$362,000
SOLD AUG 18, 2023

St Thomas Square 8730 Thomas Dr Unit 413 Panama City Beach, FL 32408

3 Beds
2 Baths
1,062 Sq Ft
$659/mo HOA Fee

Recently Sold

$341 Per Sq Ft

3% Below List Price

9 Days on Market

Highlights

  • Waterfront
  • Boat Dock
  • Fishing
  • J.R. Arnold High School Rated A-
  • In Ground Pool
  • Sauna

About This Home

As of August 2023

UNDER CONTRACT/SELLER TAKING BACK UP CONTRACTS.SHORT TERM RENTALS ALLOWED. WALK ACROSS THE STREET TO THE BEACH. GREAT LOCATION. CLOSE TO RESTAURANTS. THIS unit overlooks the pool and has a great view of the lagoon. Bring your boat and tie up to the dock while you vacation. This is a 2 Bedroom/2 Bath-but has a bonus room that is used as an additional bedroom. This condo will sleep 10 people. This is a great rental unit or a second home. The unit is furnished and move in ready. Tastefully decorated. Nice porch to sit on and enjoy the sunsets.

Last Agent to Sell the Property

Cynthia Luster

Coastal Property Services, Inc License #3303071 Listed on: 07/07/2023

Last Buyer's Agent

Non Member

NON-MEMBER OFFICE

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,203

Year Built

  • Built in 1984

Lot Details

  • Property fronts a county road
  • Sprinkler System

HOA Fees

  • $659 Monthly HOA Fees

Parking

  • Additional Parking

Home Design

  • Stucco

Interior Spaces

  • 1,062 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Insulated Doors
  • Living Room
  • Bonus Room
  • Sauna

Kitchen

  • Breakfast Bar
  • Electric Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Covered patio or porch

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include management, clubhouse, insurance, ground maintenance, pool(s), sewer, tennis courts, trash, water
  • Low-Rise Condominium
  • Villas Of St. Thomas 4 Subdivision

Amenities

  • Community Barbecue Grill

Recreation

  • Boat Dock
  • Community Pool
  • Fishing

Security

  • Security Service
  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,203

Year Built

Built in 1984

Lot Details

0

HOA Fees

$659 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1984
  • Property Sub Type: Condominium
  • Lot Size: 0 x 0
  • Road Frontage Type: County Road
  • Subdivision Name: Villas Of St. Thomas 4
  • Architectural Style: Low Rise
  • Entry Level: 2
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Disposal, Refrigerator
  • Interior Amenities: Breakfast Bar, High Ceilings, Split Bedrooms, Vaulted Ceiling(s)
  • Spa Features: Sauna
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Insulated Doors
  • Living Area: 1062.0
  • Dining Room Type: Bedroom, Kitchen, Living Room, Primary Bedroom, Bonus Room
  • Stories: 2
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: In Ground, Community
  • View: Lagoon
  • View: Yes
  • Waterfront Features: Dock Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Built-in Barbecue, Balcony, Sprinkler/Irrigation
  • Patio And Porch Features: Balcony, Covered, Porch

Garage/Parking

  • Parking Features: Additional Parking
  • Garage: No

Utilities

  • Utilities: Sewer Connected, Water Connected
  • Security Features: Gated Community, Security Service
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 1978.0
  • Community Features: Barbecue, Dock, Fishing, Other, Pool, See Remarks, Short Term Rental Allowed, Waterfront, Gated
  • Senior Community: No
  • Amenities: Dock, Gated
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Insurance, Maintenance Grounds, Pool(s), Sewer, Tennis Courts, Trash, Water

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 2203.0
  • Tax Year: 2022

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2023
Closed on
Aug 21, 2023
Sold by
Vaugt Mary Toms
Bought by
Lee Matthew and Lee Katie
Seller's Agent
Cynthia Luster
Coastal Property Services, Inc
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$373,900
Sold Price
$362,000
Premium/Discount to List
-$11,900
-3.18%
Views
50

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.12%
Original Mortgage
$271,500
Outstanding Balance
$266,879
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$124,295

Purchase Details

Closed on
Apr 30, 2023
Sold by
Vaught David
Bought by
Vaught Mary Toms

Purchase Details

Listed on
Jan 20, 2019
Closed on
Mar 29, 2019
Sold by
Crawford James Calvin
Bought by
Vaught David and Vaught Mary Toms
Seller's Agent
Allen Owens
Counts Real Estate Group Inc
Buyer's Agent
Cynthia Luster
Commercial Property Investment
List Price
$239,900
Sold Price
$217,000
Premium/Discount to List
-$22,900
-9.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.79%
Original Mortgage
$199,800
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 13, 2017
Closed on
Sep 14, 2017
Sold by
Delf Michael L and Delf Oleita S
Bought by
Crawford James Calvin
Seller's Agent
Ellie Stafford
Keller Williams Town & Country Realty
Buyer's Agent
Allen Owens
CENTURY 21 Ryan Realty Inc
List Price
$195,500
Sold Price
$165,000
Premium/Discount to List
-$30,500
-15.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.61%
Original Mortgage
$135,607
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 11, 2004
Sold by
Delf Michael L and Delf Oleita S
Bought by
Delf Ventures Llc

Purchase Details

Closed on
Jul 31, 2003
Sold by
Marcum Jeffrey L and Marcum Mary M
Bought by
Delf Michael L and Delf Oleita S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,910
Interest Rate
5.42%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Similar Homes in the area

  • 8815 Thomas Dr Unit 305, Panama City, FL 32408

    $395,000

    • 2 Beds
    • 2 Baths
    • 1,048 Sq Ft
    • 8815 Thomas Dr
    • Unit 305
    • Panama City, FL

    Discover the perfect blend of convenience with this 2 bed, 2 bath condo located on the Gulf of America. Ideal as both an investment opportunity and a second home, this property offers gulf views and a spacious floor plan designed for comfort. In the hall you have a storage closet that could easily be converted to a bunk space as well as a private owners closet located across the hall. This condo

    Amber Thompson Emerald Coast Realty Group

    Section Image
  • 9850 S Thomas Dr Unit 505W, Panama City Beach, FL 32408

    $380,000

    • 1 Bed
    • 1 Bath
    • 673 Sq Ft
    • 9850 S Thomas Dr
    • Unit 505W
    • Panama City Beach, FL

    **Stunning, Rarely Available Larger Floor Plan at Sunbird 505W - Beachfront Paradise! MASTER ON THE GULF...TURN KEY SHORT TERM RENTAL OR PERSONAL RESIDENCEExperience coastal luxury in this TOTALLY REMODELED west-facing gem at Sunbird 505W in Panama City Beach, FL! This rare, larger floor plan boasts an abundance of natural light with windows galore, offering breathtaking sunsets and panoramic

    Sassy French Keller Williams Success Realty

    Section Image
  • 9850 S Thomas Dr Unit 1104, Panama City Beach, FL 32408

    $340,000

    • 1 Bed
    • 1 Bath
    • 609 Sq Ft
    • 9850 S Thomas Dr
    • Unit 1104
    • Panama City Beach, FL

    **GULF FRONT INVESTMENT ALERT!!!!!! Sunbird Condominium - Panama City Beach, FL**Welcome to your dream investment opportunity at the GULF FRONT Sunbird Condominium! This stunning 1-bedroom, 1-full bath condo in the desirable East Tower offers a perfect blend of modern comforts and beachside living.**Property Highlights:**- **Custom Cabinetry**: Enjoy the beauty and functionality of custom

    Sassy French Keller Williams Success Realty

    Section Image
  • 9902 S Thomas Dr Unit 2028, Panama City, FL 32408

    $389,000

    • 3 Beds
    • 2 Baths
    • 1,262 Sq Ft
    • 9902 S Thomas Dr
    • Unit 2028
    • Panama City, FL

    Live in penthouse luxury on the 20th floor with raised ceilings and views most dream of. The view from your patio is breathtaking as it overlooks the lake and boardwalk below and you're high enough on the 20th floor to see miles away of the city. Incredible gulf view from your front bedroom window. (see photo) This turn-key fully-renovated condo has incredible Lake & City Views is being sold

    Shantel Peterson Real Broker LLC

    Section Image
  • 9902 S Thomas Dr Unit 1532, Panama City Beach, FL 32408

    $379,000

    • 3 Beds
    • 2 Baths
    • 1,262 Sq Ft
    • 9902 S Thomas Dr
    • Unit 1532
    • Panama City Beach, FL

    Fully renovated turn-key 3BR/2 BA condo in the beautiful Laketown Wharf Beach Resort. This 1262 sqft unit offers spectacular city/lake views from the 15th floor! This unit has been continuously profitable: 2021/$61,569, 2022/$50,499, 2023/$52,499, 2024/$49,858.Can be used as primary residence, short term rental or investment property AND this unit is being sold FULLY furnished - with no

    Shantel Peterson Real Broker LLC

    Section Image
  • 9860 S Thomas Dr Unit 1825, Panama City Beach, FL 32408

    $419,900

    • 3 Beds
    • 2 Baths
    • 1,262 Sq Ft
    • 9860 S Thomas Dr
    • Unit 1825
    • Panama City Beach, FL

    Welcome to your very own beach oasis! As you enter this meticulously cared for 2 bedroom/ 2 bathroom plus Bunk Room unit, just steps away from The World's Most Beautiful White-Sand Beaches', Shopping, Dining & Entertainment. This Beachside Resort Offers Unparalleled Amenities with Convenient Beach Access, 5 Unique Pools, Splash Bar & Grill, Gulf View Fitness Center & Covered Garage Parking.

    Wanda Jackson The Premier Property Group

    Section Image
  • 9860 S Thomas Dr Unit 1804, Panama City Beach, FL 32408

    $310,000

    • 1 Bed
    • 2 Baths
    • 1,047 Sq Ft
    • 9860 S Thomas Dr
    • Unit 1804
    • Panama City Beach, FL

    Motivated Seller! This beautiful turn-key gulf-view condo, sitting on the 18th floor and 1047 square feet, is an investor's dream and is being sold fully-furnished. Just a quick walk to the beautiful white sands and emerald green waters of the Emerald Coast! Laketown Wharf is known for one of the top vacation destinations in Panama City Beach! Annual projections are between $25-35k/year and

    Shantel Peterson Real Broker LLC

    Section Image
  • 9860 S Thomas Dr Unit 1413, Panama City Beach, FL 32408

    $294,000

    • 1 Bed
    • 2 Baths
    • 1,047 Sq Ft
    • 9860 S Thomas Dr
    • Unit 1413
    • Panama City Beach, FL

    Condo in Panama City Beach - 14th Floor Bliss! Welcome to your coastal getaway in the sky! This beautifully maintained turn-key condo on the 14th floor offers breathtaking views and easy Gulf access. Whether you're looking for a full-time residence, vacation home, or investment property, this unit is move-in ready with a new compressor recently installed for your peace of mind. Enjoy resort-style

    Mark Simpson Harrison Lilly Emerald Coast

    Section Image
  • 8700 Front Beach 5109 Rd Unit 5109, Panama City Beach, FL 32407

    $310,000

    • 2 Beds
    • 2.5 Baths
    • 1,325 Sq Ft
    • 8700 Front Beach 5109 Rd
    • Unit 5109
    • Panama City Beach, FL

    BEST LOCATION IN ISLAND RESERVE !!BEST AMENITIES IN PCB!!!!This beautifully crafted home offers a perfect blend of luxury and sophistication. Every detail, from the rich hardwood floors to the custom plantation shutters, exudes timeless elegance. The gourmet kitchen, adorned with premium Bosch appliances, and upgraded lighting makes this kitchen top notch.With two exquisite bedroom suites on

    Tracye Crass Beach Haven Realty

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $362,000 Mti Title
Quit Claim Deed $100 None Listed On Document
Warranty Deed $217,000 Mti Title Insurance Agcy Inc
Warranty Deed $164,000 H & S Title Escrow Inc
Warranty Deed $78,700 --
Warranty Deed $129,900 Lawyers Title Agency Of Nort
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $271,500 New Conventional
Previous Owner $199,800 New Conventional
Previous Owner $135,607 New Conventional
Previous Owner $123,750 New Conventional
Previous Owner $96,321 New Conventional
Previous Owner $116,910 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/06/2025 05/06/25 Price Changed $398,000 -1.2% $375 / Sq Ft
03/07/2025 03/07/25 For Sale $403,000 +11.3% $379 / Sq Ft
08/18/2023 08/18/23 Sold $362,000 -3.2% $341 / Sq Ft
07/07/2023 07/07/23 For Sale $373,900 +126.6% $352 / Sq Ft
06/20/2022 06/20/22 Off Market $165,000 -- --
06/20/2022 06/20/22 Off Market $217,000 -- --
03/29/2019 03/29/19 Sold $217,000 -9.5% $204 / Sq Ft
02/25/2019 02/25/19 Pending -- -- --
01/20/2019 01/20/19 For Sale $239,900 +45.4% $226 / Sq Ft
09/15/2017 09/15/17 Sold $165,000 -15.6% $138 / Sq Ft
07/24/2017 07/24/17 Pending -- -- --
02/13/2017 02/13/17 For Sale $195,500 -- $163 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,812 $291,975 -- $291,975
2023 $2,812 $205,700 $0 $242,250
2022 $2,203 $187,000 $0 $187,000
2021 $2,242 $180,455 $0 $0
2020 $2,036 $164,050 $0 $164,050
2019 $1,922 $159,630 $0 $159,630
2018 $1,705 $133,025 $0 $0
2017 $552 $78,070 $0 $0
2016 $542 $76,464 $0 $0
2015 $562 $76,464 $0 $0
2014 $561 $76,464 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 743681

Central Panhandle Association of REALTORS®

APN: 30473-061-000