$565,000
SOLD MAY 29, 2025
4 Beds
2.5 Baths
3,577 Sq Ft
0.37 Acres

Recently Sold

$158 Per Sq Ft

1% Below List Price

10 Days on Market

Highlights

  • Water Views
  • Home Theater
  • Community Lake
  • Oswego High School Rated A-
  • Home fronts a pond
  • 1-minute walk to Oswegoland Park District South Point Center

About This Home

As of May 2025

The perfect place to call home! Grand 2 story foyer, hardwood floors, soaring ceilings, double staircase & 2 story windows to let the natural light brighten your day! Formal living & dining rooms are the perfect place for those holiday gatherings. Cook's dream kitchen with maple cabinetry, Corian counters, stainless steel appliances & huge island provides plenty of space for all of your culinary creative needs, plus an awesome walk in pantry! 2 story family room with beautiful floor to ceiling gas fireplace, as well as gorgeous backyard & pond views. 1st floor office is great for working from home or convert to 5th bedroom. Expansive main suite features double door entry, his & her closets and full luxury bath. Bedrooms 2 & 3 with Jack n Jill bathroom and generous sized 4th bedroom. Highly desirable 2nd floor laundry is a bonus. Partially finished basement is a great place to unwind while watching your favorite show, playing video games or exercising. Have an awesome BBQ in the large backyard with stamped patio. Premium pond lot with beautiful & serene views. Located in a pool & clubhouse community with parks, walking paths and ponds. Onsite Elementary School & walking distance to Middle School. Welcome Home!

Last Agent to Sell the Property

Erin Hill

Coldwell Banker Real Estate Group License #471018427 Listed on: 04/24/2025

Coldwell Banker Real Estate Group

Co-Listed By

Jerry Hill

Coldwell Banker Real Estate Group License #475124723

Last Buyer's Agent

Ifelanwa Osundolire

Keller Williams Infinity License #475209013

Keller Williams Infinity

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,955

Year Built

  • Built in 2007

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 72.95 x 180.28 x 97.65 x 211.83
  • Home fronts a pond
  • Paved or Partially Paved Lot

HOA Fees

  • $72 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,577 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Fireplace Features Masonry
  • Drapes & Rods
  • Blinds
  • Mud Room
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Home Theater
  • Home Office
  • Recreation Room
  • Sun or Florida Room
  • Storage Room
  • Home Gym
  • Water Views
  • Partial Basement

Kitchen

  • Breakfast Bar
  • Double Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry Chute

Schools

  • Southbury Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include clubhouse, exercise facilities, pool, snow removal
  • Patty Deering Association, Phone Number (847) 882-2601
  • Spring Gate At Southbury Subdivision, Rutherford Floorplan
  • Property managed by Associa
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,955

Year Built

Built in 2007

Lot Details

0

HOA Fees

$72 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Spring Gate at Southbury
  • Year Built: 2007
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s)
  • Basement: Partially Finished, Crawl Space, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Masonry
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Built-in Features, Walk-In Closet(s), Separate Dining Room, Pantry
  • LivingArea: 3577
  • Room Type: Office, Exercise Room, Media Room, Foyer, Storage, Sun Room, Recreation Room, Eating Area, Mud Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 3577
  • Bathroom Amenities: Separate Shower,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Basement Sq Ft: 1135
  • Fireplace Location: Family Room
  • Total Sq Ft: 1135
  • Door Features: 6 Panel Door(s),Sliding Glass Door(s)
  • Window Features: Blinds,Curtains/Drapes
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Foundation Details: Concrete Perimeter
  • List Price: 569900
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: Pond
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Upper Level, In Unit, Laundry Chute
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 215
  • Association Fee Frequency: Quarterly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Associa
  • Management Contact Name: Patty Deering
  • Management Phone: 847-882-2601
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Clubhouse, Exercise Facilities, Pool, Snow Removal

Schools

  • Elementary School: Southbury Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.37
  • Lot Dimensions: 72.95 X 180.28 X 97.65 X 211.83
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 10955.24
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
May 28, 2025
Sold by
Costigan Thomas and Costigan Roseanne Catherine
Bought by
Kukosama Eric Ngambu and Mbadu Jocelyne Nzau
Seller's Agent
Erin Hill
Coldwell Banker Real Estate Group
Buyer's Agent
Ifelanwa Osundolire
Keller Williams Infinity
List Price
$569,900
Sold Price
$565,000
Premium/Discount to List
-$4,900
-0.86%
Views
61

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.48%
Original Mortgage
$533,398
Outstanding Balance
$533,398
Interest Rate
6.58%
Mortgage Type
FHA
Estimated Equity
$31,090

Purchase Details

Closed on
May 13, 2016
Sold by
Costigan Thomas and Costigan Traci
Bought by
Costigan Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,000
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 19, 2007
Sold by
Orleans Rhil Lp
Bought by
Costigan Thomas and Costigan Traci

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,000
Interest Rate
6.23%
Mortgage Type
Unknown
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Chicago Title
Interfamily Deed Transfer -- Attorney
Warranty Deed $391,000 Chicago Title Insuance
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $533,398 FHA
Previous Owner $75,000 Credit Line Revolving
Previous Owner $266,600 New Conventional
Previous Owner $297,000 New Conventional
Previous Owner $304,225 New Conventional
Previous Owner $39,000 Unknown
Previous Owner $312,450 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2025 05/29/25 Sold $565,000 -0.9% $158 / Sq Ft
05/05/2025 05/05/25 Pending -- -- --
04/24/2025 04/24/25 For Sale $569,900 -- $159 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,543 $149,435 $39,776 $109,659
2023 $10,521 $131,083 $34,891 $96,192
2022 $10,521 $122,507 $32,608 $89,899
2021 $9,859 $111,370 $29,644 $81,726
2020 $9,177 $103,120 $27,448 $75,672
2019 $9,180 $101,636 $27,448 $74,188
2018 $9,992 $104,703 $28,276 $76,427
2017 $10,118 $104,703 $28,276 $76,427
2016 $9,698 $99,245 $26,802 $72,443
2015 $9,755 $95,428 $25,771 $69,657
2014 -- $90,026 $24,312 $65,714
2013 -- $90,026 $24,312 $65,714
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12333901

Midwest Real Estate Data (MRED)

APN: 03-16-406-008