838 A St Ramona, CA 92065
1
Bed
1
Bath
666
Sq Ft
7,884
Sq Ft Lot
Highlights
- Solar Power System
- Crown Molding
- Shed
- Bonus Room
- Laundry Room
- Tile Flooring
About This Home
As of April 2025Back on the Market, no fault of the property. Purchase the home with as little as 5% down and assumable sellers FHA mortgage of $350k @ 2.175% interest rate! Call about second mortgage option with as little as 5% down. Adorable cottage home in Ramona’s walkable Downtown Village District. Recent updates include new roof, new exterior paint, and Tesla solar & battery system. Windows, doors, flooring and driveway have all been installed since 2016. Fully fenced and cross fenced with the iconic “white picket fence” at the street. Large mature shade trees on the property. Not included in the permitted sqft are a laundry room attached at the back of the home and a separate storage building with 2 rooms used for storage currently. This home is located in the RMV4 zone allowing it to be used for residential or commercial. Large 7800 sqft lot could permit an additional unit to be constructed in the back of the property. Assumable FHA loan of $350k @ 2.175% interest rate makes this home very affordable!
Last Agent to Sell the Property
Jonathan Erro
Redfin Corporation License #01331805 Listed on: 07/01/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,417
Year Built
- Built in 1930
Lot Details
- Property is Fully Fenced
- Wood Fence
Home Design
- Shingle Roof
- Wood Siding
Interior Spaces
- 666 Sq Ft Home
- 1-Story Property
- Crown Molding
- Ceiling Fan
- Bonus Room
- Laundry Room
Kitchen
- Oven or Range
- Range Hood
- Freezer
Flooring
- Linoleum
- Tile
Bedrooms and Bathrooms
- 1 Bedroom
- 1 Full Bathroom
Parking
- 2 Parking Spaces
- Carport
Additional Features
- Solar Power System
- Shed
Listing and Financial Details
- Assessor Parcel Number 281-302-16-00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 1, 2024
Closed on
Mar 28, 2025
Sold by
Rodriguez Rubi and Olivas Carlos
Bought by
Wizner Veronica
Seller's Agent
Jonathan Erro
Redfin Corporation
Buyer's Agent
Alexander Pfleger
Direct Capital & RE Investment
List Price
$475,000
Sold Price
$475,000
Views
479
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,138
Avg. Annual Appreciation
5.16%
Original Mortgage
$381,954
Outstanding Balance
$380,124
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$105,014
Purchase Details
Listed on
Dec 2, 2020
Closed on
Jan 12, 2021
Sold by
Foley Nicholas William
Bought by
Olivas Carlos and Rodriguez Rubi
Seller's Agent
Regina Flores
LPT Realty
Buyer's Agent
Mercy Gonzales
California Finance & Investment Inc.
List Price
$389,000
Sold Price
$395,000
Premium/Discount to List
$6,000
1.54%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.49%
Original Mortgage
$381,954
Interest Rate
2.71%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 22, 2015
Sold by
Jaggi Melynda
Bought by
Foley Nicholas William
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$246,000
Interest Rate
3.63%
Mortgage Type
USDA
Purchase Details
Closed on
Jul 25, 2013
Sold by
Jaggi Melynda
Bought by
Jaggi Melynda
Purchase Details
Closed on
Feb 26, 2001
Sold by
Jaggi Albert and Jaggi Melynda
Bought by
Jaggi Albert and Jaggi Melynda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
8.75%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Sep 18, 2000
Sold by
Rosson Mary I Trust 11-21-94
Bought by
Jaggi Albert and Jaggi Melynda
Purchase Details
Closed on
Nov 21, 1994
Sold by
Rosson Mary I
Bought by
Rosson Mary I
Similar Homes in Ramona, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $470,000 | None Listed On Document | |
| Grant Deed | $389,000 | Corinthian Title Company | |
| Grant Deed | $246,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | First American Title Co | |
| Individual Deed | $80,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $381,954 | New Conventional | |
| Previous Owner | $93,741 | Credit Line Revolving | |
| Previous Owner | $381,954 | FHA | |
| Previous Owner | $246,000 | USDA | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/02/2025 04/02/25 | Sold | $475,000 | 0.0% | $713 / Sq Ft |
| 01/24/2025 01/24/25 | Pending | -- | -- | -- |
| 01/20/2025 01/20/25 | For Sale | $475,000 | 0.0% | $713 / Sq Ft |
| 01/02/2025 01/02/25 | Pending | -- | -- | -- |
| 11/02/2024 11/02/24 | Price Changed | $475,000 | 0.0% | $713 / Sq Ft |
| 11/02/2024 11/02/24 | For Sale | $475,000 | -4.0% | $713 / Sq Ft |
| 10/08/2024 10/08/24 | Price Changed | $495,000 | +4.2% | $743 / Sq Ft |
| 10/03/2024 10/03/24 | Pending | -- | -- | -- |
| 09/26/2024 09/26/24 | Price Changed | $475,000 | -4.8% | $713 / Sq Ft |
| 09/11/2024 09/11/24 | Price Changed | $499,000 | -2.2% | $749 / Sq Ft |
| 09/04/2024 09/04/24 | Price Changed | $510,000 | -2.9% | $766 / Sq Ft |
| 08/20/2024 08/20/24 | For Sale | $525,000 | 0.0% | $788 / Sq Ft |
| 08/08/2024 08/08/24 | Pending | -- | -- | -- |
| 07/24/2024 07/24/24 | Price Changed | $525,000 | -2.4% | $788 / Sq Ft |
| 07/20/2024 07/20/24 | Price Changed | $538,000 | -0.2% | $808 / Sq Ft |
| 07/01/2024 07/01/24 | For Sale | $539,000 | +36.5% | $809 / Sq Ft |
| 01/19/2021 01/19/21 | Sold | $395,000 | +1.5% | $594 / Sq Ft |
| 12/16/2020 12/16/20 | Pending | -- | -- | -- |
| 12/02/2020 12/02/20 | For Sale | $389,000 | -- | $585 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,417 | $421,064 | $292,256 | $128,808 |
| 2024 | $6,417 | $412,809 | $286,526 | $126,283 |
| 2023 | $5,945 | $404,715 | $280,908 | $123,807 |
| 2022 | $6,070 | $396,780 | $275,400 | $121,380 |
| 2021 | $4,694 | $273,134 | $166,545 | $106,589 |
| 2020 | $4,667 | $270,335 | $164,838 | $105,497 |
| 2019 | $4,565 | $265,035 | $161,606 | $103,429 |
| 2018 | $4,456 | $259,839 | $158,438 | $101,401 |
| 2017 | $4,401 | $254,745 | $155,332 | $99,413 |
| 2016 | $4,285 | $249,751 | $152,287 | $97,464 |
| 2015 | $2,704 | $100,289 | $87,758 | $12,531 |
| 2014 | $2,599 | $98,325 | $86,039 | $12,286 |
Source: Public Records
Agents Affiliated with this Home
-
Jonathan Erro
J
Seller's Agent in 2025
Jonathan Erro
Redfin Corporation
-
Alexander Pfleger
Buyer's Agent in 2025
Alexander Pfleger
Direct Capital & RE Investment
(619) 339-7334
1 in this area
17 Total Sales
-
Regina Flores
Seller's Agent in 2021
Regina Flores
LPT Realty
(619) 606-3513
27 in this area
85 Total Sales
-
M
Buyer's Agent in 2021
Mercy Gonzales
California Finance & Investment Inc.
Map
Source: San Diego MLS
MLS Number: 240014317
APN: 281-302-16
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