$1,595,000
OPEN SUN 2PM - 4PM $36K PRICE INCREASE

Estimated payment $8,852/month

4 Beds
3.5 Baths
3,700 Sq Ft
$431 Price per Sq Ft

Highlights

  • The property is located in a historic district
  • Freestanding Bathtub
  • No HOA
  • Fireplace in Primary Bedroom
  • Wood Flooring
  • Home Office

About This Home

Welcome to 850 Oak Street, an extraordinary restoration in Chattanooga's iconic Fort Wood Historic District, a neighborhood celebrated for its timeless architecture, tree-lined streets, and some of the city's most cherished historic homes. Built in 1900, this residence has been meticulously revived to honor its period craftsmanship while embracing thoughtful modern updates. The expansive columned front porch instantly captivates, featuring the original mosaic tile floor, an inviting spot to enjoy summer afternoons on your porch swing. The newly designed landscape highlights classic Southern plantings that will mature beautifully and further elevate the home's historic charm. The generous lot also offers ample space to add a garage with a rooftop deck, enhancing both functionality and outdoor living. Inside, restored wavy glass windows, soaring ceilings with custom dentil molding, ornate baseboards, multiple fireplaces, imported wallpaper, and carefully curated period lighting create an atmosphere rich in character. Original pocket doors, rediscovered during renovation, now elegantly separate the parlor, study, and living room, each space reflecting the home's storied past. The moody study with exposed brick is a cozy retreat ideal for working from home, while the living room features a stunning custom marble fireplace surround. Nearly floor-to-ceiling windows illuminate the formal dining room with natural light. The color-drenched kitchen is a work of art, featuring a farmhouse sink, marbled granite counters and backsplash, Monogram appliances, herringbone wood floors, beadboard, and furniture-grade cabinetry. A spacious half bath sits nearby, and a second staircase connects the kitchen to both the upper level and the lower suite. Upstairs, three beautifully curated bedrooms offer generous closets, while the hall bath showcases exquisite tilework and charming details. The designer-level laundry room, complete with patterned wallpaper, utility sink, pullout storage and folding counter, connects directly to the expansive primary closet. The primary suite feels like a peaceful treehouse escape, with tall windows and a luxury ensuite bath featuring deep green brick walls, a stunning pink clawfoot tub, harlequin floors, and a striking tiled shower. The private lower level suite, accessed by its own separate entrance, is ideal for guests, a dedicated office, or multigenerational living. Complete with a living area with bar, bedroom, and full bath, it offers exceptional flexibility.

Listing Agent

Diane Patty

Keller Williams Realty License #320892 Listed on: 11/21/2025

Keller Williams Realty

Co-Listing Agent

Lisa Brown

Keller Williams Realty License #321895

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,146

Year Built

  • Built in 1900

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 45.33x144
  • Private Entrance
  • Front Yard

Home Design

  • Brick Exterior Construction
  • Brick Foundation

Interior Spaces

  • 3,700 Sq Ft Home
  • 3-Story Property
  • Bar Fridge
  • Bar
  • Crown Molding
  • Chandelier
  • Family Room
  • Living Room with Fireplace
  • 4 Fireplaces
  • Formal Dining Room
  • Home Office
  • Finished Basement

Kitchen

  • Built-In Electric Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Farmhouse Sink

Flooring

  • Wood
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Primary Bedroom
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Fireplace in Bathroom
  • Double Vanity
  • Freestanding Bathtub
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on upper level

Parking

  • Off-Street Parking
  • Parking Permit Required

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Brown Academy Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics & Tech High School

Additional Features

  • The property is located in a historic district
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Fort Wood Subdivision

Listing and Financial Details

  • Assessor Parcel Number 146h E 023

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,146

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.15
  • Lot Size: 45.33X144
  • Co List Office Mls Id: 10708
  • Co List Office Phone: 423-664-1900
  • Subdivision Name: Fort Wood
  • Directions: From McCallie Ave, turn onto Fort Wood Place, turn left onto Oak Street, home is on the left.
  • Above Grade Finished Sq Ft: 3700.0
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Three Or More
  • Living Area: 3700.0
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1900
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 146h E 023
  • Location Tax and Legal Elementary School: Brown Academy
  • Location Tax and Legal Middle Or Junior School2: Orchard Knob Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 5145.81
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3700.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.15
  • General Property Information Lot Size Square Feet2: 6534.0
  • General Property Information Lot Size Dimensions: 45.33X144
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to 850 Oak Street, an extraordinary restoration in Chattanooga's iconic Fort Wood Historic District, a neighborhood celebrated for its timeless architecture, tree-lined streets, and some of the city's most cherished historic homes. Built in 1900, this residence has been meticulously revived to honor its period craftsmanship while embracing thoughtful modern updates. The expansive columned front porch instantly captivates, featuring the original mosaic tile floor, an inviting spot to enjoy summer afternoons on your porch swing. The newly designed landscape highlights classic Southern plantings that will mature beautifully and further elevate the home's historic charm. The generous lot also offers ample space to add a garage with a rooftop deck, enhancing both functionality and outdoor living. Inside, restored wavy glass windows, soaring ceilings with custom dentil molding, ornate baseboards, multiple fireplaces, imported wallpaper, and carefully curated period lighting create an atmosphere rich in character. Original pocket doors, rediscovered during renovation, now elegantly separate the parlor, study, and living room, each space reflecting the home's storied past. The moody study with exposed brick is a cozy retreat ideal for working from home, while the living room features a stunning custom marble fireplace surround. Nearly floor-to-ceiling windows illuminate the formal dining room with natural light. The color-drenched kitchen is a work of art, featuring a farmhouse sink, marbled granite counters and backsplash, Monogram appliances, herringbone wood floors, beadboard, and furniture-grade cabinetry. A spacious half bath sits nearby, and a second staircase connects the kitchen to both the upper level and the lower suite. Upstairs, three beautifully curated bedrooms offer generous closets, while the hall bath showcases exquisite tilework and charming details. The designer-level laundry room, complete with patterned wallpaper, utility sink, pullout storage
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: Second
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: Second
  • Room Types Primary Bedroom Level: Second
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 3
  • Foundation Details BrickMortar: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Room Types Office2: Yes
  • Room Types Office Level: First
  • Flooring:Ceramic Tile: Yes
  • Laundry Features:Upper Level: Yes
  • Flooring:Concrete2: Yes
  • Fireplace Features:Bath2: Yes
  • Special Features: 4097
  • Stories: 3

Interior Features

  • Appliances: Refrigerator, Range Hood, Microwave, Dishwasher, Cooktop, Built-In Electric Oven, Bar Fridge
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Bath, Bedroom, Living Room, Primary Bedroom
  • Fireplaces: 4
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Concrete, Hardwood
  • Interior Amenities: Bar, Chandelier, Crown Molding, Double Vanity, Pantry, Separate Dining Room, Separate Shower, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
  • Appliances Dishwasher: Yes
  • Community Features:Historic District: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 4
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Range Hood: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Soaking Tub: Yes
  • Fireplace Features:Bedroom2: Yes
  • Interior Features:Chandelier: Yes
  • Fireplace Features:Primary Bedroom2: Yes
  • Appliances:Cooktop: Yes
  • InteriorFeatures:Bar: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Appliances:Bar Fridge: Yes

Exterior Features

  • Lot Features: Front Yard
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Private Entrance, Rain Gutters
  • Foundation Details: Brick/Mortar
  • Patio And Porch Features: Covered, Front Porch, Side Porch
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Covered: Yes
  • Lot Features:Front Yard2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio and Porch Features:Side Porch: Yes
  • Exterior Features:Private Entrance: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street, Permit Required
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes
  • Parking Features:Permit Required: Yes

Utilities

  • Laundry Features: Laundry Room, Upper Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Community Features: Historic District
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Brown Academy
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Orchard Knob Middle

Lot Info

  • Lot Size Sq Ft: 6534.0
  • Additional Parcels: No
  • Parcel #: 146h E 023

Tax Info

  • Tax Annual Amount: 5145.81

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,566 $114,675 $0 $0
2023 $2,566 $114,675 $0 $0
2022 $2,566 $114,675 $0 $0
2021 $2,566 $114,675 $0 $0
2020 $1,955 $70,700 $0 $0
2019 $1,955 $70,700 $0 $0
2018 $1,736 $70,700 $0 $0
2017 $1,955 $70,700 $0 $0
2016 $1,296 $0 $0 $0
2015 $2,494 $46,875 $0 $0
2014 $2,494 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/22/2025 11/22/25 Price Changed $1,595,000 +2.3% $431 / Sq Ft
11/21/2025 11/21/25 For Sale $1,559,000 -- $421 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $535,000 Bridge City Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $454,750 New Conventional
Source: Public Records

About the Listing Agent

Diane Patty

Keller Williams Realty

(423) 205-7702

Section Image

Diane Patty's journey began with an internship at Lovemans Department Store in Chattanooga, initially hesitant about the move but ultimately falling in love with the city and its people. Her path has led her through three distinct careers. From her role as a buyer at Lovemans, she forged a lasting friendship with Lisa Brown spanning over 30 years. After marriage and starting a family with her daughter Carmen and son Clifton, Diane managed a law firm before finding her true passion as a

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Source: Greater Chattanooga REALTORS®

MLS Number: 1524393

Greater Chattanooga REALTORS®

APN: 146H-E-023