$365,800

891 Choctawhatchee River Rd Ponce de Leon, FL 32455

Estimated payment $2,201/month

Total Views 444
2 Beds
2 Baths
2,052 Sq Ft
$178 Price per Sq Ft

Highlights

  • Hot Property
  • Home fronts a seawall
  • River View
  • Freeport Middle School Rated A-
  • Fishing
  • Maid or Guest Quarters

About This Home

AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & < 30 miles to 30A! Tired of traffic & tourist traps? Dreaming of a peaceful retreat to escape to, without giving up the beach & civilization? ideal as a primary Home, multi-occupancy 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at the expansive Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF). The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included. From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views. On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours.The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage. An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic. SELLER TO REPLACE HVAC & REPLACE EXISTING METAL ROOF with a dimensional shingle roof prior to closing.Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch. Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks! Seclusion with Close Proximity to it ALL!Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 milesCowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic TablesAlaqua Animal Refuge - 9.2 milesE.O. Wilson Biophilia Center - Just over 10 milesPublix Super Market at The Shoppes at Freeport - 14.3 milesEden Gardens & Point Washington State Parks - within 28 milesGrayton Beach - 27.5 milesRosemary Beach - 30.6 milesGrand Blvd 32 milesECP Airport 22 milesClosest Public Beach Access 58 Panama City Beach - 23.4 milesBlue Mountain Regional Beach Access - 26.9 miles

Listing Agent

Karen Martineau

RE/MAX Coastal Properties License #3096846

RE/MAX Coastal Properties

Co-Listing Agent

Glenda Lichorwic

RE/MAX Coastal Properties License #3247032

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,836

Year Built

  • Built in 1997

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 72 x 107 x 71 x 110
  • Home fronts a seawall
  • River Front
  • Interior Lot
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Oversized Parking

Home Design

  • Cabin
  • Slab Foundation
  • Frame Construction
  • Metal Roof
  • Wood Siding
  • Wood Trim

Interior Spaces

  • 2,052 Sq Ft Home
  • 2-Story Property
  • Built-in Bookshelves
  • Woodwork
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Window Treatments
  • Living Room
  • Dining Area
  • Bonus Room
  • Screened Porch
  • River Views

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Range Hood
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Primary Bedroom
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Outdoor Features

  • Bulkhead
  • Balcony
  • Covered Deck
  • Shed

Location

  • Flood Insurance May Be Required

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 02-1S-17-07050-00B-0100

Community Details

Overview

  • Choctawhatchee River Estates Subdivision

Recreation

  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,836

Year Built

Built in 1997

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.21
  • Lot Size: 72 x 107 x 71 x 110
  • Road Surface Type: Paved
  • Co List Office Mls Id: EMAX
  • Co List Office Phone: 850-837-9900
  • Subdivision Name: CHOCTAWHATCHEE RIVER ESTATES
  • Directions: From Freeport take Hwy 20 East through Bruce. Shortly after crossing over Dismal Creek bridge, turn right on Cowford Road. It curves to the left after 0.1 mile. Continue on Cowford to Choctawhatchee River Road on the right. Go 0.8 mile down Choctawhatchee River Road and home will be on the left.
  • Architectural Style: Cabin
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1997
  • Utilities Electric: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Disposal, Range Hood, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Cathedral, Fireplace, Guest Quarters, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup, Woodwork Stained
  • Window Features: Window Treatment All
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Smooth Stovetop Rnge: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall, Flood Insurance Req, Interior, Level
  • View: River
  • Waterfront Features: River
  • Waterfront: Yes
  • Construction Type: Frame, Siding Wood, Trim Wood
  • Exterior Features: Balcony, Yard Building
  • Foundation Details: Slab
  • Other Structures: Guest Quarters
  • Patio And Porch Features: Deck Covered, Deck Enclosed, Porch, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Lot Features:BulkheadSeawall: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Trim Wood: Yes
  • ConstructionSiding:Siding Wood: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electric
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Fishing, Waterfront

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 9147.6
  • Parcel #: 02-1S-17-07050-00B-0100
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1835.66
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,849 $210,835 $19,800 $191,035
2023 $1,849 $213,255 $19,800 $193,455
2022 $817 $124,107 $0 $0
2021 $825 $120,492 $0 $0
2020 $837 $118,828 $5,184 $113,644
2019 $810 $116,359 $0 $0
2018 $794 $114,189 $0 $0
2017 $790 $113,471 $0 $0
2016 $777 $111,137 $0 $0
2015 $783 $110,364 $0 $0
2014 $807 $111,533 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 For Sale $365,800 +26.1% $178 / Sq Ft
01/31/2022 01/31/22 Sold $290,000 0.0% $141 / Sq Ft
12/10/2021 12/10/21 Pending -- -- --
11/15/2021 11/15/21 For Sale $290,000 -- $141 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 New Title Company Name
Warranty Deed $250,000 Mitchell Land & Title Inc
Quit Claim Deed $41,000 Mitchell Land & Title Inc
Warranty Deed $168,000 --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $275,500 New Conventional
Source: Public Records

Similar Homes in Ponce de Leon, FL

  • 439 Big Cedar Rd, Ponce de Leon, FL 32455

    $339,000

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft
    • 439 Big Cedar Rd
    • Ponce de Leon, FL

    Rare Riverfront Opportunity on the Choctawhatchee!Don't miss your chance to own this unique 3-bedroom home perched on the tranquil banks of the Choctawhatchee River. Whether you're looking for a serene primary residence or the ultimate fish camp getaway, this property offers the best of both worlds. Just seconds from the nearest boat ramp, you'll have quick and easy access to endless days on the

    Kaitlyn Fucci Counts Real Estate Group Inc

    Section Image
  • 89 Howell Bluff Rd, Ponce de Leon, FL 32455

    $369,500

    • 3 Beds
    • 2 Baths
    • 1,308 Sq Ft
    • 89 Howell Bluff Rd
    • Ponce de Leon, FL

    The River is Calling! Leave the World behind & Relax on the calm waters of Choctawhatchee River. This River Cottage sits high on the Bluff & nestled by gorgeous Oak Trees. The Beach sings ''sand in my shoes'', but the River ''stays in your soul''. Outdoor Kitchen overlooking the River is perfect after a day of fishing & outfitted with a grill, sink, mini-fridge + the best River views! Ideal for

    Sherry Paris Palmetto Properties & Realty LLC

    Section Image
  • 392 & 402 Smokehouse Lake Rd, Ponce de Leon, FL 32455

    $329,000

    • 3 Beds
    • 2 Baths
    • 640,792 Sq Ft
    • 392 & 402 Smokehouse Lake Rd
    • Ponce de Leon, FL

    Investment opportunity!! 2 cabins, each with it's own power pole and address. Each cabin has it's own septic but they share a common well. This property joins water management land so you will have plenty of privacy. Cabin#1 features 1 bedroom 1 bath cabin with a closed in wrap around porch. Kitchen/dining and living room are together. There is a very spacious back porch. Cabin # 2 is a

    Stephanie Dorriety Real Estate Simple Inc

    Section Image
  • 233 Skeeter Rd, Ponce de Leon, FL 32455

    $334,900

    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft
    • 233 Skeeter Rd
    • Ponce de Leon, FL

    Beautiful Country Home on 11+ Acres with Pond and Private Access to WMA.Looking for the peaceful country life? This stunning home is your perfect retreat! Set on over 11 acres, it offers relaxing water views and even has its very own pond. Start your mornings on the spacious front porch, sipping coffee and taking in the beauty of nature. Inside, the open-concept kitchen is designed to

    Maria Cornejo Perez LoKation Real Estate

    Section Image

Source: Emerald Coast Association of REALTORS®

MLS Number: 977005

Emerald Coast Association of REALTORS®

APN: 02-1S-17-07050-00B-0100