$695,000

86 Riley Cove Rd Ballston Spa, NY 12020

Estimated payment $4,361/month

Total Views 125
2 Beds
1 Bath
720 Sq Ft
$965 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Lake Front
  • Cottage
  • Milton Terrace Elementary School Rated 9+
  • Boat Dock
  • Cul-De-Sac

About This Home

Welcome to your dream retreat on Saratoga Lake. This charming 2 bedroom (plus enclosed back room used as 3rd bedroom with bunk beds) seasonal cottage boasts ample windows that frame breathtaking lake views with 51 feet of pristine lake frontage, this cottage offers the perfect escape to tranquility located on a private road, enjoy the serenity and privacy that comes with this unique property. Included in the sale is a 60 ft aluminum dock ideal for boating enthusists. If you are looking for a peaceful weekend getaway, or a summer sanctuary this seasonal cottage is ready to welcome you. At the beginning of the road residents enjoy access to a private boat launch, and year round boat storage, 1/72 share of Riley Cove Corp which gives you access to 100 acres of common land for hiking. Located just minutes to Saratoga Springs, Spac, and the race track. You will love calling this cottage your summer home or excellent source of rental income. shown by appointment only.lot size 51 X 188 ample parking for 8 cars, 2sheds, public sewer, window air condition in every room, Concrete urns and statues not included.

Listing Agent

Josie Reo

MLS 4 Less Realty License #10401303270 Listed on: 12/08/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,093

Year Built

  • Built in 1910

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 51x188
  • Lake Front
  • Cul-De-Sac
  • Level Lot
  • Cleared Lot
  • Property is zoned Single Residence

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Cottage
  • Pillar, Post or Pier Foundation
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 720 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Laminate Flooring
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 6 Parking Spaces
  • Driveway

Outdoor Features

  • Deeded Waterfront Access Rights
  • Access To Lake
  • Exterior Lighting
  • Shed

Schools

  • Ballston Spa High School

Utilities

  • Window Unit Cooling System
  • Space Heater
  • The lake is a source of water for the property
  • High Speed Internet

Listing and Financial Details

  • Legal Lot and Block 5.000 / 2
  • Assessor Parcel Number 414089 205.18-2-5

Community Details

Overview

  • Association fees include snow removal

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,093

Year Built

Built in 1910

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1910
  • Directions: Exit 13 Northway I87, South 1/2 mile to traffic light, Left/East onto Malta Ave Ext to the Lake, Right onto Riley Cove Rd. Private road
  • Above Grade Finished Sq Ft: 720.0
  • Architectural Style: Cottage
  • Financial Details General Taxes: 1850.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 6243.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.22
  • Lot Size: 51x188
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Full Bathroom Level: First
  • Other Room Level: First
  • Water Body Name: Saratoga Lake
  • Appliances Refrigerators: Yes
  • Flooring:Laminate: Yes
  • Laundry Features:Main Level: Yes
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • View:Lake2: Yes
  • Architectural Style:Cottage: Yes
  • Laundry Features:Laundry Closet: Yes
  • Levels One: Yes
  • Directions Remarks: Agent to Agent Remarks: Present all offers directly to Seller PKehrer@aol.com and cc: Mls4lessny@gmail.com Welcome to your dream retreat on Saratoga Lake. This charming 2 bedroom (plus enclosed back room used as 3rd bedroom with bunk beds) seasonal cottage boasts ample windows that frame breathtaking lake views with 51 feet of pristine lake frontage, this cottage offers the perfect escape to tranquility located on a private road, enjoy the serenity and privacy that comes with this unique property. Included in the sale is a 60 ft aluminum dock ideal for boating enthusists. If you are looking for a peaceful weekend getaway, or a summer sanctuary this seasonal cottage is ready to welcome you. At the beginning of the road residents enjoy access to a private boat launch, and year round boat storage, 1/72 share of Riley Cove Corp which gives you access to 100 acres of common land for hiking. Located just minutes to Saratoga Springs, Spac, and the race track. You will love calling this cottage your summer home or excellent source of rental income. shown by appointment only.lot size 51 X 188 ample parking for 8 cars, 2sheds, public sewer, window air condition in every room. Concrete urns and statues not included.
  • Directions Remarks: Public Remarks: Welcome to your dream retreat on Saratoga Lake. This charming 2 bedroom (plus enclosed back room used as 3rd bedroom with bunk beds) seasonal cottage boasts ample windows that frame breathtaking lake views with 51 feet of pristine lake frontage, this cottage offers the perfect escape to tranquility located on a private road, enjoy the serenity and privacy that comes with this unique property. Included in the sale is a 60 ft aluminum dock ideal for boating enthusists. If you are looking for a peaceful weekend getaway, or a summer sanctuary this seasonal cottage is ready to welcome you. At the beginning of the road residents enjoy access to a private boat launch, and year round boat storage, 1/72 share of Riley Cove Corp which gives you access to 100 acres of common land for hiking. Located just minutes to Saratoga Springs, Spac, and the race track. You will love calling this cottage your summer home or excellent source of rental income. shown by appointment only.lot size 51 X 188 ample parking for 8 cars, 2sheds, public sewer, window air condition in every room, Concrete urns and statues not included.
  • Special Features: None

Interior Features

  • Flooring: Laminate
  • Basement: Pillar/Post/Pier
  • Interior Amenities: High Speed Internet
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 720.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Sunroom Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Fireplace: No
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Kitchen Features:Working Only Kitchen: Yes
  • Appliances Range: Yes
  • Basement:PillarPostPier: Yes

Exterior Features

  • Exterior Features: Lighting
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Other Structures: Shed(s)
  • View: Lake
  • Waterfront Features: Deeded Water Access, Lake Front
  • Waterfront: Yes
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Waterfront: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Views: Yes
  • Exterior Features:Lighting: Yes
  • Waterfront Features:Deeded Water Access: Yes
  • Lot Features:Other45: Yes

Garage/Parking

  • Parking Features: Driveway
  • Attached Garage: No
  • Total Parking Spaces: 6.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Heating: Space Heater
  • Laundry Features: Laundry Closet, Main Level
  • Security: Smoke Detector(s)
  • Water Source: Lake
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Space Heater: Yes

Condo/Co-op/Association

  • Amenities: Boat Dock, Lake Access
  • Association Fee: 500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Parcel Tax HOA:Association YN: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Parcel Tax HOA:Association Fee: 500.0
  • Association Amenities:Boat Dock: Yes
  • Association Amenities:Lake Access: Yes
  • Parcel Tax HOA:Association Fee Frequency: Annually

Fee Information

  • Association Fee Includes: Snow Removal

Schools

  • Junior High Dist: Ballston Spa

Lot Info

  • Lot Features: Other, Level, Views, Cleared, Cul-De-Sac, Waterfront
  • Parcel #: 414089 205.18-2-5
  • Lot Size Sq Ft: 9583.2

Tax Info

  • Tax Annual Amount: 8093.0
  • Tax Block: 2
  • Tax Lot: 5.000

MLS Schools

  • HighSchool: Ballston Spa

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,454 $429,000 $310,000 $119,000
2023 $7,358 $390,000 $310,000 $80,000
2022 $7,156 $350,000 $310,000 $40,000
2021 $7,633 $350,000 $310,000 $40,000
2020 $7,121 $325,000 $310,000 $15,000
2018 $1,712 $325,000 $310,000 $15,000
2017 $1,728 $325,000 $310,000 $15,000
2016 $7,006 $300,000 $268,400 $31,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/08/2025 12/08/25 For Sale $695,000 +146.0% $965 / Sq Ft
09/13/2019 09/13/19 Sold $282,500 -13.1% $392 / Sq Ft View Prior Sale
07/15/2019 07/15/19 Pending -- -- --
07/13/2019 07/13/19 Price Changed $325,000 -7.1% $451 / Sq Ft
03/14/2019 03/14/19 For Sale $350,000 -- $486 / Sq Ft
Source: Global MLS

Source: Global MLS

MLS Number: 202530544

Global MLS

APN: 414089-205-018-0002-005-000-0000

New York Saratoga County Ballston Spa 12020

86 Riley Cove Rd, Ballston Spa, NY

For Sale

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Information is deemed reliable but not guaranteed.



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Josie Reo
Listing Agent
Josie Reo
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MLS 4 Less Realty
(518) 800-3444