
891 Choctawhatchee River Rd Ponce de Leon, FL 32455
Estimated payment $2,201/month
Highlights
- Hot Property
- Home fronts a seawall
- River View
- Freeport Middle School Rated A-
- Fishing
- Maid or Guest Quarters
About This Home
AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & < 30 miles to 30A! Tired of traffic & tourist traps? Dreaming of a peaceful retreat to escape to, without giving up the beach & civilization? ideal as a primary Home, multi-occupancy 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at the expansive Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF). The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included. From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views. On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours.The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage. An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic. SELLER TO REPLACE HVAC & REPLACE EXISTING METAL ROOF with a dimensional shingle roof prior to closing.Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch. Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks! Seclusion with Close Proximity to it ALL!Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 milesCowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic TablesAlaqua Animal Refuge - 9.2 milesE.O. Wilson Biophilia Center - Just over 10 milesPublix Super Market at The Shoppes at Freeport - 14.3 milesEden Gardens & Point Washington State Parks - within 28 milesGrayton Beach - 27.5 milesRosemary Beach - 30.6 milesGrand Blvd 32 milesECP Airport 22 milesClosest Public Beach Access 58 Panama City Beach - 23.4 milesBlue Mountain Regional Beach Access - 26.9 miles
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,836
Year Built
- Built in 1997
Lot Details
- 9,148 Sq Ft Lot
- Lot Dimensions are 72 x 107 x 71 x 110
- Home fronts a seawall
- River Front
- Interior Lot
- Level Lot
Parking
- 1 Car Attached Garage
- Oversized Parking
Home Design
- Cabin
- Slab Foundation
- Frame Construction
- Metal Roof
- Wood Siding
- Wood Trim
Interior Spaces
- 2,052 Sq Ft Home
- 2-Story Property
- Built-in Bookshelves
- Woodwork
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Window Treatments
- Living Room
- Dining Area
- Bonus Room
- Screened Porch
- River Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Induction Cooktop
- Range Hood
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
- Maid or Guest Quarters
- In-Law or Guest Suite
- 2 Full Bathrooms
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry Room
- Exterior Washer Dryer Hookup
Outdoor Features
- Bulkhead
- Balcony
- Covered Deck
- Shed
Location
- Flood Insurance May Be Required
Schools
- Freeport Elementary And Middle School
- Freeport High School
Utilities
- Central Heating and Cooling System
- Well
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 02-1S-17-07050-00B-0100
Community Details
Overview
- Choctawhatchee River Estates Subdivision
Recreation
- Fishing
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $1,849 | $210,835 | $19,800 | $191,035 |
2023 | $1,849 | $213,255 | $19,800 | $193,455 |
2022 | $817 | $124,107 | $0 | $0 |
2021 | $825 | $120,492 | $0 | $0 |
2020 | $837 | $118,828 | $5,184 | $113,644 |
2019 | $810 | $116,359 | $0 | $0 |
2018 | $794 | $114,189 | $0 | $0 |
2017 | $790 | $113,471 | $0 | $0 |
2016 | $777 | $111,137 | $0 | $0 |
2015 | $783 | $110,364 | $0 | $0 |
2014 | $807 | $111,533 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
05/23/2025 05/23/25 | For Sale | $365,800 | +26.1% | $178 / Sq Ft |
01/31/2022 01/31/22 | Sold | $290,000 | 0.0% | $141 / Sq Ft |
12/10/2021 12/10/21 | Pending | -- | -- | -- |
11/15/2021 11/15/21 | For Sale | $290,000 | -- | $141 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $290,000 | New Title Company Name | |
Warranty Deed | $250,000 | Mitchell Land & Title Inc | |
Quit Claim Deed | $41,000 | Mitchell Land & Title Inc | |
Warranty Deed | $168,000 | -- | |
Interfamily Deed Transfer | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $275,500 | New Conventional |
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Source: Emerald Coast Association of REALTORS®
MLS Number: 977005

APN: 02-1S-17-07050-00B-0100
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