Seller's Agent in 2025
Nikki Murphy
Howard Hanna Capital Inc
(518) 528-1882
6 in this area
14 Total Sales
87 Ruggles Rd Saratoga Springs, NY 12866
Estimated Value: $339,000 - $383,102
3
Beds
1
Bath
1,600
Sq Ft
$222/Sq Ft
Est. Value
Highlights
- Barn
- 1.4 Acre Lot
- Deck
- Caroline Street Elementary School Rated A-
- Pasture Views
- Traditional Architecture
About This Home
As of May 2025BEST AND FINAL DUE 03/15/2025 12PM
Wait until you see inside! COMPLETELY REMODELED HOME (2019) on the inside with all of your ''big ticket'' items taken care of. The best of both worlds awaits you here. Country living feel with all that nature has to offer right out your front door and city amenities just a few miles away. Downtown Saratoga Springs, The Saratoga Racetrack and Exit 15 shopping centers are all within a 2-5 mile drive. Set on over 1.5 acres you will find a 2 Stall Barn , 3 paddocks , 2 Run-in sheds and detached Garage. The upstairs of the Detached garage is unfinished and ready for you to finish if you are looking to add more space for guests, studio apt, playroom ,office/studio or extra storage. Sale includes parcel 154-2-27.7 as well which is .12 acres
Last Agent to Sell the Property
Howard Hanna Capital Inc License #40MU1174584 Listed on: 03/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,349
Year Built
- Built in 1918
Lot Details
- 1.4 Acre Lot
- Wood Fence
- Back Yard Fenced
- Corner Lot
Parking
- 2 Car Detached Garage
- Driveway
Home Design
- Traditional Architecture
- Shingle Roof
- Wood Siding
Interior Spaces
- 1,600 Sq Ft Home
- 1.5-Story Property
- Self Contained Fireplace Unit Or Insert
- French Doors
- Family Room
- Laminate Flooring
- Pasture Views
- No Access to Attic
Kitchen
- Eat-In Kitchen
- Gas Oven
- Microwave
- Dishwasher
- Stone Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry on main level
- Washer and Dryer
Basement
- Interior Basement Entry
- Sump Pump
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Deck
- Patio
- Exterior Lighting
- Shed
Schools
- Caroline Street Elementary School
- Saratoga Springs High School
Farming
- Barn
Utilities
- Window Unit Cooling System
- Heating System Uses Oil
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 12.000 / 1
- Assessor Parcel Number 411589 154.-1-12
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 10, 2025
Closed on
May 7, 2025
Sold by
Brower Michelle E
Bought by
Ernst Kara and Griffin Matthew
Seller's Agent
Nikki Murphy
Howard Hanna Capital Inc
Buyer's Agent
Elizabeth Landrum
KW Platform
List Price
$349,000
Sold Price
$335,900
Premium/Discount to List
-$13,100
-3.75%
Views
85
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,126
Avg. Annual Appreciation
18.89%
Original Mortgage
$226,900
Outstanding Balance
$226,500
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$128,526
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ernst Kara | $367,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ernst Kara | $226,900 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/07/2025 05/07/25 | Sold | $335,900 | -3.8% | $210 / Sq Ft |
| 03/15/2025 03/15/25 | Pending | -- | -- | -- |
| 03/10/2025 03/10/25 | For Sale | $349,000 | -- | $218 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,905 | $163,100 | $105,000 | $58,100 |
| 2023 | $4,982 | $163,100 | $105,000 | $58,100 |
| 2022 | $4,765 | $163,100 | $105,000 | $58,100 |
| 2021 | $4,704 | $163,100 | $105,000 | $58,100 |
| 2020 | $2,969 | $163,100 | $105,000 | $58,100 |
| 2018 | $1,552 | $163,100 | $105,000 | $58,100 |
| 2017 | $1,551 | $163,100 | $105,000 | $58,100 |
| 2016 | $2,633 | $163,100 | $105,000 | $58,100 |
Source: Public Records
Agents Affiliated with this Home
-
Nikki Murphy
-
Jean D'agostino
Seller Co-Listing Agent in 2025
Jean D'agostino
Howard Hanna Capital Inc
(518) 857-4006
26 in this area
63 Total Sales
-
Elizabeth Landrum
Buyer's Agent in 2025
Elizabeth Landrum
KW Platform
(845) 825-2979
1 in this area
67 Total Sales
-
E
Buyer's Agent in 2025
Elizabeth Madison
Monticello
Map
Source: Global MLS
MLS Number: 202513098
APN: 411589-154-000-0001-012-000-0000
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