$850,000
SOLD NOV 14, 2025

877 Emerald Bay Dr Destin, FL 32541

4 Beds
3.5 Baths
3,900 Sq Ft
0.3 Acres

Recently Sold

$218 Per Sq Ft

5% Below List Price

38 Days on Market

Highlights

  • Golf Course Community
  • Heated In Ground Pool
  • Deck
  • Destin Elementary School Rated A-
  • Fishing
  • Vaulted Ceiling

About This Home

As of November 2025

Step inside to a grand entry and nearly 3900 square feet of living space! This 4 bedroom, 3.5 bathroom home with bonus room is located in the gated golf course community of Emerald Bay. Designed for both entertaining and embracing the Destin beach lifestyle, this residence is a blank canvas to personalize! The heart of the home is the gourmet kitchen featuring granite countertops, stainless steel appliances, a small island for serving, bar seating, and a charming breakfast nook which opens to a spacious living area with vaulted ceilings. In addition, a formal dining room with a trey ceiling adds elegance for special gatherings. The kitchen and dining maintain tile flooring and the living room transitions to a wood-look luxury plank. The first-floor primary suite boasts an ensuite with a deep soaking tub, dual vanities, and a walk-in shower. It is adjacent an office space or possible nursery. Upstairs, you'll find three generously sized bedrooms, two full baths with one being a Jack-and-Jill tub/shower combination with separate vanities spaces near each room. The loft-style walkway connects the rooms and maintains the open concept throughout the home. Above the garage, a HUGE bonus room provides endless possibilities for a potential media room, game room, or guest space. Outdoors, enjoy a large pool and hot tub with water feature that has been recently refinished and complete with a spacious deck that was also refinished and gazebo for gatherings and cool shade. A convenient half bath is located off the pool area for easy access and guest use. Additional highlights include an oversized driveway, a corner lot with no neighbors to the south, a private office, and the benefit of a 3-car garage. This home is conveniently located just 5 minutes from the beach, local shops, and restaurants. There are no short term rentals permitted in Emerald Bay community. Emerald Bay also offers a community pool and clubhouse within the Homeowner Association for your enjoyment.

Last Agent to Sell the Property

Kathryn Bowman

Christies International Real Estate Emerald Coast License #3325186 Listed on: 08/21/2025

Christies International Real Estate Emerald Coast

Last Buyer's Agent

Cory Herrman

Counts Real Estate Group Inc License #3285407

Counts Real Estate Group Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,505

Year Built

  • Built in 1994

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 80x76x152x102
  • Partially Fenced Property
  • Sprinkler System

HOA Fees

  • $53 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Automatic Garage Door Opener

Home Design

  • Mediterranean Architecture
  • Slate Roof
  • Stucco

Interior Spaces

  • 3,900 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Central Vacuum
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Bonus Room
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub
  • Garden Bath

Pool

  • Heated In Ground Pool
  • Spa

Outdoor Features

  • Deck
  • Gazebo
  • Porch

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-102A-000W-0010

Community Details

Overview

  • Association fees include recreational faclty, security
  • Emerald Bay Ph 1 B Subdivision
  • The community has rules related to covenants

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,505

Year Built

Built in 1994

Lot Details

0

HOA Fees

$53 per month

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.3
  • Lot Size: 80X76X152X102
  • Subdivision Name: EMERALD BAY PH 1-B
  • Directions: Going East on 98, turn left into Emerald Bay. Continue straight, past the Clubhouse. Home is on the left.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1994
  • Remarks Misc:Remarks: Step inside to a grand entry and nearly 3900 square feet of living space! This 4 bedroom, 3.5 bathroom home with bonus room is located in the gated golf course community of Emerald Bay. Designed for both entertaining and embracing the Destin beach lifestyle, this residence is a blank canvas to personalize! The heart of the home is the gourmet kitchen featuring granite countertops, stainless steel appliances, a small island for serving, bar seating, and a charming breakfast nook which opens to a spacious living area with vaulted ceilings. In addition, a formal dining room with a trey ceiling adds elegance for special gatherings. The kitchen and dining maintain tile flooring and the living room transitions to a wood-look luxury plank.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Bonus Room: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Rooms:Office2: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Ceiling Vaulted, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup, Wet Bar
  • Window Features: Skylight(s), Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Wet Bar: Yes
  • Appliances:Central Vacuum: Yes
  • Interior:Skylight(s): Yes

Exterior Features

  • Fencing: Fenced Lot-Part
  • Lot Features: Covenants, Restrictions, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Stucco
  • Exterior Features: Hot Tub, Pavillion/Gazebo, Sprinkler System
  • Patio And Porch Features: Deck Open, Porch Open
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Porch Open: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:PavillionGazebo: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Fishing, Golf, Pool, Tennis
  • Association #2 Fee: 158.94
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 13068.0
  • Parcel #: 00-2S-22-102A-000W-0010
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 7504.8
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2025
Closed on
Nov 14, 2025
Sold by
Kasch Katherine S and Elliott George
Bought by
May Gregory Allan and May Kimberley Anne
Seller's Agent
Kathryn Bowman
Christies International Real Estate Emerald Coast
Buyer's Agent
Cory Herrman
Counts Real Estate Group Inc
List Price
$899,000
Sold Price
$850,000
Premium/Discount to List
-$49,000
-5.45%
Views
45

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.09%
Original Mortgage
$680,000
Outstanding Balance
$680,000
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$184,922

Purchase Details

Closed on
May 15, 2019
Sold by
Martin Robert J
Bought by
Kasch Katherine Sue and Elliott George

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$470,250
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 13, 2014
Closed on
Aug 1, 2014
Sold by
Bank Of America Na
Bought by
Martin Robert J
Seller's Agent
Stephanie McCall
RealHome Services and Solutions Inc
List Price
$353,299
Sold Price
$353,299

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.11%

Purchase Details

Closed on
Jan 23, 2014
Sold by
Page J Troy
Bought by
Countrywide Bank Fsb

Purchase Details

Closed on
Sep 24, 2004
Sold by
Andrews Patrick J and Andrews Magdalena
Bought by
Page J Troy and Page Catherine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$488,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $850,000 850 Title
Warranty Deed $495,000 Vintage Title & Escrow Inc
Warranty Deed $353,298 Vintage Title & Escrow Inc
Trustee Deed -- None Available
Warranty Deed $610,000 Pinnacle Title Group Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $680,000 New Conventional
Previous Owner $470,250 New Conventional
Previous Owner $488,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/14/2025 11/14/25 Sold $850,000 -2.9% $218 / Sq Ft
09/28/2025 09/28/25 Pending -- -- --
09/23/2025 09/23/25 Price Changed $875,000 -2.7% $224 / Sq Ft
08/21/2025 08/21/25 For Sale $899,000 +154.5% $231 / Sq Ft
08/05/2014 08/05/14 Sold $353,299 0.0% $115 / Sq Ft View Prior Sale
06/24/2014 06/24/14 Pending -- -- --
06/13/2014 06/13/14 For Sale $353,299 -- $115 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,912 $694,844 $131,944 $562,900
2024 $7,525 $749,895 $128,101 $621,794
2023 $7,525 $745,044 $119,720 $625,324
2022 $6,655 $687,957 $108,836 $579,121
2021 $5,514 $496,676 $94,327 $402,349
2020 $5,123 $457,600 $89,835 $367,765
2019 $4,933 $433,955 $89,835 $344,120
2018 $4,800 $416,459 $0 $0
2017 $4,589 $390,412 $0 $0
2016 $4,443 $380,618 $0 $0
2015 $4,406 $365,753 $0 $0
2014 $3,409 $313,967 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 983594

Emerald Coast Association of REALTORS®

APN: 00-2S-22-102A-000W-0010