NOT LISTED FOR SALE

Estimated Value: $470,000 - $574,000

2 Beds
1 Bath
1,041 Sq Ft
$485/Sq Ft Est. Value

Last Sold October 03, 2023

Last sale price $507,000 $487 Per Sq Ft

Current estimated payment $3,617/month

About This Home

As of October 2023

Welcome to Lake Murray Terrace! Beautiful remodeled 2 bedroom home with a private patio space, open floor plan and spectacular remodeled kitchen. Large living room offers plenty of space for entertainment and gatherings, and opens up into a private patio. Chef's kitchen offers incredible amount of storage and is equipped with quality stainless steel appliances and hardwood cabinets. Both bedrooms do not share the wall, and oversized 1.5 bathroom will add even more comfort to this move-in ready residence. Home comes with one assigned parking space and potential to lease additional parking spaces from HOA. Community features two pools, playground area and more!

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2023
Closed on
Sep 14, 2023
Sold by
Umbenhaur Ryan and Umbenhaur Sophia
Bought by
Richer Brian G and Delaney Marli
Seller's Agent
Agne Isidro
Innovate Realty, Inc.
Buyer's Agent
Kristine Kappel
Compass
List Price
$495,000
Sold Price
$507,000
Premium/Discount to List
$12,000
2.42%
Views
174
Current Estimated Value
$504,775

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,225
Avg. Annual Appreciation
-0.22%
Original Mortgage
$15,210
Outstanding Balance
$4,848
Interest Rate
7.09%
Mortgage Type
New Conventional
Estimated Equity
$499,927

Purchase Details

Closed on
Jun 2, 2021
Sold by
Umbenhaur Ryan
Bought by
Umbenhaur Ryan and Umbenhaur Sophia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 7, 2014
Closed on
Jun 19, 2014
Sold by
Cohen Victoria Anne
Bought by
Umbenhaur Ryan
Seller's Agent
Brenda Childress
Mission Realty Group
Buyer's Agent
Theresa Ann Metri
Homeplus Corporation
List Price
$193,000
Sold Price
$193,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.01%
Original Mortgage
$32,810
Interest Rate
4.11%
Mortgage Type
Unknown

Purchase Details

Closed on
Nov 18, 2013
Sold by
Cohen Victoria
Bought by
Cohen Victoria Anne

Purchase Details

Closed on
Dec 14, 2005
Sold by
Cohen Victoria
Bought by
Cohen Victoria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
6.31%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Aug 11, 2004
Sold by
Mcleod John F
Bought by
Cohen Victoria

Purchase Details

Closed on
Jan 18, 2002
Sold by
Mcleod John
Bought by
Mcleod John and Cohen Victoria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,000
Interest Rate
6.51%
Mortgage Type
VA

Purchase Details

Closed on
Nov 8, 2001
Sold by
Cohen Victoria
Bought by
Mcleod John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,000
Interest Rate
6.51%
Mortgage Type
VA

Purchase Details

Closed on
Nov 20, 2000
Sold by
Mcleod John Stewart
Bought by
Cohen Victoria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
7.67%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 17, 2000
Sold by
Regenberg Beverly D
Bought by
Cohen Victoria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
7.67%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 15, 1999
Sold by
Regenberg Beverly D and Regenberg Beverly R
Bought by
Ponder Beverly Regenberg

Purchase Details

Closed on
Mar 8, 1985
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Richer Brian G $507,000 Lawyers Title Company
Umbenhaur Ryan -- Ticor Title San Diego Branch
Umbenhaur Ryan $193,000 California Title Company
Cohen Victoria Anne -- None Available
Cohen Victoria -- Chicago Title Company
Cohen Victoria -- --
Mcleod John -- --
Mcleod John -- Lawyers Title
Cohen Victoria -- Fidelity National Title
Cohen Victoria $115,000 Fidelity National Title
Ponder Beverly Regenberg -- --
-- $49,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Richer Brian G $15,210
Open Richer Brian G $491,790
Previous Owner Umbenhaur Ryan $114,000
Previous Owner Umbenhaur Ryan $178,000
Previous Owner Umbenhaur Ryan $32,810
Previous Owner Umbenhaur Ryan $150,540
Previous Owner Cohen Victoria $20,000
Previous Owner Cohen Victoria $136,100
Previous Owner Mcleod John $20,000
Previous Owner Mcleod John $117,000
Previous Owner Cohen Victoria $90,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/03/2023 10/03/23 Sold $507,000 +2.4% $487 / Sq Ft
09/05/2023 09/05/23 Pending -- -- --
08/31/2023 08/31/23 For Sale $495,000 +156.5% $476 / Sq Ft
07/31/2014 07/31/14 Sold $193,000 0.0% $185 / Sq Ft
06/13/2014 06/13/14 Pending -- -- --
06/07/2014 06/07/14 For Sale $193,000 -- $185 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,274 $517,140 $306,000 $211,140
2024 $6,274 $507,000 $300,000 $207,000
2023 $2,817 $222,941 $96,930 $126,011
2022 $2,743 $218,571 $95,030 $123,541
2021 $2,635 $214,286 $93,167 $121,119
2020 $2,604 $212,090 $92,212 $119,878
2019 $2,556 $207,932 $90,404 $117,528
2018 $2,389 $203,856 $88,632 $115,224
2017 $80 $199,860 $86,895 $112,965
2016 $2,291 $195,942 $85,192 $110,750
2015 $2,256 $193,000 $83,913 $109,087
2014 -- $141,358 $61,460 $79,898
Source: Public Records

Agents Affiliated with this Home

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