$280,000
SOLD JUN 27, 2025

851 Middle Creek Rd Otto, NC 28763

Otto Neighborhood
2 Beds
2 Baths
930 Sq Ft
2.07 Acres

Recently Sold

$301 Per Sq Ft

6% Below List Price

38 Days on Market

Highlights

  • Horses Allowed On Property
  • RV Access or Parking
  • Ranch Style House
  • River Front
  • 2.07 Acre Lot
  • Living Area on First Floor

About This Home

As of June 2025

Situated where Middle Creek and the Little Tennessee River collide, you will discover the perfect blend of comfort and country living with this delightful 2-bedroom, 2-bath brick home, nestled on a 2+ acre, picturesque landscape that features unrestricted, flat land with over 230 feet of peaceful creek frontage. This charming brick home features single level living with an inviting covered porch, metal roof, and a barn/storage building. Interior features include a living area, stainless appliances in the kitchen, and a main bedroom with attached full bath. Step back outside to enjoy the tranquility of your private slice of nature while working your mini-farm, gardening, or simply soaking in the serene surroundings. The gently flowing creek adds to the property's charm, creating a perfect backdrop for outdoor activities including fishing, tubing, kayaking, and more! If you're looking to plant your roots and start your mini-farm, or to have the perfect vacation spot, this property offers endless possibilities. Don't miss the chance to make this beautiful country escape your own!

Last Agent to Sell the Property

Matthew Cochran

Realty One Group Vibe Brokerage Phone: 8283708423 License #339619 Listed on: 04/11/2025

Realty One Group Vibe

Last Buyer's Agent

Pat Sluder

Western Carolina Properties-Dillsboro License #189426

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,019

Year Built

  • Built in 1971

Lot Details

  • 2.07 Acre Lot
  • Home fronts a stream
  • River Front
  • Property fronts a state road
  • Level Lot
  • Open Lot

Parking

  • RV Access or Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Metal Roof

Interior Spaces

  • 930 Sq Ft Home
  • Ceiling Fan
  • Living Area on First Floor
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Home Security

  • Storm Windows
  • Partial Storm Protection

Outdoor Features

  • Outdoor Storage
  • Outbuilding
  • Porch

Utilities

  • Central Air
  • Heating Available
  • Shared Well
  • Electric Water Heater
  • Septic Tank

Additional Features

  • In Flood Plain
  • Pasture
  • Horses Allowed On Property

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 6590125922

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,019

Year Built

Built in 1971

Lot Details

0

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Horses: Yes
  • Lot Size Acres: 2.07
  • Road Frontage Type: State Road
  • Road Surface Type: Paved
  • Ownership: More than One Year
  • Directions: From Franklin, take Hwy 441S (Georgia Road) for approximately 8 miles and turn left onto Tessentee Road. Travel about 0.2 miles and turn right onto Middle Creek Road. Home will be on 0.8 miles on your right, just after you cross the bridge.
  • Architectural Style: Ranch/Single
  • Carport Y N: No
  • Garage Yn: No
  • Year Built: 1971
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • Attribution Contact: 8283708423
  • NAV27_AllowsVacationRentalYN: No
  • Special Features: None

Interior Features

  • Furnished: Unfurnished
  • Appliances: Electric Water Heater, Dishwasher, Microwave, Electric Oven/Range, Refrigerator
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Doors-Storm Part
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Vinyl, Laminate
  • Interior Amenities: Ceiling Fan(s), Main Level Living, Primary w/Ensuite, Primary on Main Level, Pantry
  • Living Area: 930
  • Window Features: Windows-Storm Part
  • Room Bedroom2 Level: First
  • Living Room Living Room Level: First
  • Master Bedroom Master Bedroom Level: First
  • Room Bedroom2 Area: 99.3056
  • Room Living Room Area: 158.25
  • Room Kitchen Area: 74.3056
  • Master Bedroom Master Bedroom Width: 14.25
  • Room Master Bedroom Area: 285

Exterior Features

  • Lot Features: Allow RVs, Flood Plain, Level, Level Yard, Open Lot, Pasture, Suitable for Horses, Unrestricted
  • View: No
  • Waterfront Features: River Access, River Front, Stream/Creek
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Brick
  • Other Structures: Outbuilding/Workshop, Storage Building/Shed
  • Patio And Porch Features: Porch
  • Roof: Metal

Garage/Parking

  • Attached Garage: No
  • Parking Features: None-Carport

Utilities

  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cell Service Available
  • Water Source: Shared Well
  • Gas Company: Propane Tank: None
  • Telephone: Cell Service Available

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Lot Info

  • Lot Size Sq Ft: 90169.2
  • Parcel #: 6590125922

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1018.79
  • Tax Book Number: E-41

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
Jun 14, 2025
Sold by
Revord Cameron R and Revord Lauren A
Bought by
Smith Tyler Jacob
Seller's Agent
Matthew Cochran
Realty One Group Vibe
Buyer's Agent
Pat Sluder
Western Carolina Properties-Dillsboro
List Price
$299,000
Sold Price
$280,000
Premium/Discount to List
-$19,000
-6.35%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.77%
Original Mortgage
$289,240
Outstanding Balance
$288,994
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
-$412

Purchase Details

Listed on
Jun 27, 2021
Closed on
Aug 18, 2021
Sold by
Helmer Paul and Helmer Hilary
Bought by
Revord Cameron R and Revord Lauren A
Seller's Agent
Kathy Clifton
Bald Head Realty
Buyer's Agent
Stephanie Sainz
Bald Head Realty
List Price
$245,000
Sold Price
$245,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.52%
Original Mortgage
$235,000
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Closed on
May 2, 2005
Sold by
Oquinn Dorothy Hopper and Oquinn Thomas Marion
Bought by
Helmer Paul and Helmer Hilary
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $280,000 None Listed On Document
Warranty Deed $280,000 None Listed On Document
Warranty Deed $245,000 None Available
Warranty Deed $94,000 None Available
Warranty Deed $94,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $289,240 VA
Closed $289,240 VA
Previous Owner $235,000 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Sold $280,000 -3.1% $301 / Sq Ft
05/19/2025 05/19/25 Pending -- -- --
05/15/2025 05/15/25 Price Changed $289,000 -1.7% $311 / Sq Ft
05/05/2025 05/05/25 Price Changed $294,000 -1.7% $316 / Sq Ft
04/11/2025 04/11/25 For Sale $299,000 +22.0% $322 / Sq Ft
08/19/2021 08/19/21 Sold $245,000 0.0% $255 / Sq Ft
07/20/2021 07/20/21 Pending -- -- --
06/28/2021 06/28/21 For Sale $245,000 -- $255 / Sq Ft
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,019 $257,130 $76,240 $180,890
2023 $733 $257,130 $76,240 $180,890
2022 $733 $124,410 $37,680 $86,730
2021 $606 $99,620 $37,680 $61,940
2020 $549 $99,620 $37,680 $61,940
2018 $549 $109,700 $40,680 $69,020
2017 $549 $109,700 $40,680 $69,020
2016 $549 $109,700 $40,680 $69,020
2015 $522 $109,700 $40,680 $69,020
2014 $452 $115,860 $55,270 $60,590
2013 -- $115,860 $55,270 $60,590
Source: Public Records

Agents Affiliated with this Home

  • Matthew Cochran

    Seller's Agent in 2025

    Matthew Cochran

    Realty One Group Vibe

    (828) 371-8252

    2 in this area

    36 Total Sales

    Matthew Cochran
    Section Image

  • P

    Buyer's Agent in 2025

    Pat Sluder

    Western Carolina Properties-Dillsboro

    (828) 507-9107

    1 in this area

    66 Total Sales

    Pat Sluder
    Section Image
  • Kathy Clifton

    Seller's Agent in 2021

    Kathy Clifton

    Bald Head Realty

    (828) 226-1074

    22 in this area

    174 Total Sales

    Kathy Clifton
    Section Image
  • Stephanie Sainz

    Buyer's Agent in 2021

    Stephanie Sainz

    Bald Head Realty

    (828) 215-0606

    21 in this area

    243 Total Sales

    Stephanie Sainz
    Section Image
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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26040548

APN: 6590125922

North Carolina Macon County Otto 28763 Otto

851 Middle Creek Rd, Otto, NC

This home is located at 851 Middle Creek Rd, Otto, NC 28763 and is currently priced at $280,000, approximately $301 per square foot. This property was built in 1971. 851 Middle Creek Rd is a home located in Macon County with nearby schools including South Macon Elementary School, Mountain View Intermediate School, and Macon Middle School.

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