NOT LISTED FOR SALE

Estimated Value: $389,833

3 Beds
2 Baths
1,582 Sq Ft
$246/Sq Ft Est. Value

Last Sold May 09, 2024

Last sale price $374,000 $236 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,781/month

6 Days on Market

Highlights

  • 0.69 Acre Lot
  • Deck
  • Wine Refrigerator
  • Oswego High School Rated A-
  • Family Room with Fireplace
  • Stainless Steel Appliances

About This Home

As of May 2024

Fantastic 3 Bedroom Home in Unincorporated Oswego Welcome to this stunning 3-bedroom home located in unincorporated Oswego. Boasting a 4-car detached garage, a long driveway, and a shed, this property offers both convenience and ample storage space. Upon entering, you are greeted by a generous glass-blocked foyer. The spacious family room is adorned with large picture windows, allowing abundant natural light to fill the space. The family room also features a captivating stone wall with a fireplace, setting a warm and inviting ambiance. The kitchen has been tastefully updated with granite countertops, a large island, and stainless steel appliances, providing a perfect blend of style and functionality. From the kitchen, you can enjoy views of the expansive backyard, complete with a composite deck, ideal for outdoor gatherings, and easy access to the 4-car garage and large shed. The front yard is ideal for fall football games and other outdoor activities, offering a perfect space for recreation and relaxation. The basement adds extra value with a large laundry room and a full bathroom. Additionally, with high ceilings in half of the basement, there's potential for a workshop or a fantastic movie room, allowing you to customize the space to suit your needs. Conveniently located in central Oswego, this home offers easy access to dining, parks, festivals, and shopping, making it the perfect place to call home.

Last Listed By

Ashley Rhea Shields

john greene, Realtor License #475160518 Listed on: 03/28/2024

john greene, Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,316

Year Built

  • Built in 1958

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 150x200

Parking

  • 4 Car Detached Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,582 Sq Ft Home
  • 1-Story Property
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Combination Kitchen and Dining Room

Kitchen

  • Range
  • Microwave
  • High End Refrigerator
  • Wine Refrigerator
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Shed

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Well
  • Private or Community Septic Tank

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,316

Year Built

Built in 1958

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1958
  • Age: 61-70 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, High End Refrigerator, Stainless Steel Appliance(s), Wine Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 2
  • LivingArea: 1582
  • Room Type: Foyer
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Fireplace Location: Family Room,Basement
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 375000
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Stone,Other

Garage/Parking

  • Garage Spaces: 4
  • ParkingTotal: 4
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.69
  • Lot Dimensions: 150X200
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7316
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2024
Closed on
May 9, 2024
Sold by
Alvey Kirk and Alvey Judy
Bought by
Reynolds Michael R and Reynolds Ariana S
Seller's Agent
Ashley Rhea Shields
john greene, Realtor
Buyer's Agent
Malanie Moreno
Keller Williams Innovate - Aurora
List Price
$375,000
Sold Price
$374,000
Premium/Discount to List
-$1,000
-0.27%
Total Days on Market
6
Views
109
Current Estimated Value
$389,833

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,833
Avg. Annual Appreciation
0.52%
Original Mortgage
$373,000
Outstanding Balance
$368,098
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$7,822

Purchase Details

Closed on
May 10, 2018
Sold by
Tadder Jeffrey Louis and Tadder Holly Michelle
Bought by
Alvey Kirk and Alvey Judy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,580
Interest Rate
4.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 2, 2009
Sold by
Us Bank National Association
Bought by
Tadder Jeffrey Louis and Tadder Holly Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,750
Interest Rate
5.11%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 24, 2008
Sold by
Hernandez Consuelo
Bought by
Us Bank National Association and Credit Suisse First Boston Heat 2005-4

Purchase Details

Closed on
Jul 29, 2004
Sold by
Hernandez Consuelo and Duran America
Bought by
Hernandez Consuelo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
6.75%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Sep 10, 2002
Sold by
Hicks Patsy A
Bought by
Hernandez Consuelo and Duran America

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,430
Interest Rate
6.32%
Mortgage Type
FHA

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reynolds Michael R $374,000 None Listed On Document
Alvey Kirk $214,000 First American Title
Tadder Jeffrey Louis $121,000 First American Title
Us Bank National Association -- Premier Title
Hernandez Consuelo -- --
Hernandez Consuelo $180,000 First American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Reynolds Michael R $373,000
Previous Owner Alvey Kirk $202,750
Previous Owner Alvey Kirk $207,580
Previous Owner Tadder Jeffrey Louis $90,750
Previous Owner Hernandez Consuelo $216,000
Previous Owner Hernandez Consuelo $54,000
Previous Owner Hernandez Consuelo $184,000
Previous Owner Hernandez Consuelo $164,430
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/09/2024 05/09/24 Sold $374,000 -0.3% $236 / Sq Ft
04/04/2024 04/04/24 Pending -- -- --
03/28/2024 03/28/24 For Sale $375,000 -- $237 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,316 $90,131 $21,212 $68,919
2022 $7,316 $88,364 $20,796 $67,568
2021 $6,843 $80,330 $18,905 $61,425
2020 $6,488 $75,783 $17,835 $57,948
2019 $6,592 $75,783 $17,835 $57,948
2018 $7,239 $75,783 $17,835 $57,948
2017 $7,020 $69,525 $16,362 $53,163
2016 $6,917 $67,500 $15,885 $51,615
2015 $7,047 $65,534 $15,422 $50,112
2014 -- $61,824 $14,549 $47,275
2013 -- $62,449 $14,696 $47,753
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12006282

Midwest Real Estate Data (MRED)

APN: 03-18-403-009