$509,900
PENDING $15K PRICE DROP

Estimated payment $2,860/month

Total Views 672
3 Beds
2.5 Baths
3,466 Sq Ft
$147 Price per Sq Ft

Highlights

  • Deck
  • Private Yard
  • Covered Patio or Porch
  • Living Room with Fireplace
  • No HOA
  • Formal Dining Room

About This Home

PRICED BELOW RECENT APPRAISAL- A beautifully renovated home located just minutes from Harrison Bay Lake. Sellers just adjusted the price on this 3-story home offering 3,466 total sq ft, including a fully finished basement living space. The main living area (2,154 sq ft) features the primary suite on the main level, a spacious living room with gas fireplace, formal dining room, completely renovated kitchen with breakfast area, laundry room, and half bath. The third floor includes two oversized bedrooms and a full bath. One bedroom also offers an attached sitting room, playroom, or office space, along with convenient attic access. The 1,312 sq ft finished basement (completed in 2003) offers additional living space with a living room with gas fireplace, full kitchen (appliances remain), full bathroom with laundry hookups, flex room with large walk-in closet (previously used as an extra bedroom), separate exterior entrance, and 219 sq ft dedicated storage room with shelving. Outdoor Features include a 12x14 waterproofed rear deck (partially enclosed) with locking gate, covered front porch with new posts, railings, retractable shades, and porch swing, cedar privacy fence with three double-gate entries, and new Zoysia sod in front yard. Renovations & Upgrades
• Kitchen cabinetry
• Quartz kitchen countertops
• Ceramic tile backsplash
• KitchenAid stainless steel appliances
• Stainless workstation sink & faucet
• Solid pine interior doors with custom trim
• Red oak stair treads with modern custom railings
• Mahogany front entry door and mahogany double back doors
• LVP flooring throughout
• Updated lighting and ceiling fans
• Fresh interior paint
• Primary bathroom renovation- double vanity, granite countertops, tiled shower with glass door
• Third-floor bathroom renovation- new tub, tile to ceiling, Corian vanity top
• Cedar privacy fence
• Brand new roof and gutters Move-in ready with extensive updates already completed!

Listing Agent

Katie Sirhan

The Source Real Estate Group License #384363 Listed on: 03/04/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,627

Year Built

  • Built in 1997 | Remodeled

Lot Details

  • 15,662 Sq Ft Lot
  • Lot Dimensions are 106.95x204.39
  • Wood Fence
  • Private Yard
  • Back and Front Yard

Parking

  • Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3-Story Property
  • Ceiling Fan
  • Blinds
  • Living Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Luxury Vinyl Tile Flooring
  • Finished Basement
  • Fireplace in Basement
  • Unfinished Attic
  • Fire and Smoke Detector

Kitchen

  • Double Oven
  • Built-In Electric Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry in multiple locations

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit
  • Shed
  • Outbuilding
  • Rain Gutters

Schools

  • Snow Hill Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Propane
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • River Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 094a C 027

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,627

Year Built

Built in 1997 | Remodeled

Lot Details

0.36 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.36
  • Lot Size: 106.95X204.39
  • Road Frontage Type: Other
  • Road Surface Type: Asphalt
  • Subdivision Name: River Cove
  • Above Grade Finished Sq Ft: 2154.0
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Three Or More
  • Living Area: 3466.0
  • New Construction: No
  • Building Stories: 3
  • Structure Type: House
  • Year Built: 1997
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 094a C 027
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1627.13
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2154.0
  • General Property Information Below Grade Finished Area: 1312.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.3596
  • General Property Information Lot Size Square Feet2: 15662.0
  • General Property Information Lot Size Dimensions: 106.95X204.39
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: PRICED BELOW RECENT APPRAISAL- A beautifully renovated home located just minutes from Harrison Bay Lake. Sellers just adjusted the price on this 3-story home offering 3,466 total sq ft, including a fully finished basement living space. The main living area (2,154 sq ft) features the primary suite on the main level, a spacious living room with gas fireplace, formal dining room, completely renovated kitchen with breakfast area, laundry room, and half bath. The third floor includes two oversized bedrooms and a full bath. One bedroom also offers an attached sitting room, playroom, or office space, along with convenient attic access. The 1,312 sq ft finished basement (completed in 2003) offers additional living space with a living room with gas fireplace, full kitchen (appliances remain), full bathroom with laundry hookups, flex room with large walk-in closet (previously used as an extra bedroom), separate exterior entrance, and 219 sq ft dedicated storage room with shelving. Outdoor Features include a 12x14 waterproofed rear deck (partially enclosed) with locking gate, covered front porch with new posts, railings, retractable shades, and porch swing, cedar privacy fence with three double-gate entries, and new Zoysia sod in front yard. Renovations & Upgrades • Kitchen cabinetry • Quartz kitchen countertops • Ceramic tile backsplash • KitchenAid stainless steel appliances • Stainless workstation sink & faucet • Solid pine interior doors with custom trim • Red oak stair treads with modern custom railings • Mahogany front entry door and mahogany double back doors • LVP flooring throughout • Updated lighting and ceiling fans • Fresh interior paint • Primary bathroom renovation- double vanity, granite countertops, tiled shower with glass door • Third-floor bathroom renovation- new tub, tile to ceiling, Corian vanity top • Cedar privacy fence • Brand new roof and gutters Move-in ready with extensive updates already completed!
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • General Property Information Stories2: 3
  • Fencing Wood4: Yes
  • Other Structures:Shed(s): Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring Luxury Vinyl: Yes
  • Laundry Features:Main Level: Yes
  • Other Structures:Out Building: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Structure Type:House: Yes
  • Attic Features Unfinished2: Yes
  • Laundry Features:Lower Level: Yes
  • Utilities Propane4: Yes
  • Laundry Features Multiple Locations: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Stainless Steel Appliance(s), Refrigerator, Oven, Microwave, Electric Water Heater, Double Oven, Dishwasher, Built-In Electric Oven
  • Other Equipment: None
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1312.0
  • Fireplace Features: Basement, Living Room
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Luxury Vinyl
  • Interior Amenities: Ceiling Fan(s), Double Vanity, Separate Dining Room, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Blinds
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Electric Water Heater: Yes
  • Community Features:None4: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Oven: Yes
  • Fireplace Features:Basement2: Yes
  • Appliances:Built-In Electric Oven: Yes

Exterior Features

  • Fencing: Wood
  • Lot Features: Back Yard, Front Yard
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Fire Pit, Private Yard, Rain Gutters
  • Foundation Details: Block, Slab
  • Other Structures: Outbuilding, Shed(s)
  • Patio And Porch Features: Deck, Front Porch, Porch - Covered
  • Property Condition: Updated/Remodeled
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Front Yard2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Window Features:Blinds: Yes
  • Exterior Features:Fire Pit: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • General Property Information:Garage YN: No
  • Parking Features:Driveway: Yes

Utilities

  • Laundry Features: Laundry Room, Lower Level, Main Level, Multiple Locations
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Propane
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 15662.0
  • Additional Parcels: No
  • Parcel #: 094a C 027

Tax Info

  • Tax Annual Amount: 1627.13

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,560 $102,950 $0 $0
2024 $1,618 $72,325 $0 $0
2023 $1,627 $72,325 $0 $0
2022 $1,627 $72,325 $0 $0
2021 $1,627 $72,325 $0 $0
2020 $1,501 $53,950 $0 $0
2019 $1,501 $53,950 $0 $0
2018 $1,501 $53,950 $0 $0
2017 $1,501 $53,950 $0 $0
2016 $1,455 $0 $0 $0
2015 $1,455 $52,300 $0 $0
2014 $1,455 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/12/2026 03/12/26 Pending -- -- --
03/09/2026 03/09/26 Price Changed $509,900 -2.9% $147 / Sq Ft
03/04/2026 03/04/26 For Sale $524,900 -- $151 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Warranty Deed $157,000 Pioneer Title Agency Inc
Warranty Deed $149,500 First Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $176,000 New Conventional
Previous Owner $125,600 No Value Available
Previous Owner $125,069 No Value Available
Closed $15,700 No Value Available
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1529639

Greater Chattanooga REALTORS®

APN: 094A-C-027

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