NOT LISTED FOR SALE

851 Ruby Creek Cove Memphis, TN 38109

Whitehaven Neighborhood

Estimated Value: $244,000 - $280,000

4 Beds
2 Baths
1,600-1,799 Sq Ft
$144/Sq Ft Est. Value

Last Sold March 31, 2021

Last sale price $198,905 $111 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $1,538/month

Highlights

  • Updated Kitchen
  • Soft Contemporary Architecture
  • Laundry Room
  • Clubhouse
  • Covered Patio or Porch
  • Kitchen Island

About This Home

As of March 2021

The Cali floor plan by DR Horton features an open plan with MOHAWK flooring. This home is perfect! Island in the kitchen, smart home features, and keyless entry. The kitchen can include standard features or upgrades such as granite counter tops, tile back splash, stainless steel appliances. NEW CONSTRUCTION. HOUSE IS NOT BUILT YET.

Last Agent to Sell the Property

Latoya Veals

J Hunter Realty License #293531 Listed on: 09/20/2020

Last Buyer's Agent

Gena Banks

The Home Partners Realty License #303920

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,692

Year Built

  • Built in 2020

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 50 x 125
  • Level Lot

HOA Fees

  • $25 Monthly HOA Fees

Home Design

  • Proposed Property
  • Soft Contemporary Architecture

Interior Spaces

  • 1,600-1,799 Sq Ft Home
  • 1,755 Sq Ft Home
  • 1-Story Property
  • Popcorn or blown ceiling
  • Combination Dining and Living Room
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Updated Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Parking

  • 2 Car Garage
  • Front Facing Garage

Additional Features

  • Covered Patio or Porch
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 075259 V00002

Community Details

Overview

  • Ruby Estate Sd First Addition Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,692

Year Built

Built in 2020

Lot Details

0

HOA Fees

$25 per month

Listing Details

  • Class: Residential
  • Type: Detached Single Family
  • Style: Soft Contemporary
  • Detached Unit Type: General Residential
  • MLS Map #: 766B
  • MAAR Subdivision Name: RUBY ESTATES 1ST ADD
  • List Price Per Sq Ft: 109
  • Number Of Stories: 1
  • Price Per Sq Ft: 113.34
  • Prop Construction Status: Proposed Construction
  • Estimated Sq Ft: 1755
  • Year Built: 2020
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • First Story Floor Plan: Living Room, Dining Room, Kitchen, Master Bedroom, 2nd Bedroom, 3rd Bedroom, 4th of More Bedrooms, Laundry Room
  • Additional Bedroom Bathroom Info: All Bedrooms Down, Split Bedroom Plan
  • Estimated Heated Sq Ft Range: 1600-1799
  • Bedroom 2 Description: Level 1, Carpet
  • Bedroom 3 Description: Level 1, Carpet
  • Bedroom 4 Description: Level 1, Carpet
  • Bedrooms: 4
  • Bedrooms Down: 4
  • Floors/Ceilings: Wood Laminate Floors, Vinyl Floor, Textured Ceiling
  • Full Bathrooms: 2
  • Equipment: Range/Oven, Dishwasher, Microwave
  • Living Dining Kitchen: LR/DR Combination, Updated/Renovated Kitchen, Island In Kitchen
  • Primary Bathroom Description: Double Sinks
  • Master Bedroom: Level 1, Walk-In Closet, Carpet
  • Master Bedroom Dimensions: 12x15
  • Misc Interior: Smoke Detector(s)
  • Other Rooms: Laundry Room
  • Total Bathrooms: 2

Exterior Features

  • Misc Exterior: Covered Patio
  • Exterior Windows: Brick Veneer

Garage/Parking

  • Number Covered Parking Spaces: 2
  • Parking Display: 2
  • Parking Storage: Front-Load Garage

Utilities

  • Cooling: Central
  • Heating: Central

Association/Amenities

  • Annual Association Fee: 300
  • Neighborhood Amenities: Club House
  • Neighborhood Association: Mandatory

Lot Info

  • Lot Description: Level
  • Lot Number: 2
  • Acreage: 0.14
  • Lot Size: 50 X 125
  • Price Per Acre: 1371357

Multi Family

  • Number Of Rooms: 7

Tax Info

  • Assessor Parcel Number: 075259 V00002

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2020
Closed on
Mar 31, 2021
Sold by
D R Horton Inc
Bought by
Coleman Erica Nichole
Seller's Agent
Latoya Veals
J Hunter Realty
Buyer's Agent
Gena Banks
The Home Partners Realty
List Price
$191,900
Sold Price
$198,905
Premium/Discount to List
$7,005
3.65%
Current Estimated Value
$258,682

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,777
Avg. Annual Appreciation
5.83%
Original Mortgage
$183,905
Outstanding Balance
$167,227
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$89,416

Purchase Details

Closed on
Sep 10, 2020
Sold by
Chickasaw Ventures Llc
Bought by
D R Horotn Inc
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Coleman Erica Nichole $198,905 Foundation Title & Escrow
D R Horotn Inc $247,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Coleman Erica Nichole $183,905
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/31/2021 03/31/21 Sold $198,905 +3.7% $124 / Sq Ft
09/27/2020 09/27/20 Pending -- -- --
09/20/2020 09/20/20 For Sale $191,900 -- $120 / Sq Ft
Source: Memphis Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,692 $67,575 $7,500 $60,075
2024 $1,692 $49,900 $4,350 $45,550
2023 $3,040 $49,900 $4,350 $45,550
2022 $3,040 $49,900 $4,350 $45,550
2021 $315 $4,350 $4,350 $0
2020 $0 $0 $0 $0
2019 $0 $0 $0 $0
2018 $0 $0 $0 $0
2017 $0 $0 $0 $0
2016 $0 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2021

    Latoya Veals

    J Hunter Realty

    Section Image
  • Gena Banks

    Buyer's Agent in 2021

    Gena Banks

    The Home Partners Realty

    (901) 598-0133

    1 in this area

    16 Total Sales

    Gena Banks
    Section Image
See All Agents

Map

Source: Memphis Area Association of REALTORS®

MLS Number: 10085280

Memphis Area Association of REALTORS®

APN: 07-5259-V0-0002

Tennessee Shelby County Memphis 38109 Whitehaven

851 Ruby Creek Cove, Memphis, TN

This home is located at 851 Ruby Creek Cove, Memphis, TN 38109 since 20 September 2020 and is currently estimated at $258,682, approximately $143 per square foot. This property was built in 2020. 851 Ruby Creek Cove is a home located in Shelby County with nearby schools including Geeter School, Freedom Preparatory Academy Charter Elementary School - Westwood Campus, and Freedom Preparatory Academy Westwood Elementary at Parkrose.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Memphis Area Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Some or all of the listings displayed may not belong to the firm whose website is being visited. Copyright© 2025 Memphis Area Association of REALTORS®.

Nearby Homes