$225,000

Top of the Gulf Condos 8817 S Thomas Dr Unit A618 Panama City, FL 32408

Estimated payment $1,415/month

Total Views 219
-- Bed
1 Bath
489 Sq Ft
$460 Price per Sq Ft

Highlights

  • Property fronts gulf or ocean
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach

About This Home

Affordable Beachfront Escape with Excellent ROI

Discover your slice of paradise with this charming beachfront studio condo, perfectly designed to sleep 4 comfortably and deliver a strong ROI of around $35,000 annually.

Located in a low-density, friendly complex, this unit offers a peaceful and relaxing atmosphere that's becoming harder to find. Step outside and you're just steps from the sugar-white sands and sparkling Gulf waters — it doesn't get more convenient than this.

Highlights You'll Love:
Strong rental history — excellent ROI potential
Beachfront building with affordable HOA fees
Resort-style amenities including pool, outside yard games & more
Centrally located near golf, shopping & local dining hot spots
Exciting update: Tootsie's Orchid Lounge is opening just a few doors down!

Whether you're looking for an affordable beach getaway, a savvy investment, or both — this unit checks all the boxes. Enjoy easy ownership, a friendly community vibe, and endless fun at the beach.

Listing Agent

Sandi Smith

Dalton Wade Inc Listed on: 10/02/2025

Dalton Wade Inc

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,607

Year Built

  • Built in 1976

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Additional Features

  • 1 Full Bathroom
  • Deeded access to the beach

Community Details

  • Property has a Home Owners Association
  • Association fees include clubhouse, cable TV, fitness facility, internet, laundry, legal/accounting, pest control, sewer, trash, water
  • Mid-Rise Condominium
  • Top Of The Gulf Condo. Subdivision

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,607

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1976
  • Property Sub Type: Condominium
  • Subdivision Name: Top Of The Gulf Condo.
  • Architectural Style: Mid Rise
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Full Bathrooms: 1

Exterior Features

  • Waterfront Features: Gulf
  • Waterfront: Yes

Garage/Parking

  • Garage: No

Utilities

  • Utilities: Electricity Available
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Amenities: Beach Rights, Barbecue
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Cable TV, Fitness Facility, Internet, Laundry, Legal/Accounting, Pest Control, Sewer, Trash, Water

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 2607.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Map

About Top of the Gulf Condos

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,474 $186,673 -- --
2023 $2,474 $169,703 $0 $204,000
2022 $1,920 $154,275 $0 $154,275
2021 $1,431 $91,036 $0 $0
2020 $1,277 $106,595 $0 $106,595
2019 $1,042 $81,600 $0 $81,600
2018 $950 $68,396 $0 $0
2017 $742 $62,178 $0 $0
2016 $679 $56,525 $0 $0
2015 $648 $51,425 $0 $0
2014 $583 $46,750 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/02/2025 10/02/25 For Sale $225,000 -- $460 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $147,000 Mti Title Insurance Agcy Inc
Special Warranty Deed $100,000 Attorney
Trustee Deed $6,000 None Available
Interfamily Deed Transfer -- Isler & Associates Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $117,600 Future Advance Clause Open End Mortgage
Previous Owner $90,000 New Conventional
Previous Owner $47,900 Purchase Money Mortgage
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 779883

Central Panhandle Association of REALTORS®

APN: 34994-243-000

Florida Bay County Panama City 32408

8817 S Thomas Dr Unit A618, Panama City, FL

This home is located at 8817 S Thomas Dr Unit A618, Panama City, FL 32408 and is currently priced at $225,000, approximately $460 per square foot. This property was built in 1976. 8817 S Thomas Dr Unit A618 is a home located in Bay County with nearby schools including Breakfast Point Academy, J.R. Arnold High School, and St. Bernadette Catholic School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Sandi Smith
Listing Agent
Sandi Smith
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Dalton Wade Inc
(448) 231-9695