NOT LISTED FOR SALE

Estimated Value: $507,000 - $557,287

4 Beds
3.5 Baths
2,964 Sq Ft
$180/Sq Ft Est. Value

Last Sold June 09, 2023

Last sale price $535,000 $180 Per Sq Ft

Current estimated payment $3,037/month

2 Days on Market

Highlights

  • Home Theater
  • Double Shower
  • Screened Porch
  • In Ground Pool
  • No HOA
  • Formal Dining Room

About This Home

As of June 2023

Welcome to 827 Creek Drive. Located just 10 minutes from downtown Chattanooga this home has been well maintained and tastefully updated. Offering 4 bedrooms with 3.5 baths. An open concept main living area with eat in kitchen and separate dining. Downstairs offers a full bath, den, additional great room and a utility garage for additional storage. Last but not least is a private in-ground pool just off the back porch.

Last Agent to Sell the Property

Hunter Edgemon

Rogue Real Estate Company llc License #331079 Listed on: 05/02/2023

Rogue Real Estate Company llc

Last Buyer's Agent

Jeremy Callahan

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,067

Year Built

  • Built in 1993

Lot Details

  • 0.42 Acre Lot
  • Lot Dimensions are 80.18x238.49
  • Fenced

Parking

  • 2 Car Garage
  • Basement Garage
  • Parking Accessed On Kitchen Level

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,964 Sq Ft Home
  • 2-Story Property
  • Fireplace With Gas Starter
  • Family Room
  • Formal Dining Room
  • Home Theater
  • Screened Porch
  • Laundry Room
  • Finished Basement

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Double Shower

Pool

  • In Ground Pool

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Air
  • Radiant Ceiling
  • Underground Utilities
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • West Spring Lake Subdivision

Listing and Financial Details

  • Assessor Parcel Number 108d B 003.34

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,067

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.42
  • Lot Size: 80.18X238.49
  • Subdivision Name: West Spring Lake
  • Directions: From downtown Chattanooga, Hwy. 27 North, Exit Morrison Springs Rd., Left onto Morrison Springs Rd., Right onto Mtn. Creek Rd., Right onto Creek Dr. Home is on the right.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2964.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1993
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 108d B 003.34
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 3067.07
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.42
  • General Property Information Lot Size Square Feet2: 18295.2
  • General Property Information Lot Size Dimensions: 80.18X238.49
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Fencing Fenced: Yes
  • Interior Features Separate Dining Room: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Pool Features In Ground: Yes
  • Parking Features Kitchen Level2: Yes
  • Interior Features Double Shower: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Gas Water Heater, Free-Standing Electric Range, Dishwasher
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplace: Yes
  • Interior Amenities: Double Shower, Eat-in Kitchen, Separate Dining Room, Walk-In Closet(s)
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Starter: Yes

Exterior Features

  • Fencing: Fenced
  • Pool Features: In Ground
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Porch, Porch - Screened
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Basement, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Basement: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Ceiling
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Ceiling: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 18295.2
  • Additional Parcels: No
  • Parcel #: 108d B 003.34
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3067.07

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2023
Closed on
Jun 9, 2023
Sold by
Kosky John R I and Kosky Lisa L
Bought by
Horn Brandon and Horn Courtney
Seller's Agent
Hunter Edgemon
Rogue Real Estate Company llc
Buyer's Agent
Jeremy Callahan
Keller Williams Realty
List Price
$525,000
Sold Price
$535,000
Premium/Discount to List
$10,000
1.9%
Views
44
Current Estimated Value
$534,072

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$928
Avg. Annual Appreciation
2.75%
Original Mortgage
$460,000
Outstanding Balance
$449,965
Interest Rate
6.31%
Mortgage Type
New Conventional
Estimated Equity
$118,096
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Horn Brandon $535,000 Jones Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Horn Brandon $460,000
Previous Owner Kosky John R I $165,000
Previous Owner Kosky John $100,000
Previous Owner Kosky John $91,500
Previous Owner Kosky John R I $90,600
Previous Owner Kosky John R I $90,000
Previous Owner Kosky John R I $90,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/09/2023 06/09/23 Sold $535,000 +1.9% $180 / Sq Ft
05/05/2023 05/05/23 Off Market $525,000 -- --
05/02/2023 05/02/23 For Sale $525,000 -- $177 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,529 $68,350 $0 $0
2023 $1,529 $68,350 $0 $0
2022 $1,529 $68,350 $0 $0
2021 $1,529 $68,350 $0 $0
2020 $1,627 $58,825 $0 $0
2019 $1,627 $58,825 $0 $0
2018 $1,466 $58,825 $0 $0
2017 $1,627 $58,825 $0 $0
2016 $1,447 $0 $0 $0
2015 $2,770 $52,325 $0 $0
2014 $2,770 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1372833

Greater Chattanooga REALTORS®

APN: 108D-B-003.34