NOT LISTED FOR SALE

Estimated Value: $499,030

3 Beds
3 Baths
2,160 Sq Ft
$231/Sq Ft Est. Value

Last Sold June 18, 2019

Last sale price $327,500 $152 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $2,651/month

Highlights

  • Heated In Ground Pool
  • Traditional Floor Plan
  • No HOA
  • North Frederick Elementary School Rated A-
  • Wood Flooring
  • Upgraded Countertops

About This Home

As of June 2019

Fabulous starter home! Lovingly renovated in 2006, Insley features a gourmet kitchen with high end upgrades, in ground salt water pool, beautifully tiled bathrooms, and hardwood floors on all three living levels. HVAC & Hot water heater 2008, new roof & windows 2016. Don't let the size fool you. This cozy home uses every nook and cranny and offers plenty of storage space for seasonal items. Property is located on a quiet cul de sac with NO HOA! No need to waste time in traffic, this home is conveniently located close to Wegmans shopping complex, lots of great restaurants, downtown Frederick, and local schools.

Last Agent to Sell the Property

Kelly Jaeger

(240) 446-5627 kellyjaeger.remax@gmail.com RE/MAX Results License #646622 Listed on: 03/22/2019

RE/MAX Results

Last Buyer's Agent

Rebecca Lewis

(240) 603-8418 rebecca.lewis@cbmove.com Coldwell Banker Realty License #523129

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,587

Year Built

  • Built in 1987

Lot Details

  • 7,596 Sq Ft Lot
  • Extensive Hardscape
  • Property is zoned PND

Parking

  • Driveway

Home Design

  • Split Level Home

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Wood Flooring
  • Finished Basement
  • Exterior Basement Entry

Kitchen

  • Eat-In Kitchen
  • Built-In Double Oven
  • Six Burner Stove
  • Down Draft Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Patio
  • Exterior Lighting
  • Playground
  • Play Equipment

Schools

  • North Frederick Elementary School
  • Governor Thomas Johnson Middle School
  • Governor Thomas Johnson High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Fredericktowne Village Subdivision

Listing and Financial Details

  • Tax Lot 43
  • Assessor Parcel Number 1102145103

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,587

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • Home Warranty: No
  • Inclusions: Pergola, Grill Sun Cover, Trampoline.
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2019-03-29
  • Year Built: 1987
  • Remarks Public: Fabulous starter home! Lovingly renovated in 2006, Insley features a gourmet kitchen with high end upgrades, in ground salt water pool, beautifully tiled bathrooms, and hardwood floors on all three living levels. HVAC & Hot water heater 2008, new roof & windows 2016. Don't let the size fool you. This cozy home uses every nook and cranny and offers plenty of storage space for seasonal items. Property is located on a quiet cul de sac with NO HOA! No need to waste time in traffic, this home is conveniently located close to Wegmans shopping complex, lots of great restaurants, downtown Frederick, and local schools.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Oven - Double, Oven - Wall, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer, Water Heater
  • Interior Amenities: Ceiling Fan(s), Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Upgraded Countertops, Wood Floors
  • Other Equipment: Negotiable
  • Fireplace: No
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Fully Finished, Outside Entrance
  • Total Sq Ft: 2160
  • Living Area Sq Ft: 2160
  • Price Per Sq Ft: 204.69
  • Above Grade Finished Sq Ft: 1600
  • Below Grade Finished Sq Ft: 560
  • Total Below Grade Sq Ft: 560
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 836

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Exterior Features: Exterior Lighting, Extensive Hardscape, Play Area, Play Equipment
  • Pool Features: In Ground, Heated, Saltwater
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Type Of Parking: Driveway

Utilities

  • Refuse: 88.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Monthly Average Electric: 150
  • Previous Twelve Months Electric Expense: 1800.00
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Monthly Water Average: 60
  • Water Previous Twelve Months: 720.00
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: NORTH FREDERICK
  • Middle School: GOVERNOR THOMAS JOHNSON
  • High School: GOVERNOR THOMAS JOHNSON
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139693024
  • School District Source: 3rd Party
  • Elementary School: NORTH FREDERICK
  • High School: GOVERNOR THOMAS JOHNSON
  • Middle Or Junior School: GOVERNOR THOMAS JOHNSON

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Improvement Assessed Value: 186100.00
  • Land Assessed Value: 85200.00
  • Land Use Code: 010
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7596.00
  • Outdoor Living Structures: Patio(s)
  • Year Assessed: 2018
  • Zoning: PND
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 11506404
  • Tax Annual Amount: 4587.00
  • Assessor Parcel Number: 1102145103
  • Tax Lot: 43
  • Tax Total Finished Sq Ft: 1600
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 06/18/2019

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 14, 2022
Sold by
Helmer Phillip A and Helmer Kylie
Bought by
Helmer Phillip A
Current Estimated Value
$499,030

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$346,500
Outstanding Balance
$331,327
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$159,110

Purchase Details

Listed on
Mar 22, 2019
Closed on
Jun 18, 2019
Sold by
Cash Nathaniel D and Cash Kimberly N
Bought by
Helmer Phillip A and Helmer Kylie
Seller's Agent
Kelly Jaeger
RE/MAX Results
Buyer's Agent
Rebecca Lewis
Coldwell Banker Realty
List Price
$327,500
Sold Price
$327,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.66%
Original Mortgage
$327,500
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Listed on
May 4, 2016
Closed on
Jun 30, 2016
Sold by
Brown Timothy P and Brown Jacquelyn M
Bought by
Cash Kimberly N and Cash Nathaniel D
Seller's Agent
Kelly Jaeger
RE/MAX Results
Buyer's Agent
Justin Atkinson
Taylor Properties
List Price
$299,900
Sold Price
$290,000
Premium/Discount to List
-$9,900
-3.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.18%
Original Mortgage
$290,000
Interest Rate
3.66%
Mortgage Type
VA

Purchase Details

Closed on
Dec 23, 2003
Sold by
Hansell John M
Bought by
Brown Timothy P and Brown Jacquelyn M

Purchase Details

Closed on
Apr 24, 1997
Sold by
Giaugue Charles H and Giaugue Diane L
Bought by
Hansell John M

Purchase Details

Closed on
Apr 7, 1988
Sold by
Washington Homes, Inc.
Bought by
Giaugue Charles H and Giaugue Diane L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,220
Interest Rate
10.05%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Helmer Phillip A $302 Boston National Title
Helmer Phillip A $327,500 Champion Ttl & Setmnts Inc
Cash Kimberly N $290,000 Precise Title Inc
Brown Timothy P $217,900 --
Hansell John M $124,500 --
Giaugue Charles H $90,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Helmer Phillip A $346,500
Previous Owner Helmer Phillip A $327,500
Previous Owner Cash Kimberly N $302,000
Previous Owner Cash Kimberly N $290,000
Previous Owner Brown Timothy P $212,800
Previous Owner Brown Timothy P $240,000
Previous Owner Brown Timothy P $30,000
Previous Owner Giaugue Charles H $92,220
Closed Hansell John M --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/18/2019 06/18/19 Sold $327,500 0.0% $152 / Sq Ft
04/17/2019 04/17/19 Pending -- -- --
03/22/2019 03/22/19 For Sale $327,500 +12.9% $152 / Sq Ft
06/30/2016 06/30/16 Sold $290,000 -3.3% $181 / Sq Ft
05/13/2016 05/13/16 Pending -- -- --
05/04/2016 05/04/16 For Sale $299,900 -- $187 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $176 $392,500 $110,300 $282,200
2024 $176 $363,400 $0 $0
2023 $88 $334,300 $0 $0
2022 $5,503 $305,200 $95,200 $210,000
2021 $5,198 $293,900 $0 $0
2020 $5,087 $282,600 $0 $0
2019 $4,885 $271,300 $85,200 $186,100
2018 $4,503 $252,433 $0 $0
2017 $3,874 $271,300 $0 $0
2016 $3,681 $214,700 $0 $0
2015 $3,681 $213,333 $0 $0
2014 $3,681 $211,967 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR234478

Bright MLS

APN: 02-145103