Seller's Agent in 2025
Matthew Cochran
Realty One Group Vibe
(828) 371-8252
2 in this area
41 Total Sales
851 Middle Creek Rd Otto, NC 28763
Otto Neighborhood
2
Beds
2
Baths
930
Sq Ft
90,169
Sq Ft Lot
Highlights
- Horses Allowed On Property
- RV Access or Parking
- Ranch Style House
- River Front
- 2.07 Acre Lot
- Living Area on First Floor
About This Home
As of June 2025Situated where Middle Creek and the Little Tennessee River collide, you will discover the perfect blend of comfort and country living with this delightful 2-bedroom, 2-bath brick home, nestled on a 2+ acre, picturesque landscape that features unrestricted, flat land with over 230 feet of peaceful creek frontage. This charming brick home features single level living with an inviting covered porch, metal roof, and a barn/storage building. Interior features include a living area, stainless appliances in the kitchen, and a main bedroom with attached full bath. Step back outside to enjoy the tranquility of your private slice of nature while working your mini-farm, gardening, or simply soaking in the serene surroundings. The gently flowing creek adds to the property's charm, creating a perfect backdrop for outdoor activities including fishing, tubing, kayaking, and more! If you're looking to plant your roots and start your mini-farm, or to have the perfect vacation spot, this property offers endless possibilities. Don't miss the chance to make this beautiful country escape your own!
Last Agent to Sell the Property
Realty One Group Vibe Brokerage Phone: 8283708423 License #339619 Listed on: 04/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,019
Year Built
- Built in 1971
Lot Details
- 2.07 Acre Lot
- Home fronts a stream
- River Front
- Property fronts a state road
- Level Lot
- Open Lot
Parking
- RV Access or Parking
Home Design
- Ranch Style House
- Brick Exterior Construction
- Metal Roof
Interior Spaces
- 930 Sq Ft Home
- Ceiling Fan
- Living Area on First Floor
- Crawl Space
Kitchen
- Electric Oven or Range
- Microwave
- Dishwasher
Flooring
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
- 2 Full Bathrooms
Home Security
- Storm Windows
- Partial Storm Protection
Outdoor Features
- Outdoor Storage
- Outbuilding
- Porch
Utilities
- Central Air
- Heating Available
- Shared Well
- Electric Water Heater
- Septic Tank
Additional Features
- In Flood Plain
- Pasture
- Horses Allowed On Property
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 6590125922
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 11, 2025
Closed on
Jun 14, 2025
Sold by
Revord Cameron R and Revord Lauren A
Bought by
Smith Tyler Jacob
Seller's Agent
Matthew Cochran
Realty One Group Vibe
Buyer's Agent
Pat Sluder
Western Carolina Properties-Dillsboro
List Price
$299,000
Sold Price
$280,000
Premium/Discount to List
-$19,000
-6.35%
Views
41
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,018
Avg. Annual Appreciation
3.89%
Original Mortgage
$289,240
Outstanding Balance
$288,497
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
-$364
Purchase Details
Listed on
Jun 27, 2021
Closed on
Aug 18, 2021
Sold by
Helmer Paul and Helmer Hilary
Bought by
Revord Cameron R and Revord Lauren A
Seller's Agent
Kathy Clifton
Bald Head Realty
Buyer's Agent
Stephanie Sainz
Bald Head Realty
List Price
$245,000
Sold Price
$245,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.52%
Original Mortgage
$235,000
Interest Rate
2.9%
Mortgage Type
VA
Purchase Details
Closed on
May 2, 2005
Sold by
Oquinn Dorothy Hopper and Oquinn Thomas Marion
Bought by
Helmer Paul and Helmer Hilary
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $280,000 | None Listed On Document | |
| Warranty Deed | $280,000 | None Listed On Document | |
| Warranty Deed | $245,000 | None Available | |
| Warranty Deed | $94,000 | None Available | |
| Warranty Deed | $94,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $289,240 | VA | |
| Closed | $289,240 | VA | |
| Previous Owner | $235,000 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $280,000 | -3.1% | $301 / Sq Ft | |
| 05/19/2025 05/19/25 | Pending | -- | -- | -- | |
| 05/15/2025 05/15/25 | Price Changed | $289,000 | -1.7% | $311 / Sq Ft | |
| 05/05/2025 05/05/25 | Price Changed | $294,000 | -1.7% | $316 / Sq Ft | |
| 04/11/2025 04/11/25 | For Sale | $299,000 | +22.0% | $322 / Sq Ft | |
| 08/19/2021 08/19/21 | Sold | $245,000 | 0.0% | $255 / Sq Ft | View Prior Sale |
| 07/20/2021 07/20/21 | Pending | -- | -- | -- | |
| 06/28/2021 06/28/21 | For Sale | $245,000 | -- | $255 / Sq Ft |
Source: Carolina Smokies Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,019 | $257,130 | $76,240 | $180,890 |
| 2024 | $1,019 | $257,130 | $76,240 | $180,890 |
| 2023 | $733 | $257,130 | $76,240 | $180,890 |
| 2022 | $733 | $124,410 | $37,680 | $86,730 |
| 2021 | $606 | $99,620 | $37,680 | $61,940 |
| 2020 | $549 | $99,620 | $37,680 | $61,940 |
| 2018 | $549 | $109,700 | $40,680 | $69,020 |
| 2017 | $549 | $109,700 | $40,680 | $69,020 |
| 2016 | $549 | $109,700 | $40,680 | $69,020 |
| 2015 | $522 | $109,700 | $40,680 | $69,020 |
| 2014 | $452 | $115,860 | $55,270 | $60,590 |
| 2013 | -- | $115,860 | $55,270 | $60,590 |
Source: Public Records
Agents Affiliated with this Home
-
Matthew Cochran
-
Pat Sluder
P
Buyer's Agent in 2025
Pat Sluder
Western Carolina Properties-Dillsboro
(828) 507-9107
1 in this area
60 Total Sales
-
K
Seller's Agent in 2021
Kathy Clifton
Bald Head Realty
-
Stephanie Sainz
Buyer's Agent in 2021
Stephanie Sainz
Bald Head Realty
(828) 215-0606
19 in this area
230 Total Sales
Map
Source: Carolina Smokies Association of REALTORS®
MLS Number: 26040548
APN: 6590125922
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