NOT LISTED FOR SALE

Estimated Value: $465,944 - $486,000

2 Beds
2 Baths
985 Sq Ft
$513/mo HOA Fee

Last Sold February 26, 2024

Last sale price $425,000 $431 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $3,390/month

6 Days on Market

Highlights

  • 200 Feet of Waterfront
  • Pier or Dock
  • Water Oriented
  • Beach Elementary School Rated A-
  • Fitness Center
  • Gated Community

About This Home

As of February 2024

This condominium, nestled within a luxurious gated community, offers a panoramic view of the Chesapeake Bay. Step inside and be captivated by the elegant charm that Horizons on the Bay offers. This highly sought after corner condo with 2 bedrooms and 2 full baths, is designed to provide comfort and convenience for everyday living. The fully equipped kitchen boasts tile flooring, abundant counter space, and ample storage. Enjoy the wide-open living room with its direct waterfront view, cozy fireplace and LVP flooring. Unobstructed views can be enjoyed not only from the living area but also from the primary suite. This corner unit offers additional windows in the primary suite giving you a true panoramic bay view along with a generous walk-in closet. The primary bath offers a spacious vanity and walk-in shower, custom built-in storage and office nook. This unit also offers a second bedroom, separate laundry and second full bath. From your 3rd floor private balcony, enjoy unobstructed views of the breathtaking sunsets and abundant wildlife including osprey, heron and bald eagles. The balcony spans the entire length of the condo and can be accessed by both the living room and primary suite. Whether you're seeking relaxation or adventure, Horizons on the Bay offers a multitude of amenities and nearby attractions to suit your every need. Indulge in the heated rooftop pool, perfect for unwinding after a long day. Stay active and maintain your fitness routine at the well-equipped fitness center. Get lost in a good book at the library or gather with friends and family at the picnic area complete with grills and a firepit. Enjoy the day fishing or crabbing from the large community pier. Convenient to restaurants, shopping, beaches, boardwalks, the community water park, charter fishing, marinas, and is an easy commute to Annapolis, DC, Baltimore and several military bases.

Additional information:
The linen closet in the primary bathroom was turned into an office nook and the tub was converted into a storage closet. The tub is still fully functional. There is a second tub in the other bathroom.

Last Agent to Sell the Property

Amy Skora

(410) 707-2194 amy@mckennavane.com Samson Properties License #667603 Listed on: 12/12/2023

Samson Properties

Last Buyer's Agent

Chrystal Dove

(717) 304-6594 chrystaldove@gmail.com CENTURY 21 New Millennium License #657478

CENTURY 21 New Millennium

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,216

Year Built

  • Built in 2005

Lot Details

  • 1 Common Wall

HOA Fees

  • $513 Monthly HOA Fees

Parking

  • Parking Lot

Home Design

  • Entry on the 3rd floor
  • Synthetic Stucco Exterior

Interior Spaces

  • 985 Sq Ft Home
  • Entrance Foyer
  • Living Room
  • Washer and Dryer Hookup

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Water Oriented
  • Property near a bay

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 310
  • Assessor Parcel Number 0503181421

Community Details

Overview

  • Association fees include all ground fee, common area maintenance, exterior building maintenance, health club, insurance, lawn maintenance, management, pest control, pier/dock maintenance, pool(s), reserve funds, security gate, sewer, snow removal, trash
  • Mid-Rise Condominium
  • Horizon On The Bay Condo Community
  • Horizon On The Bay Condo Subdivision
  • Property has 6 Levels

Amenities

  • Picnic Area
  • Common Area
  • Meeting Room
  • Community Library
  • Elevator

Recreation

  • Pier or Dock
  • Community Pool

Pet Policy

  • Pets Allowed
  • Pet Size Limit

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,216

Year Built

Built in 2005

Lot Details

0

HOA Fees

$513 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Mid-Rise 5 - 8 Floors
  • Architectural Style: Unit/Flat
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 0

Interior Features

  • Entry Floor: 3
  • Flooring Type: Carpet, Ceramic Tile, Luxury Vinyl Plank
  • Fireplace: No
  • Common Walls: 1 Common Wall
  • Levels Count: 6
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer, Bathroom 2, Primary Bathroom
  • Basement: No
  • Total Sq Ft: 985
  • Living Area Sq Ft: 985
  • Price Per Sq Ft: 426.40
  • Above Grade Finished Sq Ft: 985
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Synthetic Stucco
  • Water Access: No
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: No
  • Water Frontage In Feet: 200

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Type Of Parking: Parking Lot

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 512.66
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Common Grounds, Elevator, Exercise Room, Fitness Center, Gated Community, Library, Meeting Room, Picnic Area, Pier/Dock, Pool - Outdoor, Swimming Pool
  • HOA Condo Co-Op Fee Includes: All Ground Fee, Common Area Maintenance, Ext Bldg Maint, Health Club, Insurance, Lawn Maintenance, Management, Pest Control, Pier/Dock Maintenance, Pool(s), Reserve Funds, Security Gate, Sewer, Snow Removal, Trash
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Zoning: MCR
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Size/Weight Restriction
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4216.00
  • Assessor Parcel Number: 0503181421
  • Tax Lot: 310
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 12, 2023
Closed on
Feb 26, 2024
Sold by
Elizabeth B Mcwilliams Revocable Trust
Bought by
Tyler Cheryl
Seller's Agent
Amy Skora
Samson Properties
Buyer's Agent
Chrystal Dove
CENTURY 21 New Millennium
List Price
$420,000
Sold Price
$425,000
Premium/Discount to List
$5,000
1.19%
Views
82
Current Estimated Value
$475,486

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,486
Avg. Annual Appreciation
6.22%
Original Mortgage
$297,500
Outstanding Balance
$291,940
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$183,546

Purchase Details

Closed on
Mar 20, 2008
Sold by
Mcwilliams Elizabeth B
Bought by
Mcwilliams Elizabeth B and Trustee

Purchase Details

Closed on
Jan 22, 2008
Sold by
Mcwilliams Elizabeth B
Bought by
Mcwilliams Elizabeth B and Trustee

Purchase Details

Closed on
Feb 3, 2005
Sold by
West Beach Llc
Bought by
Mcwilliams Elizabeth B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
5.87%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Feb 1, 2005
Sold by
West Beach Llc
Bought by
Mcwilliams Elizabeth B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
5.87%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tyler Cheryl $425,000 Titlemax
Tyler Cheryl $425,000 Titlemax
Mcwilliams Elizabeth B -- --
Mcwilliams Elizabeth B -- --
Mcwilliams Elizabeth B $420,900 --
Mcwilliams Elizabeth B $420,900 None Available
Mcwilliams Elizabeth B $420,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tyler Cheryl $297,500
Closed Tyler Cheryl $297,500
Previous Owner Mcwilliams Elizabeth B $175,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/26/2024 02/26/24 Sold $425,000 +1.2% $431 / Sq Ft
12/18/2023 12/18/23 Pending -- -- --
12/12/2023 12/12/23 For Sale $420,000 -- $426 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,731 $439,000 $189,000 $250,000
2024 $4,420 $409,667 $0 $0
2023 $3,960 $380,333 $0 $0
2022 $3,728 $351,000 $189,000 $162,000
2021 $3,688 $346,000 $0 $0
2020 $3,688 $341,000 $0 $0
2019 $3,678 $336,000 $189,000 $147,000
2018 $3,681 $336,000 $189,000 $147,000
2017 $3,748 $336,000 $0 $0
2016 -- $336,000 $0 $0
2015 $3,435 $330,667 $0 $0
2014 $3,435 $325,333 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2014004

Bright MLS

APN: 03-181421