J
Seller's Agent in 2025
Jonathan Hill
Legacy Hill Realty
(205) 370-5905
4 in this area
81 Total Sales
Top of the Gulf Condos 8817 S Thomas Dr Unit A809 Panama City, FL 32408
--
Bed
1
Bath
489
Sq Ft
$482/mo
HOA Fee
Highlights
- Beach
- Property fronts gulf or ocean
- Furnished
- J.R. Arnold High School Rated A-
- In Ground Pool
- Elevator
About This Home
As of June 2025Unique opportunity to own this cozy and newly updated highly desired top floor condo with spectacular views of the Emerald Coast. This unit is offered fully furnished, featuring two new queen beds , flatscreen tv, and a dining table for four beside a floor to ceiling window overlooking the white sandy beaches. This unit is fully updated with new AC, hot water heater, and cosmetic features such as a new backsplash, appliances, countertops, wood paneling, and more. This building boasts newly redone elevators and recently resurfaced floors. Newly replaced exterior doors and windows, railings, and you can enjoy complex wide wifi. Grills are available for residents to BBQ and laundry services are available through the complex! The complex offers multiple balconies to enjoy panoramic views of the gulf, an awesome place to watch the waves crash and the vibrant sunsets. The well maintained and cozy complex of 200 condos and 8 stories offers private beach access. This appealing location is walkable to Pineapple Willy's beachfront restaurant, Signal Hill Golf Course, and many other restaurants and popular attractions. The complex is located in Top of the Gulf, a highly desired area, committed to excellence and community. This is an opportunity to own a cozy slice of paradise in Top of the Gulf.
Co-Listed By
Meredith Wilkinson
Legacy Hill Realty License #3612475
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,849
Year Built
- Built in 1976
HOA Fees
- $482 Monthly HOA Fees
Home Design
- Concrete Siding
Interior Spaces
- 1 Full Bathroom
- 489 Sq Ft Home
- Furnished
- Ceiling Fan
- Living Room
Kitchen
- Electric Oven or Range
- Microwave
- Freezer
- Dishwasher
Outdoor Features
- In Ground Pool
- Built-In Barbecue
Schools
- Breakfast Point Elementary And Middle School
- Arnold High School
Additional Features
- Central Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 34994-284-000
Community Details
Overview
- Association fees include accounting, ground keeping, insurance, internet service, sewer, water, cable TV, trash
- 200 Buildings
- 200 Units
- Top Of The Gulf Condo Subdivision
- 8-Story Property
Amenities
- Community Barbecue Grill
- Picnic Area
- Elevator
Recreation
- Beach
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 26, 2024
Closed on
Jun 16, 2025
Sold by
Bbm Rosewood Llc
Bought by
Lowery John Derek
Seller's Agent
Jonathan Hill
Legacy Hill Realty
Buyer's Agent
Test Test
ECN - Unknown Office
List Price
$295,000
Sold Price
$230,000
Premium/Discount to List
-$65,000
-22.03%
Views
61
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,535
Avg. Annual Appreciation
2.10%
Original Mortgage
$161,000
Outstanding Balance
$159,320
Interest Rate
5.92%
Mortgage Type
Construction
Estimated Equity
$72,215
Purchase Details
Closed on
Mar 31, 2022
Sold by
Pollard Phillip E
Bought by
Bbm Rosewood Llc
Purchase Details
Closed on
Jan 18, 2012
Sold by
Burditt Pollard Stacy D
Bought by
Pollard Phillip E
Purchase Details
Closed on
Jul 21, 2005
Sold by
Laguna Street Investments Inc
Bought by
Pollard Phillip E and Burditt Pollard Stacy D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,920
Interest Rate
5.59%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 7, 2005
Sold by
Shuaibismail Fatima
Bought by
Laguna Street Investments Inc
Purchase Details
Closed on
Aug 30, 2004
Sold by
Lenart Jeffrey F
Bought by
Ismail Fatima Shuaib
Purchase Details
Closed on
May 8, 2002
Sold by
Sturman Dorothy Jean
Bought by
Lenart Jeffrey F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,400
Interest Rate
7.8%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $230,000 | South Oak Title | |
| Warranty Deed | $230,000 | South Oak Title | |
| Warranty Deed | $250,000 | Rushing Susan P | |
| Quit Claim Deed | $55,000 | Attorney | |
| Warranty Deed | $199,900 | -- | |
| Quit Claim Deed | $77,000 | -- | |
| Trustee Deed | $70,100 | -- | |
| Warranty Deed | $88,000 | Lawyers Title Agency N Fl In |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $161,000 | Construction | |
| Closed | $161,000 | Construction | |
| Previous Owner | $159,920 | Fannie Mae Freddie Mac | |
| Previous Owner | $70,400 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/17/2025 06/17/25 | Sold | $230,000 | -8.0% | $470 / Sq Ft |
| 05/17/2025 05/17/25 | Pending | -- | -- | -- |
| 03/25/2025 03/25/25 | Price Changed | $250,000 | -3.8% | $511 / Sq Ft |
| 03/05/2025 03/05/25 | Price Changed | $260,000 | -7.1% | $532 / Sq Ft |
| 11/22/2024 11/22/24 | Price Changed | $280,000 | -5.1% | $573 / Sq Ft |
| 07/26/2024 07/26/24 | For Sale | $295,000 | -- | $603 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,849 | $216,750 | -- | $216,750 |
| 2023 | $2,849 | $216,750 | $0 | $216,750 |
| 2022 | $1,959 | $119,261 | $0 | $0 |
| 2021 | $1,648 | $108,419 | $0 | $0 |
| 2020 | $1,370 | $108,543 | $0 | $108,543 |
| 2019 | $1,169 | $89,675 | $0 | $89,675 |
| 2018 | $1,095 | $81,457 | $0 | $0 |
| 2017 | $905 | $74,052 | $0 | $0 |
| 2016 | $826 | $67,320 | $0 | $0 |
| 2015 | $755 | $61,200 | $0 | $0 |
| 2014 | $693 | $56,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jonathan Hill
-
M
Seller Co-Listing Agent in 2025
Meredith Wilkinson
Legacy Hill Realty
-
Test Test
T
Buyer's Agent in 2025
Test Test
ECN - Unknown Office
(585) 329-5058
176 in this area
3,585 Total Sales
About Top of the Gulf Condos
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 955581
APN: 34994-284-000
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