$785,000

Estimated payment $4,663/month

Total Views 20,899
5 Beds
3.5 Baths
3,947 Sq Ft
$199 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Water Access
  • River View
  • Mountain View High School Rated A
  • Eat-In Gourmet Kitchen
  • 3.01 Acre Lot

About This Home

Nestled in the serene community of Summerset Ridge South on the banks of the Rappahannock River, this stunning 6-bedroom, 3.5-bathroom home offers a perfect blend of modern comfort, outdoor adventures and traditional charm. Built in 2021, the residence features a classic Colonial design with HardiPlank siding, ensuring durability and timeless appeal. Step inside to discover an inviting open floor plan that seamlessly connects the gourmet kitchen, complete with stainless steel appliances, a spacious island, and a cozy breakfast area, to the family room, where a warm fireplace beckons for gatherings. The formal dining room adds an elegant touch for special occasions, while the walk-in closets and ample pantry space cater to your storage needs. The fully finished basement, with daylight windows and a walkout entrance, provides additional living space, perfect for a home theater or play area. Enjoy the tranquility of your 3.01-acre lot, which backs to lush trees and features a peaceful stream, creating a private oasis for relaxation and outdoor activities. The back of the lot abuts the Fredericksburg Watershed Property – huntable public land along the Rappahannock River under permanent protection from development. Take a walk through the woods to enjoy time on the Rappahannock River for fishing, SUP, kayaking, splashing, or skipping rocks. Step out your back door onto the expansive deck and porch and savor morning coffee or evening sunsets while overlooking the picturesque views of the garden and woods. With an attached two-car garage and a well-maintained gutter system, this home combines convenience with nature's beauty. Experience the perfect blend of comfort, style, and nature in this exceptional property—your dream home awaits!

Listing Agent

Brooke Miller

(540) 287-1603 brooke.miller@longandfoster.com Long & Foster Real Estate, Inc. License #0225075869 Listed on: 05/23/2025

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,997

Year Built

  • Built in 2021

Lot Details

  • 3.01 Acre Lot
  • Home fronts navigable water
  • Private Lot
  • Cleared Lot
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Back Yard
  • Property is zoned A1

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Property Views

  • River
  • Woods
  • Creek or Stream
  • Garden

Home Design

  • Colonial Architecture
  • Traditional Architecture
  • Poured Concrete
  • Architectural Shingle Roof
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • 1 Fireplace
  • Double Pane Windows
  • Window Treatments
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Kitchen and Living
  • Formal Dining Room
  • Den
  • Recreation Room
  • Sun or Florida Room
  • Utility Room
  • Laundry Room
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Double Oven
  • Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-In Closet

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Basement Windows

Outdoor Features

  • Water Access
  • River Nearby
  • Stream or River on Lot
  • Deck
  • Rain Gutters
  • Porch

Schools

  • Hartwood Elementary School
  • T. Benton Gayle Middle School
  • Colonial Forge High School

Utilities

  • Central Heating and Cooling System
  • Propane
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms
  • Septic Tank

Community Details

  • Association fees include common area maintenance
  • Summerset Ridge South HOA
  • Built by Atlantic Builders
  • Summerset Ridge South Subdivision
  • Property is near a preserve or public land

Listing and Financial Details

  • Tax Lot 24
  • Assessor Parcel Number 43T 24

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,997

Year Built

Built in 2021

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional, Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/23/2025 12:00:00 AM
  • Year Built: 2021
  • Remarks Public: Nestled in the serene community of Summerset Ridge South on the banks of the Rappahannock River, this stunning 6-bedroom, 3.5-bathroom home offers a perfect blend of modern comfort, outdoor adventures and traditional charm. Built in 2021, the residence features a classic Colonial design with HardiPlank siding, ensuring durability and timeless appeal. Step inside to discover an inviting open floor plan that seamlessly connects the gourmet kitchen, complete with stainless steel appliances, a spacious island, and a cozy breakfast area, to the family room, where a warm fireplace beckons for gatherings. The formal dining room adds an elegant touch for special occasions, while the walk-in closets and ample pantry space cater to your storage needs. The fully finished basement, with daylight windows and a walkout entrance, provides additional living space, perfect for a home theater or play area. Enjoy the tranquility of your 3.01-acre lot, which backs to lush trees and features a peaceful stream, creating a private oasis for relaxation and outdoor activities. The back of the lot abuts the Fredericksburg Watershed Property – huntable public land along the Rappahannock River under permanent protection from development. Take a walk through the woods to enjoy time on the Rappahannock River for fishing, SUP, kayaking, splashing, or skipping rocks. Step out your back door onto the expansive deck and porch and savor morning coffee or evening sunsets while overlooking the picturesque views of the garden and woods. With an attached two-car garage and a well-maintained gutter system, this home combines convenience with nature's beauty. Experience the perfect blend of comfort, style, and nature in this exceptional property—your dream home awaits!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Oven - Wall, Oven - Double, Refrigerator, Stainless Steel Appliances, Water Heater
  • Interior Amenities: Attic, Breakfast Area, Ceiling Fan(s), Combination Kitchen/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Kitchen - Gourmet, Pantry, Walk-In Closet(s), Water Treat System, Window Treatments
  • Window Features: Double Pane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer, Bedroom 1, Sun/Florida Room, Laundry, Recreation Room, Utility Room, Bedroom 6, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Poured Concrete, Walkout Level, Windows
  • Total Sq Ft: 4156
  • Living Area Sq Ft: 3947
  • Price Per Sq Ft: 287.65
  • Above Grade Finished Sq Ft: 2729
  • Below Grade Finished Sq Ft: 1218
  • Below Grade Sq Ft: 209
  • Total Below Grade Sq Ft: 1427
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 85

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Exterior Features: Gutter System
  • Roof: Architectural Shingle
  • View: Creek/Stream, Garden/Lawn, Trees/Woods, River
  • Water Access: Yes
  • Water Body Name: Rappahannock River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists, Septic = # Of Br
  • Utilities: Propane, Electric Available
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 200.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: SUMMERSET RIDGE SOUTH
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: STAFFORD COUNTY PUBLIC SCHOOLS
  • Elementary School: HARTWOOD
  • Middle School: T. BENTON GAYLE
  • High School: COLONIAL FORGE
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139497596
  • School District Source: 3rd Party
  • Elementary School: HARTWOOD
  • High School: COLONIAL FORGE
  • Middle Or Junior School: T. BENTON GAYLE

Lot Info

  • Lot Features: Backs To Trees, Cleared, Partly Wooded, Private, Rear Yard, Stream/Creek, Adjoins - Public Land
  • Lot Size Acres: 3.01
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 131115.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2024
  • Zoning: A1
  • In City Limits: No

Building Info

  • Builder Name: Atlantic Builders

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5997.00
  • Assessor Parcel Number: 43T 24
  • Tax Lot: 24
  • Tax Total Finished Sq Ft: 2729
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: STAFFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,997 $661,400 $175,000 $486,400
2024 $5,997 $661,400 $175,000 $486,400
2023 $5,327 $563,700 $120,000 $443,700
2022 $4,444 $522,800 $120,000 $402,800
2021 $873 $449,800 $90,000 $359,800
2020 $873 $90,000 $90,000 $0
2019 $808 $80,000 $80,000 $0
2018 $792 $80,000 $80,000 $0
2017 $792 $80,000 $80,000 $0
2016 $792 $80,000 $80,000 $0
2015 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2025 07/30/25 Price Changed $785,000 -1.9% $199 / Sq Ft
06/26/2025 06/26/25 Price Changed $799,900 -2.5% $203 / Sq Ft
06/11/2025 06/11/25 Price Changed $820,000 -3.0% $208 / Sq Ft
05/23/2025 05/23/25 For Sale $845,000 +9.5% $214 / Sq Ft
01/12/2023 01/12/23 Sold $771,500 +2.9% $208 / Sq Ft
11/29/2022 11/29/22 Price Changed $750,000 -1.2% $202 / Sq Ft
11/10/2022 11/10/22 Price Changed $759,000 -2.6% $205 / Sq Ft
10/27/2022 10/27/22 For Sale $779,000 -- $210 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $771,500 First American Title
Bargain Sale Deed $771,500 None Listed On Document
Deed $673,959 Fidelity National Title
Deed $95,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $617,200 New Conventional
Previous Owner $650,825 VA
Source: Public Records

Source: Bright MLS

MLS Number: VAST2039022

Bright MLS

APN: 43T-24