Top of the Gulf Condos 8817 S Thomas Dr Unit A815 Panama City, FL 32408
Estimated payment $1,681/month
Highlights
- Beach
- Property fronts gulf or ocean
- Clubhouse
- J.R. Arnold High School Rated A-
- Deeded access to the beach
- Community Pool
About This Home
Top of the Gulf Unit 815 | Fully Updated Top-Floor Gulf-Front Condo in Panama City Beach! Welcome to Unit 815 at Top of the Gulf—an updated, fully furnished top-floor condo offering one of the most desirable and direct Gulf-front views in the entire building. Located on the sugar-white sands of Panama City Beach, this Gulf-front studio places you just steps from the shoreline with panoramic, unobstructed views of the Gulf of Mexico through a floor-to-ceiling beachfront window.
This turnkey condo has been thoughtfully remodeled with a brand-new queen bed, all new furniture, a flatscreen TV, and a dining space for four. The kitchen and living areas have been refreshed with modern appliances, new countertops, a stylish backsplash, white brick wall accents, new flooring, and updated finishes throughout. The result is a clean, modern coastal retreat ready for immediate enjoyment or rental use.
Top of the Gulf is a well-maintained beachfront community that has recently completed major building upgrades, including new elevators, resurfaced floors, new exterior doors and windows, updated balcony railings, and complex-wide Wi-Fi. Amenities include a Gulf-front pool, kiddie pool, fitness center, owners lounge, game room, BBQ grills, picnic areas, beach showers, a poolside snack bar, and convenient onsite laundry. The building is pet-friendly for owners, offers low HOA dues that include water, cable, internet, and parking, and is fully compliant with Florida's new condominium regulations—no special assessments.
Located on Thomas Drive, this condo is within walking distance to Pineapple Willy's, Signal Hill Golf Course, beachfront dining, shopping, entertainment, and popular Panama City Beach attractions. While Unit 815 has not been used as a vacation rental in recent years, it is rental-ready and positioned to perform exceptionally well as an investment property.
This top-floor Gulf-front condo is ideal for buyers seeking a personal retreat, full-time coastal living, or an income-producing beachfront investment. With premium views, modern upgrades, and a strong location in one of the most desirable condo buildings on the beach, Unit 815 offers true turnkey Gulf-front living in Panama City Beach.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,455
Year Built
- Built in 1976
Interior Spaces
- 1 Full Bathroom
- Living Room
- Breakfast Bar
Parking
- Paved Parking
- Parking Lot
Schools
- Breakfast Point Elementary And Middle School
- Arnold High School
Utilities
- Central Air
- Heating Available
- High Speed Internet
Additional Features
- Deeded access to the beach
Community Details
Overview
- Property has a Home Owners Association
- Association fees include clubhouse, cable TV, fitness facility, internet, laundry, ground maintenance, pool(s), trash, water
- High-Rise Condominium
- Top Of The Gulf Condo. Subdivision
Amenities
- Community Barbecue Grill
- Picnic Area
- Clubhouse
- Game Room
- Laundry Facilities
- Elevator
Recreation
- Beach
Map
About Top of the Gulf Condos
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,367 | $144,423 | -- | -- |
| 2023 | $2,367 | $216,750 | $0 | $216,750 |
| 2022 | $1,960 | $119,358 | $0 | $0 |
| 2021 | $1,648 | $108,507 | $0 | $0 |
| 2020 | $1,419 | $108,543 | $0 | $108,543 |
| 2019 | $1,169 | $89,675 | $0 | $89,675 |
| 2018 | $1,095 | $81,600 | $0 | $0 |
| 2017 | $905 | $74,052 | $0 | $0 |
| 2016 | $826 | $67,320 | $0 | $0 |
| 2015 | $755 | $61,200 | $0 | $0 |
| 2014 | $693 | $56,100 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/17/2025 11/17/25 | For Sale | $280,000 | +166.7% | $573 / Sq Ft | |
| 02/02/2020 02/02/20 | Off Market | $105,000 | -- | -- | |
| 07/17/2017 07/17/17 | For Sale | $105,000 | 0.0% | $215 / Sq Ft | |
| 06/30/2017 06/30/17 | Sold | $105,000 | -- | $215 / Sq Ft | View Prior Sale |
| 06/04/2017 06/04/17 | Pending | -- | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $367,500 | Omega Title Llc | |
| Deed | $105,000 | -- |
Source: Central Panhandle Association of REALTORS®
MLS Number: 781757
APN: 34994-290-000
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