849 Kemp Rd Mooresville, NC 28117
Lake Norman NeighborhoodEstimated payment $18,551/month
Total Views
15,582
5
Beds
7
Baths
5,336
Sq Ft
$636
Price per Sq Ft
Highlights
- Covered Dock
- Guest House
- Vaulted Ceiling
- Woodland Heights Elementary School Rated A-
- Waterfront
- Outdoor Fireplace
About This Home
Two Homes all on one fabulous 1.03 acre waterfront lot **Luxury Waterfront Living – Two Recently Renovated Homes, One Incredible Opportunity!**
Experience the ultimate entertaining setup or multigenerational living on this rare waterfront gem—two homes on one expansive lot with breathtaking, long-range lake views. The main house boasts an open floorplan with vaulted ceilings, a grand great room, and a spacious kitchen with double ovens and a lakeside breakfast nook. The split-bedroom layout features a serene primary suite with stunning water views, plus two additional bedrooms on the main and a four car garage. The finished walkout lower level offers a rec room, flex spaces, full bath, sauna, and more. A separate guest house is ideal for extended family, guests, home office or private events. Relax at the natural beach, enjoy sunsets from the gazebo over the water, or set sail from your covered dock—luxury lakefront living at its finest!
Listing Agent
1 Percent Lists Greater Charlotte Brokerage Email: angel@1percentlists.com License #269775 Listed on: 07/02/2025
Co-Listing Agent
1 Percent Lists Greater Charlotte Brokerage Email: angel@1percentlists.com License #311718
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,460
Year Built
- Built in 1998
Lot Details
- Waterfront
- Irrigation
- Property is zoned RR
Parking
- 4 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Family Room with Fireplace
- Living Room with Fireplace
- Vinyl Flooring
- Laundry Room
Kitchen
- Breakfast Area or Nook
- Double Oven
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms | 3 Main Level Bedrooms
- 7 Full Bathrooms
Basement
- Walk-Out Basement
- Walk-Up Access
- Interior and Exterior Basement Entry
Outdoor Features
- Covered Dock
- Outdoor Fireplace
- Fire Pit
Additional Homes
- Guest House
- Separate Entry Quarters
Schools
- Woodland Heights Elementary And Middle School
- Lake Norman High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 4626-04-9901.000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,460 | $1,243,990 | $708,750 | $535,240 |
| 2023 | $7,460 | $1,243,990 | $708,750 | $535,240 |
| 2022 | $5,576 | $869,450 | $498,750 | $370,700 |
| 2021 | $5,401 | $842,880 | $498,750 | $344,130 |
| 2020 | $5,345 | $842,880 | $498,750 | $344,130 |
| 2019 | $5,317 | $842,880 | $498,750 | $344,130 |
| 2018 | $4,585 | $749,900 | $420,000 | $329,900 |
| 2017 | $4,585 | $749,900 | $420,000 | $329,900 |
| 2016 | $4,585 | $749,900 | $420,000 | $329,900 |
| 2015 | $4,585 | $749,900 | $420,000 | $329,900 |
| 2014 | $4,546 | $783,790 | $420,000 | $363,790 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/06/2025 08/06/25 | Price Changed | $3,395,000 | -0.1% | $636 / Sq Ft |
| 07/02/2025 07/02/25 | For Sale | $3,400,000 | +257.9% | $637 / Sq Ft |
| 09/02/2020 09/02/20 | Sold | $950,000 | -9.5% | $244 / Sq Ft |
| 06/17/2020 06/17/20 | Pending | -- | -- | -- |
| 03/05/2020 03/05/20 | For Sale | $1,050,000 | -- | $270 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available | |
| Warranty Deed | $950,000 | None Available | |
| Warranty Deed | $195,000 | -- | |
| Deed | -- | -- | |
| Deed | $9,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $825,000 | Commercial | |
| Closed | $825,000 | No Value Available | |
| Previous Owner | $400,000 | Commercial | |
| Previous Owner | $440,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $480,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $480,000 | Unknown | |
| Previous Owner | $445,000 | Unknown | |
| Previous Owner | $434,150 | Construction | |
| Previous Owner | $185,250 | No Value Available |
Source: Public Records
About the Listing Agent
Since 2010, Angel Smith has been guiding clients through the real estate market with a commitment to building relationships over transactions. Honored as one of the Top 50 Women in Real Estate in Lake Norman and recognized among the Top 500 Agents* in the Greater Charlotte area, Angel’s success is driven by her deep market knowledge, local connections, and the trust she’s earned from past clients. She began her career specializing in equestrian and farm properties, giving her an intimate
Angel's Other Listings
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4274065
APN: 4626-04-9901.000
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