$224,000
$5K PRICE DROP

Top of the Gulf Condos 8817 S Thomas Dr Unit A306 Panama City, FL 32408

Estimated payment $1,410/month

Total Views 5,067
-- Bed
1 Bath
489 Sq Ft
$458 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • 24-Hour Security
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach
  • In Ground Pool

About This Home

Directly on the beach and full of charm, this beautifully updated 2023 studio at Top of the Gulf offers great light, a stylish vibe, and unbeatable value. With new flooring, low HOA dues that cover water, cable, internet, and more, plus a pet-friendly policy for owners and strong rental potential, it's the perfect mix of smart investment and personal paradise. Enjoy Gulf-front views, resort-style amenities—including pools, game room, gym, snack bar, and owner lounge—and peace of mind from a recently completed multi-million-dollar renovation that meets new Florida condo laws. Located on vibrant Thomas Drive, this is coastal living at its best—affordable, updated, and ready to enjoy!

Listing Agent

Viola Zhuravel

Fun Quest Vacation Rentals Corp License #SL3553750 Listed on: 04/09/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,607

Year Built

  • Built in 1976

Home Design

  • Stucco

Interior Spaces

  • 1 Full Bathroom
  • Ceiling Fan
  • Window Treatments
  • Living Room

Kitchen

  • Microwave
  • Dishwasher
  • Kitchen Island

Home Security

Parking

  • Paved Parking
  • Additional Parking
  • Parking Lot

Pool

  • In Ground Pool
  • Fence Around Pool

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Additional Features

  • Deeded access to the beach
  • Central Heating and Cooling System

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include clubhouse, legal/accounting, ground maintenance, pest control, pool(s), sewer, security, trash
  • High-Rise Condominium
  • Top Of The Gulf Condo. Subdivision

Amenities

  • Community Barbecue Grill
  • Game Room
  • Elevator

Recreation

  • Beach

Security

  • 24-Hour Security
  • Gated Community
  • Storm Windows
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,607

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1976
  • Property Sub Type: Condominium
  • Lot Size: 0
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Top Of The Gulf Condo.
  • Architectural Style: High Rise
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator
  • Interior Amenities: Kitchen Island, Window Treatments
  • Full Bathrooms: 1
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Living Room
  • Window Features: Storm Window(s)

Exterior Features

  • Pool Features: Fenced, In Ground, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Construction Type: Stucco

Garage/Parking

  • Parking Features: Additional Parking, Paved, Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Cable Connected, Electricity Available, Trash Collection
  • Security Features: Building Security, Gated Community, 24 Hour Security, Smoke Detector(s), Security Service
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue, Beach, Elevator, Fitness Center, Game Room, Pool, Waterfront, Gated
  • Senior Community: No
  • Amenities: Beach Rights, Beach Access, Game Room, Gated, Barbecue
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Paved
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 2606.92
  • Tax Year: 2024

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Map

About Top of the Gulf Condos

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,474 $186,673 -- --
2023 $2,474 $169,703 $0 $204,000
2022 $1,920 $154,275 $0 $154,275
2021 $1,431 $91,036 $0 $0
2020 $1,277 $106,595 $0 $106,595
2019 $1,042 $81,600 $0 $81,600
2018 $950 $68,396 $0 $0
2017 $742 $62,178 $0 $0
2016 $679 $56,525 $0 $0
2015 $654 $52,700 $0 $0
2014 $583 $46,750 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 Price Changed $224,000 -2.2% $458 / Sq Ft
04/09/2025 04/09/25 For Sale $229,000 -- $468 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Personal Reps Deed $216,000 Mti Title Insurance Agcy Inc
Deed $50,000 None Available
Warranty Deed -- Diamond Title Agency Inc
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 771703

Central Panhandle Association of REALTORS®

APN: 34994-156-000

Florida Bay County Panama City 32408

8817 S Thomas Dr Unit A306, Panama City, FL

This home is located at 8817 S Thomas Dr Unit A306, Panama City, FL 32408 and is currently priced at $224,000, approximately $458 per square foot. This property was built in 1976. 8817 S Thomas Dr Unit A306 is a home located in Bay County with nearby schools including Breakfast Point Academy, J.R. Arnold High School, and St. Bernadette Catholic School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Listing Agent
Viola Zhuravel
Section Image
Fun Quest Vacation Rentals Corp
(850) 780-1396