ft: 1452.0
  • Fireplace: No
  • Lot Size Area: 0.22
  • Other Equipment: Dehumidifier
  • Window Features: Insulated Windows
  • Full Basement: Yes
  • Fireplace Features:Fireplace YN: No
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Dining Area2: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Bedroom First Floor: Yes
  • Basement:Walk-Up Access: Yes
  • Appliances:Electric Water Heater: Yes
  • Basement:Walk-Out Access: Yes
  • General Property Description:_pound_ of Primary Bedrooms: 2
  • Rooms:_pound_ of Bedrooms2: 4

Exterior Features

  • Exterior Features: Storm Door(s), Patio
  • Roof: Shingle
  • Construction Materials: Brick Veneer
  • Foundation Details: Block
  • List Price: 345000.0
  • Pool Private: No
  • View: Neighborhood
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Patio3: Yes
  • Exterior Features:Storm Door(s): Yes
  • Accessibility Features:Handicap Accessible YN: No

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Driveway
  • Garage Features:Garage YN: Yes
  • Garage Features:Garage Spaces: 2.0
  • Garage Features:Garage Faces Front: Yes
  • Carport Features:Carport YN: No
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump, Hot Water
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Heating:Hot Water: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Mt Sterling
  • High School: Montgomery Co
  • Middle or Junior School: McNabb

Lot Info

  • Lot Size Acres: 0.22
  • Lot Size Sq Ft: 9583.0
  • Parcel Number: 024-80-01-031.00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,880 $290,000 $0 $0
2023 $2,058 $210,000 $0 $0
2022 $2,060 $210,000 $0 $0
2021 $2,075 $210,000 $0 $0
2020 $1,713 $173,000 $0 $0
2019 $1,720 $173,000 $0 $0
2018 -- $150,000 $22,000 $128,000
2017 -- $150,000 $22,000 $128,000
2014 -- $157,000 $22,000 $135,000
2012 -- $157,000 $22,000 $135,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2025 08/11/25 For Sale $345,000 -- $114 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed $290,000 Attorney Only
Grant Deed $150,000 --
Deed $156,635 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $284,747 Construction
Source: Public Records

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Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25017676

ImagineMLS (Bluegrass REALTORS®)

APN: 024-80-01-031.00