Jennifer Bond
Compass Florida, LLC
(850) 818-8307
48 Total Sales
4 in Lower Grand Lagoon
$285K - $2.9M Price Range
8419 Surf Dr Panama City, FL 32408
Lower Grand Lagoon AreaEstimated Value: $1,628,000 - $1,792,000
3
Beds
3
Baths
1,990
Sq Ft
$853/Sq Ft
Est. Value
Highlights
- Property fronts gulf or ocean
- Deck
- No HOA
- Coastal Architecture
- Sun or Florida Room
- Living Room
About This Home
As of October 2025Opportunities like this don't come around often! This classic 3-bed 3-bath beachfront home on the pristine shores of Panama City Beach offers breathtaking Gulf views, direct beach access, and a spacious open layout - perfect for a primary residence, vacation getaway, or a high-performing investment. For savvy investors, the possibilities are endless: renovate for maximum short-term rental income or build your dream coastal retreat in this prime location. Spend your days soaking up the sun, longboarding, diving, and exploring the Gulf, then unwind on your private deck with a drink as the sunset paints the sky. As night falls, take a leisurely stroll to top-rated restaurants and vibrant nightlife just moments away. Don't miss this once-in-a-lifetime chance to own a piece of paradise!
Last Agent to Sell the Property
Christies International Real Estate Emerald Coast License #BK3557023 Listed on: 03/08/2025
Last Buyer's Agent
Matt Anich
Counts Real Estate Group Inc
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,426
Year Built
- Built in 1969
Lot Details
- 7,405 Sq Ft Lot
- Lot Dimensions are 50 x 150
- Property fronts gulf or ocean
- Fenced
- Zoning described as Resort
Home Design
- Coastal Architecture
- Pillar, Post or Pier Foundation
- Shingle Roof
- Composition Roof
- Metal Roof
- Wood Siding
Interior Spaces
- 1-Story Property
- Ceiling Fan
- Living Room
- Dining Room
- Sun or Florida Room
- Gulf Views
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Electric Range
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Parking
- Carport
- Paved Parking
Outdoor Features
- Deck
Schools
- Breakfast Point Elementary And Middle School
- Arnold High School
Utilities
- Cooling Available
- Heating Available
- Electric Water Heater
Community Details
- No Home Owners Association
- Bel Air Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 8, 2025
Closed on
Oct 23, 2025
Sold by
Clement James A and Clement Mary J
Bought by
Seller's Agent
Matt Anich
Christies International Real Estate Emerald Coast
Buyer's Agent
Matt Anich
Christies International Real Estate Emerald Coast
List Price
$1,895,000
Sold Price
$1,650,000
Premium/Discount to List
-$245,000
-12.93%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,105
Avg. Annual Appreciation
3.31%
Purchase Details
Closed on
Apr 8, 2021
Sold by
Clement Mary Jones
Bought by
Clement James A and Clement Mary J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$533,400
Interest Rate
3.05%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 5, 2020
Sold by
Clement Mary Jones
Bought by
Clement Mary Jones
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Panama City, FL
-
Jennifer Bond
-
Chris Allen
Chris Allen
Responds QuicklyReal Broker LLC
(855) 977-1399
82 Total Sales
1 in Lower Grand Lagoon
$460,000 Price
-
Denise Vickers
Denise Vickers
Keller Williams Success Realty
(256) 824-9473
18 Total Sales
2 in Lower Grand Lagoon
$315K - $320K Price Range
-
Janice Overbeck
Janice Overbeck
Keller Williams Realty Atl North
(855) 759-0551
734 Total Sales
1 in Lower Grand Lagoon
$1,299,000 Price
-
Brett Bianca
Brett Bianca
Compass
(850) 613-0278
29 Total Sales
1 in Lower Grand Lagoon
$3,425,000 Price
-
Stephanie Harrington
Stephanie Harrington
Engel & Volkers Pensacola
(850) 810-1175
75 Total Sales
1 in Lower Grand Lagoon
$399,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,650,000 | None Listed On Document | ||
| Clement James A | -- | Boston National Ttl Agcy Llc | |
| Clement Mary Jones | -- | Attorney |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $533,400 | ||
| Previous Owner | Jones Howard E | $721,000 | |
| Previous Owner | Jones Howard E | $250,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/23/2025 10/23/25 | Sold | $1,650,000 | -21.4% | $829 / Sq Ft |
| 09/08/2025 09/08/25 | Pending | -- | -- | -- |
| 08/23/2025 08/23/25 | Price Changed | $2,100,000 | -4.5% | $1,055 / Sq Ft |
| 03/12/2025 03/12/25 | Price Changed | $2,200,000 | +16.1% | $1,106 / Sq Ft |
| 03/07/2025 03/07/25 | For Sale | $1,895,000 | -- | $952 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,426 | $1,160,907 | ||
| 2024 | $13,249 | $1,128,437 | ||
| 2023 | $13,249 | $1,095,570 | $0 | $0 |
| 2022 | $11,902 | $1,063,660 | $975,000 | $88,660 |
| 2021 | $10,456 | $868,509 | $790,000 | $78,509 |
| 2020 | $8,773 | $769,654 | $690,000 | $79,654 |
| 2019 | $7,981 | $684,495 | $600,000 | $84,495 |
| 2018 | $7,013 | $552,080 | $0 | $0 |
| 2017 | $6,365 | $501,891 | $0 | $0 |
| 2016 | $5,935 | $459,227 | $0 | $0 |
| 2015 | $5,845 | $439,841 | $0 | $0 |
| 2014 | $5,714 | $430,454 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Matt Anich
Seller's Agent in 2025
Matt Anich
Christies International Real Estate Emerald Coast
(850) 851-5330
15 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 770001
APN: 30420-000-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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