$240,000

St Thomas Square 8730 Thomas Dr Unit 102 Floor 1 Panama City, FL 32408

Estimated payment $1,472/month

Total Views 5,795
1 Bed
1.5 Baths
680 Sq Ft
$353 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Home fronts a lagoon or estuary
  • Gated Community
  • In Ground Pool
  • Gated Parking
  • Lagoon View

About This Home

Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and seasonal residents appreciate. The practical interior layout features tile flooring throughout, a functional kitchen with pantry storage, and a private washer and dryer — all valuable perks for longer stays. The full bedroom connects to the main bath, while the extra half bath and sleeper sofa allow guests to stay comfortably, increasing rental flexibility and occupancy potential. Villas of St. Thomas provides amenities that enhance guest experience, including a lagoon-front pool, tennis courts, clubhouse, sauna, and a community dock with direct access to Grand Lagoon for boating, fishing, and kayaking. Short-term rentals are allowed, making this an income-producing opportunity from day one. Located on the east end of Panama City Beach, the condo sits close to the shoreline, local restaurants, marinas, and popular attractions — a convenient spot that keeps renters returning year after year. A turnkey beach property with amenities, location, and rental demand, this unit is ideal for anyone seeking a coastal getaway that can also serve as an investment.

Listing Agent

Kelsey Payne

Simply South Realty Listed on: 12/08/2025

Co-Listing Agent

Amber Enfinger

Simply South Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,300

Year Built

  • Built in 1984

Home Design

  • Entry on the 1st floor
  • Stucco

Interior Spaces

  • Ceiling Fan
  • Family Room
  • Security Gate
  • Stacked Washer and Dryer

Kitchen

  • Electric Oven
  • Electric Cooktop

Bedrooms and Bathrooms

  • 1 Bedroom

Parking

  • Gated Parking
  • Parking Lot

Pool

  • In Ground Pool
  • Fence Around Pool

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Covered Patio or Porch

Community Details

Overview

  • Property has a Home Owners Association
  • Low-Rise Community
  • Villas Of St. Thomas 1 Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Sauna
  • Clubhouse

Recreation

  • Community Boat Dock
  • Community Pool
  • Park

Security

  • Security Service
  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,300

Year Built

Built in 1984

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1984
  • Property Sub Type: Condominium
  • Co List Office Mls Id: SSRAL
  • Co List Office Phone: 850-541-5382
  • Subdivision Name: Villas Of St. Thomas 1
  • Architectural Style: Low Rise
  • Entry Level: 1
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Dining Room Type: Family Room, Kitchen, Primary Bedroom

Exterior Features

  • Pool Features: Fenced, In Ground, Community
  • View: Lagoon
  • View: Yes
  • Waterfront Features: Lagoon
  • Waterfront: Yes
  • Construction Type: Stucco
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Parking Features: Gated, Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Security Features: Gated Community, Security Gate, Smoke Detector(s), Security Service
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Laundry Features: Stacked
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue, Clubhouse, Dock, Park, Sauna, Shopping, Tennis Court(s), Waterfront, Community Pool, Gated, Short Term Rental Allowed
  • Amenities: Other, See Remarks, Dock, Gated, Barbecue, Picnic Area, Boat Slip, Sauna
  • Association: Yes

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Paved
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 2300.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Map

About St Thomas Square

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,300 $204,000 -- $204,000
2024 $2,240 $178,301 -- --
2023 $2,240 $162,092 $0 $193,800
2022 $1,834 $147,356 $0 $0
2021 $1,647 $133,960 $0 $133,960
2020 $1,303 $131,750 $0 $131,750
2019 $1,177 $116,320 $0 $116,320
2018 $993 $63,561 $0 $0
2017 $968 $57,783 $0 $0
2016 $714 $52,530 $0 $0
2015 $713 $51,000 $0 $0
2014 $869 $62,900 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/08/2025 12/08/25 For Sale $240,000 -- $353 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $219,000 South Oak Title
Warranty Deed $219,000 South Oak Title
Warranty Deed $100 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $153,000 Defender T&E Agcy Llc
Warranty Deed $153,000 Defender T&E Agcy Llc
Warranty Deed $60,000 None Available
Warranty Deed $60,000 None Available
Warranty Deed $60,000 --
Warranty Deed $60,000 --
Quit Claim Deed -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $107,100 New Conventional
Previous Owner $45,000 Purchase Money Mortgage
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 782480

Central Panhandle Association of REALTORS®

APN: 30473-002-000

Florida Bay County Panama City 32408

8730 Thomas Dr Unit 102, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Kelsey Payne
Listing Agent
Kelsey Payne
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Simply South Realty
(448) 900-3531
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